What is the median home value in Lake Ozark, MO?

Name: Home values in Lake Ozark, MO, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

The median value of owner-occupied homes in Lake Ozark, MO is $278,100 (±$91,357), as owners estimated it in the Census Bureau’s 2020–2024 American Community Survey.

In Lake Ozark, the median home value went from $297,400 in 2015–2019 to $278,100 in 2020–2024 (−6.5%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

Median home value: $278,100 (±$91,357)
Owner-occupied homes: 635 (±114)
Most common range: $300,000 to $499,999

Home values in Lake Ozark

Owner-occupied homes by value, 2020–2024
Value	Lake Ozark	Miller County	Missouri	United States
Less than $50,000	4.1% (±4.8 points)	15.8%	6.8%	5.3%
$50,000 to $99,999	3.6% (±2.7 points)	10.3%	9.1%	6.1%
$100,000 to $149,999	12.0% (±8.5 points)	11.9%	11.3%	6.8%
$150,000 to $199,999	14.0% (±8.0 points)	13.7%	14.4%	9.0%
$200,000 to $299,999	18.0% (±8.4 points)	20.8%	24.1%	17.8%
$300,000 to $499,999	22.0% (±5.8 points)	19.9%	23.6%	26.9%
$500,000 to $999,999	22.0% (±6.6 points)	6.8%	9.1%	20.9%
$1,000,000 or more	4.3% (±4.8 points)	0.8%	1.6%	7.1%

The most common range is $300,000 to $499,999, 22.0% of owned homes.

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

Lake Ozark against Miller County, its state and the nation

Estimate (90% margin of error)
	Lake Ozark	Miller County	Missouri	United States
Median home value	$278,100 (±$91,357)	$192,600 (±$15,880)	$230,300 (±$880)	$332,700
Owner-occupied homes	635 (±114)	7,280 (±340)	1,708,413 (±9,125)	84,210,142

In Lake Ozark, the median home value is not measurably different from Miller County ($192,600).

It is not measurably different from Missouri ($230,300).

It is not measurably different from the national figure ($332,700).

In Miller County, Lake Ozark ranks 2 of 5 places with a published estimate, from highest to lowest median home value.

Statewide, it ranks 121 of 1,128.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How home values in Lake Ozark have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median home value	$297,400 (±$38,255)	$278,100 (±$91,357)	−6.5%	No measurable change after inflation
Median owner cost with a mortgage	$1,611 (±$400)	$1,458 (±$197)	−9.5%	No measurable change after inflation
Median real estate taxes	$1,920 (±$277)	$1,782 (±$374)	−7.2%	Down after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median home value in places near Lake Ozark

Nearest places with a published estimate, compared with Lake Ozark
Place	Distance	Median home value	Compared with this place
Lake Ozark	—	$278,100 (±$91,357)	—
Village of Four Seasons	4.5 mi	$365,400 (±$36,701)	Not measurably different
Osage Beach	4.6 mi	$355,200 (±$34,410)	Not measurably different
Sunrise Beach	8.7 mi	$207,100 (±$101,751)	Not measurably different
Tuscumbia	9.6 mi	$134,400 (±$13,100)	Lower
Laurie	11 mi	$187,200 (±$31,089)	Not measurably different
Eldon	11 mi	$157,400 (±$45,086)	Lower
Linn Creek	12 mi	$228,600 (±$28,730)	Not measurably different
Barnett	12 mi	$67,500 (±$65,803)	Lower

Nearby places with a measurably lower figure: Tuscumbia, MO ($134,400), Eldon, MO ($157,400), Barnett, MO ($67,500).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median home value across Miller County, place by place

Rank	Place	Median home value
1	St. Elizabeth	$284,100 (±$35,659)
2	Lake Ozark	$278,100 (±$91,357)
3	Eldon	$157,400 (±$45,086)
4	Tuscumbia	$134,400 (±$13,100)
5	Iberia	$122,900 (±$57,399)

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Lake Ozark

What is the average home value in Lake Ozark, MO?

The Census Bureau publishes the median: $278,100 (±$91,357) for owner-occupied homes in Lake Ozark (2020–2024 American Community Survey).

Have home values in Lake Ozark gone up?

In Lake Ozark, the median home value went from $297,400 in 2015–2019 to $278,100 in 2020–2024 (−6.5%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Is this what homes in Lake Ozark sell for?

No: it is the value owners reported, which tends to lag the market; recent sale prices and an appraisal answer that question.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Lake Ozark city, Missouri (place:40034, in state:29).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25077_001E, B25077_001M, B25088_002E, B25088_002M, B25103_001E, B25103_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0089E, DP04_0089M, DP04_0046E, DP04_0046M, DP04_0081PE, DP04_0081PM, DP04_0082PE, DP04_0082PM, DP04_0083PE, DP04_0083PM, DP04_0084PE, DP04_0084PM, DP04_0085PE, DP04_0085PM, DP04_0086PE, DP04_0086PM, DP04_0087PE, DP04_0087PM, DP04_0088PE, DP04_0088PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.