How much do homeowners pay a month in Otterville, MO?
Homeowners with a mortgage in Otterville, MO pay a median of $970 (±$73) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $439 (±$44).
61.0% of owned homes carry a mortgage.
In Otterville, the median monthly cost with a mortgage went from $821 in 2015–2019 to $970 in 2020–2024 (+18.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $970 (±$73)
- Without a mortgage
- $439 (±$44)
- Owned with a mortgage
- 61.0%
Monthly owner costs in Otterville
| Otterville | Cooper County | Missouri | United States | |
|---|---|---|---|---|
| With a mortgage | $970 (±$73) | $1,269 (±$71) | $1,524 (±$7) | $1,963 |
| Without a mortgage | $439 (±$44) | $512 (±$25) | $546 (±$3) | $638 |
| Owned homes with a mortgage | 61.0% (±11.5 points) | 57.5% (±3.2 points) | 60.2% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $1,128 (±$159) | $1,334 (±$42) | $1,948 (±$11) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Otterville, the median cost with a mortgage is lower than in Cooper County ($1,269).
It is also lower than in Missouri ($1,524).
It is lower than the national figure ($1,963).
In Cooper County, Otterville ranks 6 of 7 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 847 of 1,092.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Otterville have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $821 (±$96) | $970 (±$73) | +18.1% | No measurable change after inflation |
| Median real estate taxes | $694 (±$130) | $1,128 (±$159) | +62.5% | Up after inflation |
| Median home value | $76,400 (±$10,977) | $122,800 (±$18,968) | +60.7% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Otterville
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Otterville | — | $970 (±$73) | — |
| Smithton | 5.1 mi | $975 (±$117) | Not measurably different |
| Syracuse | 7.2 mi | $888 (±$816) | Not measurably different |
| Tipton | 12 mi | $1,064 (±$188) | Not measurably different |
| Bunceton | 13 mi | $1,050 (±$115) | Not measurably different |
| Sedalia | 13 mi | $1,119 (±$82) | Higher |
| Pilot Grove | 13 mi | $1,097 (±$86) | Higher |
| Stover | 18 mi | $975 (±$78) | Not measurably different |
| Hughesville | 18 mi | $1,109 (±$230) | Not measurably different |
Nearby places with a measurably higher figure: Sedalia, MO ($1,119), Pilot Grove, MO ($1,097).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Cooper County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Windsor Place | $1,500 (±$411) |
| 2 | Boonville | $1,172 (±$100) |
| 3 | Blackwater | $1,153 (±$87) |
| 4 | Pilot Grove | $1,097 (±$86) |
| 5 | Bunceton | $1,050 (±$115) |
| 6 | Otterville | $970 (±$73) |
| 7 | Prairie Home | $906 (±$153) |
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Otterville
What is the average mortgage payment in Otterville?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Otterville, MO is $970 (±$73) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Otterville?
Owners without a mortgage in Otterville pay a median of $439 (±$44) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Otterville gone up?
In Otterville, the median monthly cost with a mortgage went from $821 in 2015–2019 to $970 in 2020–2024 (+18.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Otterville city, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Otterville city, Missouri
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Otterville city, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Otterville city, Missouri
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Otterville city, Missouri
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Otterville city, Missouri (place:55478, in state:29).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Otterville at a glance
- Renters and owners in Otterville
- Income and affordability in Otterville
- Home values in Otterville
- Property taxes in Otterville
- Types of homes in Otterville
- Bedrooms in Otterville
- Age of homes in Otterville
- Heating fuel in Otterville
- How long people stay in Otterville
- Missouri landlord and tenant rules
- Housing across Cooper County
- Housing data for every place in Missouri