How much do homeowners pay a month in Polo, MO?
Homeowners with a mortgage in Polo, MO pay a median of $1,393 (±$108) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $510 (±$48).
48.8% of owned homes carry a mortgage.
In Polo, the median monthly cost with a mortgage went from $806 in 2015–2019 to $1,393 in 2020–2024 (+72.8%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $1,393 (±$108)
- Without a mortgage
- $510 (±$48)
- Owned with a mortgage
- 48.8%
Monthly owner costs in Polo
| Polo | Caldwell County | Missouri | United States | |
|---|---|---|---|---|
| With a mortgage | $1,393 (±$108) | $1,382 (±$78) | $1,524 (±$7) | $1,963 |
| Without a mortgage | $510 (±$48) | $481 (±$26) | $546 (±$3) | $638 |
| Owned homes with a mortgage | 48.8% (±10.8 points) | 43.9% (±4.2 points) | 60.2% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $1,191 (±$207) | $1,338 (±$87) | $1,948 (±$11) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Polo, the median cost with a mortgage is not measurably different from Caldwell County ($1,382).
It is also lower than in Missouri ($1,524).
It is lower than the national figure ($1,963).
In Caldwell County, Polo ranks 7 of 19 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 275 of 1,092.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Polo have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $806 (±$139) | $1,393 (±$108) | +72.8% | Up after inflation |
| Median real estate taxes | $800 (±$154) | $1,191 (±$207) | +48.9% | No measurable change after inflation |
| Median home value | $76,500 (±$6,421) | $154,700 (±$13,948) | +102.2% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Polo
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Polo | — | $1,393 (±$108) | — |
| Grant Township (Caldwell County) | 1.5 mi | $1,582 (±$261) | Not measurably different |
| Lincoln Township (Caldwell County) | 5.7 mi | $850 (±$436) | Lower |
| Cowgill | 5.9 mi | $763 (±$138) | Lower |
| Rockford Township (Caldwell County) | 6.2 mi | $1,434 (±$186) | Not measurably different |
| Kingston | 6.3 mi | $1,375 (±$573) | Not measurably different |
| Kingston Township | 7.4 mi | $2,333 (±$1,633) | Not measurably different |
| New York Township | 9.2 mi | $1,563 (±$299) | Not measurably different |
| Mirabile Township | 9.3 mi | $2,067 (±$501) | Higher |
Nearby places with a measurably lower figure: Lincoln Township (Caldwell County), MO ($850), Cowgill, MO ($763).
Nearby places with a measurably higher figure: Mirabile Township, MO ($2,067).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Caldwell County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Kingston Township | $2,333 (±$1,633) |
| 2 | Mirabile Township | $2,067 (±$501) |
| 3 | Gomer Township | $1,653 (±$745) |
| 4 | Grant Township (Caldwell County) | $1,582 (±$261) |
| 5 | New York Township | $1,563 (±$299) |
| 6 | Rockford Township (Caldwell County) | $1,434 (±$186) |
| 7 | Polo | $1,393 (±$108) |
| 8 (tie) | Kingston | $1,375 (±$573) |
| 8 (tie) | Breckenridge Township | $1,375 (±$130) |
| 10 | Hamilton Township (Caldwell County) | $1,321 (±$185) |
| 11 | Breckenridge | $1,313 (±$451) |
| 12 | Hamilton | $1,300 (±$148) |
| 13 | Kidder | $1,200 (±$337) |
Showing 13 of 19 places in Caldwell County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Polo
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Polo beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Polo, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Polo, and send estimates and invoices from your phone.
Questions about Polo
What is the average mortgage payment in Polo?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Polo, MO is $1,393 (±$108) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Polo?
Owners without a mortgage in Polo pay a median of $510 (±$48) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Polo gone up?
In Polo, the median monthly cost with a mortgage went from $806 in 2015–2019 to $1,393 in 2020–2024 (+72.8%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Polo city, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Polo city, Missouri
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Polo city, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Polo city, Missouri
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Polo city, Missouri
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Polo city, Missouri (place:58916, in state:29).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Polo at a glance
- Renters and owners in Polo
- Income and affordability in Polo
- Home values in Polo
- Property taxes in Polo
- Types of homes in Polo
- Bedrooms in Polo
- Age of homes in Polo
- Heating fuel in Polo
- Commute and cars in Polo
- Missouri landlord and tenant rules
- Housing across Caldwell County
- Housing data for every place in Missouri