Housing data for Spanish Lake, MO
Spanish Lake, MO has an estimated 17,873 residents and 8,939 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in St. Louis County.
50.8% of households rent.
The median gross rent is $1,160 a month.
Figures last updated on .
- Residents
- 17,873 (±1,543)
- Housing units
- 8,939 (±625)
- Households that rent
- 50.8%
- Median gross rent
- $1,160
- Residents since 2015–2019
- +2.2%
What stands out in Spanish Lake
Households that rent: 50.8% (±5.2 points) in Spanish Lake, higher than in St. Louis County (30.8%).
Median home value: $135,600 (±$19,612) in Spanish Lake, lower than in St. Louis County ($276,800).
Working from home: 9.8% (±3.4 points) in Spanish Lake, lower than in St. Louis County (18.3%).
Median household income: $55,920 (±$4,576) in Spanish Lake, lower than in St. Louis County ($82,936).
- Renters and owners in Spanish Lake
- Home values in Spanish Lake
- Commute and cars in Spanish Lake
- Income and affordability in Spanish Lake
Housing in Spanish Lake at a glance
- Median rent: $1,160 median gross rent a month
- Rent by bedrooms: $1,114 median gross rent, 2 bedrooms
- Rent burden: 59.1% of renters pay 30% or more of income
- Renters and owners: 50.8% of households rent
- Income and affordability: $55,920 median household income
- Home values: $135,600 median home value
- Homeowner costs: $1,349 median monthly cost with a mortgage
- Property taxes: $2,310 median real estate taxes a year
- Types of homes: 19.9% of homes are in buildings of 5 or more units
- Bedrooms: 59.9% of homes have 3 or more bedrooms
- Age of homes: 84.4% of homes were built before 1980
- Vacancy rate: 4.4% rental vacancy rate
- Heating fuel: 76.4% heat with utility gas
- Commute and cars: 24.6 minutes average trip to work
- Growth: +2.2% residents since 2015–2019
- How long people stay: 26.3% moved in since 2020
- Crowding and facilities: 1.8% of homes have more than 1 person per room
- Fair Market Rent: $1,370 Small Area FMR, 2 bedrooms (ZIP 63138)
Spanish Lake against St. Louis County, its state and the nation
| Spanish Lake | St. Louis County | Missouri | United States | |
|---|---|---|---|---|
| Residents | 17,873 (±1,543) | 995,569 (exact) | 6,191,814 (exact) | 334,922,499 |
| Housing units | 8,939 (±625) | 446,192 (±189) | 2,825,287 (±1,043) | 143,775,355 |
| Households that rent | 50.8% (±5.2 points) | 30.8% (±0.5 points) | 31.9% (±0.2 points) | 34.8% |
| Median gross rent | $1,160 (±$78) | $1,209 (±$12) | $1,033 (±$6) | $1,413 |
| Median household income | $55,920 (±$4,576) | $82,936 (±$1,390) | $70,702 (±$325) | $80,734 |
| Median home value | $135,600 (±$19,612) | $276,800 (±$2,745) | $230,300 (±$880) | $332,700 |
| Median real estate taxes (a year) | $2,310 (±$144) | $3,335 (±$34) | $1,948 (±$11) | $3,119 |
| Built before 1980 | 84.4% (±9.0 points) | 68.6% (±1.0 points) | 52.8% (±0.4 points) | 49.7% |
| Average commute | 24.6 minutes (±1.3) | 23.1 minutes (±0.3) | 23.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 92.6% (±2.9 points) | 93.4% (±0.3 points) | 89.3% (±0.2 points) | 91.0% |
| Median age of residents | 33.0 years (±2.5) | 40.3 years (±0.2) | 39.0 years (±0.2) | 38.9 years |
Spanish Lake covers 7.4 square miles of land, about 2,424 residents per square mile (Census Bureau Gazetteer).
How Spanish Lake has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 17,485 (±1,221) | 17,873 (±1,543) | +2.2% | Not a measurable change |
| Housing units | 8,973 (±184) | 8,939 (±625) | −0.4% | Not a measurable change |
| Median gross rent | $815 (±$82) | $1,160 (±$78) | +42.3% | Up after inflation |
| Median home value | $98,800 (±$7,375) | $135,600 (±$19,612) | +37.2% | No measurable change after inflation |
| Median household income | $37,153 (±$3,877) | $55,920 (±$4,576) | +50.5% | Up after inflation |
| Median owner cost with a mortgage | $1,160 (±$65) | $1,349 (±$85) | +16.3% | No measurable change after inflation |
| Median real estate taxes | $1,836 (±$100) | $2,310 (±$144) | +25.8% | No measurable change after inflation |
| Households that rent | 55.9% (±4.0 points) | 50.8% (±5.2 points) | −5.1 percentage points | Not a measurable change |
| Rental vacancy rate | 12.1% (±3.7 points) | 4.4% (±3.0 points) | −7.7 percentage points | Measurable decrease |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
ZIP codes in Spanish Lake
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 63138 | 40% | 18,233 | $1,161 | $139,100 | $56,096 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Spanish Lake
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Glasgow Village | 2.2 mi | $1,229 | $69,000 | 66.7% |
| Bellefontaine Neighbors | 2.7 mi | $1,151 | $99,700 | 41.9% |
| Riverview | 3.1 mi | $803 | $72,700 | 60.4% |
| Black Jack | 3.1 mi | $1,166 | $193,000 | 21.9% |
| Castle Point | 3.1 mi | $1,094 | $62,600 | 33.6% |
| Moline Acres | 3.5 mi | $1,193 | $90,000 | 36.8% |
| Dellwood | 4.3 mi | $1,161 | $83,700 | 33.4% |
| West Alton | 5.1 mi | $1,375 | $153,100 | 14.3% |
Places in Missouri most like Spanish Lake
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Charlack | $1,096 | $119,000 | $54,792 | 41.7% |
| Ferguson | $1,119 | $109,900 | $47,524 | 51.8% |
| St. Ann | $976 | $126,600 | $52,323 | 43.6% |
| St. Louis | $997 | $197,500 | $56,160 | 54.7% |
| Grandview | $1,035 | $188,500 | $53,447 | 50.9% |
| Independence | $1,109 | $172,900 | $60,339 | 39.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Missouri.
HUD Fair Market Rent for Spanish Lake, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,064 | $1,104 | $1,349 | $1,731 | $1,997 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Spanish Lake, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $23,850 | $39,750 | $63,600 |
| 2 people | $27,250 | $45,400 | $72,650 |
| 3 people | $30,650 | $51,100 | $81,750 |
| 4 people | $34,050 | $56,750 | $90,800 |
| 5 people | $38,680 | $61,300 | $98,100 |
| 6 people | $44,360 | $65,850 | $105,350 |
| 7 people | $50,040 | $70,400 | $112,600 |
| 8 people | $55,720 | $74,950 | $119,900 |
These are the limits HUD sets for its housing programs in the St. Louis, MO-IL HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $113,500.
A program can use its own limits; tax-credit and local programs often do.
Spanish Lake is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Spanish Lake
What is the average rent in Spanish Lake, MO?
The Census Bureau publishes the median rather than the average: the median gross rent in Spanish Lake is $1,160 (±$78) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Spanish Lake?
The median gross rent for a one-bedroom home in Spanish Lake, MO is $744 (±$143) a month (2020–2024 American Community Survey).
Are renters in Spanish Lake rent-burdened?
59.1% of renting households in Spanish Lake pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Spanish Lake?
Spanish Lake has an estimated 3,663 (±426) renting households, 50.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Spanish Lake?
The median household income in Spanish Lake is $55,920 (±$4,576) a year (2020–2024 American Community Survey).
What is the average home value in Spanish Lake, MO?
The Census Bureau publishes the median: $135,600 (±$19,612) for owner-occupied homes in Spanish Lake (2020–2024 American Community Survey).
Is Spanish Lake growing?
In Spanish Lake, the number of residents went from 17,485 in 2015–2019 to 17,873 in 2020–2024 (+2.2%), not a measurable change.
What ZIP codes are in Spanish Lake?
The ZIP code that covers Spanish Lake is 63138.
What is the median rent in ZIP code 63138?
The median gross rent in ZIP Code Tabulation Area 63138 is $1,161 (±$77) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Spanish Lake CDP, Missouri
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Spanish Lake CDP, Missouri
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Spanish Lake CDP, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Spanish Lake CDP, Missouri
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Spanish Lake CDP, Missouri
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Spanish Lake CDP, Missouri
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Spanish Lake CDP, Missouri
- HUD Fair Market Rents, fiscal year 2027: St. Louis, MO-IL HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: St. Louis, MO-IL HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Spanish Lake CDP, Missouri (place:69266, in state:29).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .