Housing data for St. Paul, MO
St. Paul, MO has an estimated 3,456 residents and 1,264 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in St. Charles County.
1.3% of households rent.
The median gross rent is $975 a month.
Its population grew measurably since 2015–2019 (+50.6%).
Figures last updated on .
- Residents
- 3,456 (±26)
- Housing units
- 1,264 (±100)
- Households that rent
- 1.3%
- Median gross rent
- $975
- Residents since 2015–2019
- +50.6%
What stands out in St. Paul
Households that rent: 1.3% (±1.2 points) in St. Paul, lower than in St. Charles County (19.5%).
Median household income: $159,022 (±$19,881) in St. Paul, higher than in St. Charles County ($104,692).
Homes in buildings of 5 or more units: 3.1% (±5.8 points) in St. Paul, lower than in St. Charles County (11.2%).
Median home value: $443,600 (±$15,960) in St. Paul, higher than in St. Charles County ($320,800).
Housing in St. Paul at a glance
- Median rent: $975 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 33.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 1.3% of households rent (Small sample: wide margin of error)
- Income and affordability: $159,022 median household income
- Home values: $443,600 median home value
- Homeowner costs: $2,343 median monthly cost with a mortgage
- Property taxes: $4,673 median real estate taxes a year
- Types of homes: 3.1% of homes are in buildings of 5 or more units
- Bedrooms: 92.8% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 13.1% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 49.6% heat with utility gas
- Commute and cars: 24.3 minutes average trip to work
- Growth: +50.6% residents since 2015–2019
- How long people stay: 24.4% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
St. Paul against St. Charles County, its state and the nation
| St. Paul | St. Charles County | Missouri | United States | |
|---|---|---|---|---|
| Residents | 3,456 (±26) | 414,535 (exact) | 6,191,814 (exact) | 334,922,499 |
| Housing units | 1,264 (±100) | 167,163 (±126) | 2,825,287 (±1,043) | 143,775,355 |
| Households that rent | 1.3% (±1.2 points) | 19.5% (±0.6 points) | 31.9% (±0.2 points) | 34.8% |
| Median gross rent | $975 (±$328) | $1,370 (±$21) | $1,033 (±$6) | $1,413 |
| Median household income | $159,022 (±$19,881) | $104,692 (±$1,179) | $70,702 (±$325) | $80,734 |
| Median home value | $443,600 (±$15,960) | $320,800 (±$3,551) | $230,300 (±$880) | $332,700 |
| Median real estate taxes (a year) | $4,673 (±$471) | $3,480 (±$35) | $1,948 (±$11) | $3,119 |
| Built before 1980 | 13.1% (±5.1 points) | 24.8% (±1.0 points) | 52.8% (±0.4 points) | 49.7% |
| Average commute | 24.3 minutes (±3.2) | 24.5 minutes (±0.4) | 23.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 95.5% (±3.5 points) | 95.1% (±0.4 points) | 89.3% (±0.2 points) | 91.0% |
| Median age of residents | 43.5 years (±2.4) | 39.8 years (±0.2) | 39.0 years (±0.2) | 38.9 years |
St. Paul covers 7.2 square miles of land, about 480 residents per square mile (Census Bureau Gazetteer).
How St. Paul has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,295 (±30) | 3,456 (±26) | +50.6% | Measurable increase |
| Housing units | 854 (±68) | 1,264 (±100) | +48.0% | Measurable increase |
| Median gross rent | $963 (±$111) | $975 (±$328) | +1.2% | No measurable change after inflation |
| Median home value | $330,000 (±$30,174) | $443,600 (±$15,960) | +34.4% | No measurable change after inflation |
| Median household income | $110,000 (±$14,441) | $159,022 (±$19,881) | +44.6% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,746 (±$150) | $2,343 (±$278) | +34.2% | No measurable change after inflation |
| Median real estate taxes | $3,718 (±$244) | $4,673 (±$471) | +25.7% | No measurable change after inflation |
| Households that rent | 6.7% (±4.0 points) | 1.3% (±1.2 points) | −5.4 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±38.4 points) | 0.0% (±79.5 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in St. Charles County
St. Paul has no police department of its own in the FBI’s figures, so this is the figure for St. Charles County as a whole.
In 2025, the police departments that report for St. Charles County recorded 126 violent and 533 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in St. Paul
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 63366 | 10% | 54,769 | $1,302 | $304,500 | $100,621 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near St. Paul
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Josephville | 2.9 mi | $852 | $494,600 | 21.0% |
| O'Fallon | 4.6 mi | $1,443 | $326,200 | 19.0% |
| Lake St. Louis | 5.3 mi | $1,588 | $405,900 | 24.4% |
| Chain of Rocks | 5.7 mi | — | $342,000 | 1.6% |
| Old Monroe | 5.9 mi | $1,225 | $155,900 | 18.4% |
| Flint Hill | 7.0 mi | $1,611 | $475,500 | 27.8% |
| Wentzville | 7.4 mi | $1,345 | $331,300 | 17.5% |
| Dardenne Prairie | 7.6 mi | $1,444 | $432,000 | 8.4% |
Places in Missouri most like St. Paul
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Fremont Hills | $963 | $461,800 | $171,250 | 2.3% |
| Dardenne Prairie | $1,444 | $432,000 | $152,500 | 8.4% |
| Parkville | $1,162 | $573,500 | $171,271 | 17.7% |
| Wardsville | $885 | $329,500 | $121,222 | 15.6% |
| Wildwood | $1,661 | $495,800 | $161,060 | 8.2% |
| Foristell | $883 | $431,700 | $116,581 | 15.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Missouri.
HUD Fair Market Rent for St. Paul, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,064 | $1,104 | $1,349 | $1,731 | $1,997 |
HUD income limits for St. Paul, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $23,850 | $39,750 | $63,600 |
| 2 people | $27,250 | $45,400 | $72,650 |
| 3 people | $30,650 | $51,100 | $81,750 |
| 4 people | $34,050 | $56,750 | $90,800 |
| 5 people | $38,680 | $61,300 | $98,100 |
| 6 people | $44,360 | $65,850 | $105,350 |
| 7 people | $50,040 | $70,400 | $112,600 |
| 8 people | $55,720 | $74,950 | $119,900 |
These are the limits HUD sets for its housing programs in the St. Louis, MO-IL HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $113,500.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about St. Paul
What is the median household income in St. Paul?
The median household income in St. Paul is $159,022 (±$19,881) a year (2020–2024 American Community Survey).
What is the average home value in St. Paul, MO?
The Census Bureau publishes the median: $443,600 (±$15,960) for owner-occupied homes in St. Paul (2020–2024 American Community Survey).
What is the average mortgage payment in St. Paul?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in St. Paul, MO is $2,343 (±$278) a month, including taxes, insurance and utilities.
How much are property taxes in St. Paul?
The median real estate tax paid by homeowners in St. Paul, MO is $4,673 (±$471) a year (2020–2024 American Community Survey).
How many homes are in St. Paul?
St. Paul, MO has an estimated 1,264 (±100) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in St. Paul?
13.1% of homes in St. Paul, MO were built before 1980 (2020–2024 American Community Survey).
Is St. Paul growing?
In St. Paul, the number of residents went from 2,295 in 2015–2019 to 3,456 in 2020–2024 (+50.6%), a measurable increase.
What ZIP codes are in St. Paul?
The ZIP code that covers St. Paul is 63366.
What is the median rent in ZIP code 63366?
The median gross rent in ZIP Code Tabulation Area 63366 is $1,302 (±$61) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — St. Paul city, Missouri
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — St. Paul city, Missouri
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — St. Paul city, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — St. Paul city, Missouri
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — St. Paul city, Missouri
- Total Population (B01003), 2015–2019 ACS 5-year estimates — St. Paul city, Missouri
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — St. Paul city, Missouri
- HUD Fair Market Rents, fiscal year 2027: St. Louis, MO-IL HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: St. Louis, MO-IL HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for St. Paul city, Missouri (place:65108, in state:29).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .