Housing data for Terre du Lac, MO
Terre du Lac, MO has an estimated 2,516 residents and 1,287 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in St. Francois County.
2.6% of households rent.
Figures last updated on .
- Residents
- 2,516 (±496)
- Housing units
- 1,287 (±212)
- Households that rent
- 2.6%
- Residents since 2015–2019
- −5.5%
What stands out in Terre du Lac
Working from home: 22.3% (±8.6 points) in Terre du Lac, higher than in St. Francois County (7.6%).
Households that rent: 2.6% (±3.8 points) in Terre du Lac, lower than in St. Francois County (31.8%).
Homes in buildings of 5 or more units: 0.0% (±4.7 points) in Terre du Lac, lower than in St. Francois County (10.8%).
Median household income: $86,019 (±$25,124) in Terre du Lac, higher than in St. Francois County ($57,477).
- Commute and cars in Terre du Lac
- Types of homes in Terre du Lac
- Income and affordability in Terre du Lac
Housing in Terre du Lac at a glance
- Rent burden: 0.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 2.6% of households rent (Small sample: wide margin of error)
- Income and affordability: $86,019 median household income
- Home values: $199,300 median home value
- Homeowner costs: $1,261 median monthly cost with a mortgage
- Property taxes: $1,377 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 77.0% of homes have 3 or more bedrooms
- Age of homes: 52.9% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 80.9% heat with electricity
- Commute and cars: 35.5 minutes average trip to work
- Growth: −5.5% residents since 2015–2019
- How long people stay: 22.9% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Terre du Lac against St. Francois County, its state and the nation
| Terre du Lac | St. Francois County | Missouri | United States | |
|---|---|---|---|---|
| Residents | 2,516 (±496) | 66,999 (exact) | 6,191,814 (exact) | 334,922,499 |
| Housing units | 1,287 (±212) | 28,945 (±58) | 2,825,287 (±1,043) | 143,775,355 |
| Households that rent | 2.6% (±3.8 points) | 31.8% (±2.3 points) | 31.9% (±0.2 points) | 34.8% |
| Median gross rent | — | $794 (±$24) | $1,033 (±$6) | $1,413 |
| Median household income | $86,019 (±$25,124) | $57,477 (±$4,527) | $70,702 (±$325) | $80,734 |
| Median home value | $199,300 (±$43,462) | $169,300 (±$5,710) | $230,300 (±$880) | $332,700 |
| Median real estate taxes (a year) | $1,377 (±$133) | $1,188 (±$57) | $1,948 (±$11) | $3,119 |
| Built before 1980 | 52.9% (±12.4 points) | 46.9% (±3.1 points) | 52.8% (±0.4 points) | 49.7% |
| Average commute | 35.5 minutes (±6.2) | 25.9 minutes (±1.3) | 23.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 95.7% (±3.9 points) | 85.9% (±2.0 points) | 89.3% (±0.2 points) | 91.0% |
| Median age of residents | 42.5 years (±11.6) | 39.5 years (±0.4) | 39.0 years (±0.2) | 38.9 years |
Terre du Lac covers 7.0 square miles of land, about 360 residents per square mile (Census Bureau Gazetteer).
How Terre du Lac has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,662 (±455) | 2,516 (±496) | −5.5% | Not a measurable change |
| Housing units | 1,399 (±193) | 1,287 (±212) | −8.0% | Not a measurable change |
| Median home value | $155,000 (±$17,133) | $199,300 (±$43,462) | +28.6% | No measurable change after inflation |
| Median household income | $62,627 (±$19,832) | $86,019 (±$25,124) | +37.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,307 (±$177) | $1,261 (±$158) | −3.5% | Down after inflation |
| Median real estate taxes | $1,231 (±$78) | $1,377 (±$133) | +11.9% | No measurable change after inflation |
| Households that rent | 22.1% (±12.2 points) | 2.6% (±3.8 points) | −19.5 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±12.0 points) | 0.0% (±61.6 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in St. Francois County
Terre du Lac has no police department of its own in the FBI’s figures, so this is the figure for St. Francois County as a whole.
In 2024, the police departments that report for St. Francois County recorded 226 violent and 1,703 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Terre du Lac
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Leadwood | 3.3 mi | $896 | $63,200 | 24.2% |
| Bonne Terre | 4.3 mi | $641 | $153,000 | 40.1% |
| Irondale | 5.4 mi | $1,025 | $99,300 | 11.4% |
| Desloge | 5.8 mi | $636 | $127,500 | 23.8% |
| Mineral Point | 6.5 mi | $1,094 | $47,500 | 25.6% |
| Potosi | 8.8 mi | $788 | $110,100 | 50.0% |
| Park Hills | 8.8 mi | $790 | $131,300 | 44.0% |
| Leadington | 8.9 mi | $790 | $169,600 | 69.7% |
HUD Fair Market Rent for Terre du Lac, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $750 | $755 | $988 | $1,195 | $1,298 |
HUD income limits for Terre du Lac, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $16,300 | $27,150 | $43,400 |
| 2 people | $21,640 | $31,000 | $49,600 |
| 3 people | $27,320 | $34,900 | $55,800 |
| 4 people | $33,000 | $38,750 | $62,000 |
| 5 people | $38,680 | $41,850 | $67,000 |
| 6 people | $44,360 | $44,950 | $71,950 |
| 7 people | $48,050 | $48,050 | $76,900 |
| 8 people | $51,150 | $51,150 | $81,850 |
These are the limits HUD sets for its housing programs in the St. Francois County, MO, where HUD’s median family income for fiscal year 2026 is $70,200.
A program can use its own limits; tax-credit and local programs often do.
Terre du Lac is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Terre du Lac
What is the median household income in Terre du Lac?
The median household income in Terre du Lac is $86,019 (±$25,124) a year (2020–2024 American Community Survey).
What is the average home value in Terre du Lac, MO?
The Census Bureau publishes the median: $199,300 (±$43,462) for owner-occupied homes in Terre du Lac (2020–2024 American Community Survey).
What is the average mortgage payment in Terre du Lac?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Terre du Lac, MO is $1,261 (±$158) a month, including taxes, insurance and utilities.
How much are property taxes in Terre du Lac?
The median real estate tax paid by homeowners in Terre du Lac, MO is $1,377 (±$133) a year (2020–2024 American Community Survey).
How many homes are in Terre du Lac?
Terre du Lac, MO has an estimated 1,287 (±212) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Terre du Lac?
The most common size is 3 bedrooms, 49.4% of homes in Terre du Lac, MO.
Is Terre du Lac growing?
In Terre du Lac, the number of residents went from 2,662 in 2015–2019 to 2,516 in 2020–2024 (−5.5%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Terre du Lac CDP, Missouri
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Terre du Lac CDP, Missouri
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Terre du Lac CDP, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Terre du Lac CDP, Missouri
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Terre du Lac CDP, Missouri
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Terre du Lac CDP, Missouri
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Terre du Lac CDP, Missouri
- HUD Fair Market Rents, fiscal year 2027: St. Francois County, MO
- HUD Income Limits, fiscal year 2026: St. Francois County, MO
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Terre du Lac CDP, Missouri (place:72772, in state:29).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .