How much do homeowners pay a month in West Alton, MO?
Homeowners with a mortgage in West Alton, MO pay a median of $1,146 (±$146) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $562 (±$78).
65.2% of owned homes carry a mortgage.
In West Alton, the median monthly cost with a mortgage went from $1,306 in 2015–2019 to $1,146 in 2020–2024 (−12.3%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $1,146 (±$146)
- Without a mortgage
- $562 (±$78)
- Owned with a mortgage
- 65.2%
Monthly owner costs in West Alton
| West Alton | St. Charles County | Missouri | United States | |
|---|---|---|---|---|
| With a mortgage | $1,146 (±$146) | $1,866 (±$17) | $1,524 (±$7) | $1,963 |
| Without a mortgage | $562 (±$78) | $696 (±$11) | $546 (±$3) | $638 |
| Owned homes with a mortgage | 65.2% (±12.4 points) | 70.5% (±0.9 points) | 60.2% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $1,428 (±$260) | $3,480 (±$35) | $1,948 (±$11) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In West Alton, the median cost with a mortgage is lower than in St. Charles County ($1,866).
It is also lower than in Missouri ($1,524).
It is lower than the national figure ($1,963).
In St. Charles County, West Alton ranks 17 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 534 of 1,092.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in West Alton have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,306 (±$169) | $1,146 (±$146) | −12.3% | Down after inflation |
| Median real estate taxes | $1,446 (±$146) | $1,428 (±$260) | −1.2% | Down after inflation |
| Median home value | $104,700 (±$32,671) | $153,100 (±$65,393) | +46.2% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near West Alton
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| West Alton | — | $1,146 (±$146) | — |
| Alton | 4.0 mi | $1,149 (±$41) | Not measurably different |
| Alton Township | 4.0 mi | $1,149 (±$41) | Not measurably different |
| Old Jamestown | 4.8 mi | $1,810 (±$138) | Higher |
| Spanish Lake | 5.1 mi | $1,349 (±$85) | Higher |
| East Alton | 5.4 mi | $1,094 (±$110) | Not measurably different |
| Black Jack | 5.5 mi | $1,691 (±$68) | Higher |
| Godfrey | 6.3 mi | $1,572 (±$117) | Higher |
| Wood River Township | 6.7 mi | $1,195 (±$48) | Not measurably different |
Nearby places with a measurably higher figure: Old Jamestown, MO ($1,810), Spanish Lake, MO ($1,349), Black Jack, MO ($1,691).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across St. Charles County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 11 | Wentzville | $1,938 (±$47) |
| 12 | O'Fallon | $1,899 (±$36) |
| 13 | Augusta | $1,884 (±$316) |
| 14 | St. Charles | $1,808 (±$49) |
| 15 | Portage Des Sioux | $1,641 (±$188) |
| 16 | St. Peters | $1,638 (±$32) |
| 17 | West Alton | $1,146 (±$146) |
Showing 7 of 17 places in St. Charles County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in West Alton
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for West Alton beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near West Alton, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near West Alton, and send estimates and invoices from your phone.
Questions about West Alton
What is the average mortgage payment in West Alton?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in West Alton, MO is $1,146 (±$146) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in West Alton?
Owners without a mortgage in West Alton pay a median of $562 (±$78) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in West Alton gone up?
In West Alton, the median monthly cost with a mortgage went from $1,306 in 2015–2019 to $1,146 in 2020–2024 (−12.3%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — West Alton city, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — West Alton city, Missouri
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — West Alton city, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — West Alton city, Missouri
- Median Value (B25077), 2015–2019 ACS 5-year estimates — West Alton city, Missouri
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for West Alton city, Missouri (place:78514, in state:29).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in West Alton at a glance
- Home values in West Alton
- Property taxes in West Alton
- Types of homes in West Alton
- Bedrooms in West Alton
- Age of homes in West Alton
- Commute and cars in West Alton
- Fair Market Rent in West Alton
- Missouri landlord and tenant rules
- Housing across St. Charles County
- Housing data for every place in Missouri