Housing data for ZIP code 64507

ZIP code 64507 has an estimated 13,991 residents and 6,223 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in St. Joseph, Buchanan County.

32.9% of households rent.

The median gross rent is $883 (±$88) a month.

The median home value is $140,300 (±$9,834).

The median household income is $61,158 (±$11,847) a year.

Figures last updated on .

Residents
13,991 (±1,339)
Median gross rent
$883
Median home value
$140,300
Households that rent
32.9%

How ZIP code 64507 compares

Estimate (90% margin of error)
ZIP 64507St. JosephBuchanan CountyMissouriUnited States
Residents13,991 (±1,339)71,23683,5686,191,814334,922,499
Housing units6,223 (±435)33,25538,4722,825,287143,775,355
Households that rent32.9% (±5.3 points)37.2%33.7%31.9%34.8%
Median gross rent$883 (±$88)$898$902$1,033$1,413
Median home value$140,300 (±$9,834)$154,200$166,300$230,300$332,700
Median household income$61,158 (±$11,847)$57,956$62,158$70,702$80,734
Median real estate taxes (a year)$1,260 (±$121)$1,225$1,281$1,948$3,119
Renters paying 30% or more of income51.2% (±14.5 points)51.8%50.4%45.6%51.1%
Built before 198077.4% (±8.3 points)73.9%70.9%52.8%49.7%
Average commute19.9 minutes (±4.2)17.0 minutes17.8 minutes23.5 minutes26.4 minutes
Households with broadband86.6% (±4.6 points)85.9%86.0%89.3%91.0%
Median age of residents35.7 years (±3.1)38.1 years38.9 years39.0 years38.9 years

In ZIP 64507, median gross rent is not measurably different from Buchanan County ($902).

It is also lower than in Missouri ($1,033).

It is lower than the national figure ($1,413).

The median gross rent in ZIP code 64507 is not measurably different from St. Joseph as a whole ($898).

Its median home value is lower than in St. Joseph as a whole ($154,200).

Among the 9 ZIP codes in Buchanan County with a published estimate, ZIP 64507 ranks 7 from highest to lowest median gross rent.

Among the 10 ZIP codes in Buchanan County with a published estimate, ZIP 64507 ranks 8 from highest to lowest median home value.

Among the 10 ZIP codes in Buchanan County with a published estimate, ZIP 64507 ranks 7 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 64507

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 64507Buchanan CountyMissouriUnited States
Less than $5005.7% (±3.7 points)13.5%8.3%6.3%
$500 to $99960.2% (±9.7 points)52.3%38.8%20.2%
$1,000 to $1,49925.5% (±8.3 points)29.8%34.6%28.1%
$1,500 to $1,9993.0% (±3.1 points)2.5%12.3%21.1%
$2,000 to $2,4995.6% (±7.9 points)1.1%3.7%12.0%
$2,500 to $2,9990.0% (±2.0 points)0.3%1.0%5.5%
$3,000 or more0.0% (±2.0 points)0.4%1.2%6.8%

The most common range is $500 to $999, paid by 60.2% of renting households.

Rent by bedrooms in ZIP code 64507

Median gross rent by number of bedrooms, estimate (90% margin of error)
BedroomsCensus median
1 bedroom$754 (±$248)
2 bedrooms$1,043 (±$107)
3 bedrooms$1,005 (±$174)

Rent burden in ZIP code 64507

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 64507Buchanan CountyMissouriUnited States
Less than 15%17.9% (±7.6 points)17.7%15.2%12.6%
15% to 19.9%16.2% (±8.5 points)11.7%14.0%12.2%
20% to 24.9%10.3% (±8.0 points)11.7%13.5%12.6%
25% to 29.9%4.4% (±3.4 points)8.4%11.8%11.5%
30% to 34.9%13.3% (±9.1 points)10.2%9.0%9.2%
35% or more37.9% (±11.3 points)40.2%36.6%41.9%

51.2% (±14.5 points) of renting households in ZIP code 64507 spend 30% or more of their income on gross rent.

Home values in ZIP code 64507

Owner-occupied homes by value, 2020–2024
ValueZIP 64507Buchanan CountyMissouriUnited States
Less than $50,0004.2% (±2.3 points)10.5%6.8%5.3%
$50,000 to $99,99915.9% (±4.9 points)13.5%9.1%6.1%
$100,000 to $149,99936.2% (±7.4 points)19.8%11.3%6.8%
$150,000 to $199,99919.0% (±5.7 points)18.3%14.4%9.0%
$200,000 to $299,9999.9% (±3.2 points)18.4%24.1%17.8%
$300,000 to $499,99912.4% (±2.7 points)15.0%23.6%26.9%
$500,000 to $999,9992.2% (±1.0 points)3.8%9.1%20.9%
$1,000,000 or more0.1% (±0.2 points)0.8%1.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 64507

Housing units by units in structure, 2020–2024
Building typeZIP 64507Buchanan CountyMissouriUnited States
Single-family, detached79.1% (±3.8 points)73.8%70.5%61.3%
Single-family, attached (townhouse, rowhouse)0.8% (±0.7 points)2.4%3.7%6.2%
2 units5.6% (±2.3 points)3.3%3.2%3.4%
3 or 4 units3.4% (±2.2 points)3.2%4.6%4.3%
5 to 9 units3.9% (±1.8 points)4.5%3.6%4.5%
10 to 19 units1.8% (±1.3 points)3.2%3.4%4.3%
20 or more units4.2% (±2.2 points)5.6%5.8%10.3%
Mobile home0.9% (±0.9 points)4.0%5.2%5.6%
Boat, RV, van, etc.0.2% (±0.3 points)0.1%0.1%0.1%

When the homes in ZIP code 64507 were built

Housing units by year structure built, 2020–2024
Year builtZIP 64507Buchanan CountyMissouriUnited States
2020 or later0.4% (±0.4 points)0.9%1.6%2.0%
2010 to 20194.0% (±1.5 points)5.4%8.0%9.4%
2000 to 20095.5% (±1.8 points)6.9%13.0%13.6%
1990 to 19994.4% (±1.6 points)6.5%12.8%12.4%
1980 to 19898.4% (±3.1 points)9.6%11.8%12.9%
1970 to 197910.2% (±2.6 points)14.2%14.4%14.2%
1960 to 196910.2% (±2.5 points)12.0%11.0%9.9%
1950 to 195918.1% (±4.1 points)10.6%9.8%9.5%
1940 to 194911.5% (±4.0 points)7.8%4.3%4.4%
1939 or earlier27.4% (±4.8 points)26.3%13.3%11.7%

77.4% of the homes in ZIP code 64507 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 64507

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 64507Buchanan CountyMissouriUnited States
Utility gas50.4% (±5.6 points)53.8%49.3%46.5%
Fuel oil, kerosene, etc.0.2% (±0.3 points)0.1%0.2%3.9%
Electricity42.6% (±5.9 points)39.1%38.8%41.3%
Bottled or tank gas (propane)4.9% (±1.8 points)5.4%8.4%4.9%
Wood0.5% (±0.4 points)0.5%2.4%1.4%
Solar energy0.4% (±0.5 points)0.2%0.1%0.3%
Coal or coke0.0% (±0.6 points)0.0%0.0%0.1%
Other fuel0.7% (±0.8 points)0.7%0.4%0.5%
No fuel used0.3% (±0.5 points)0.2%0.4%1.2%

How people in ZIP code 64507 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 64507Buchanan CountyMissouriUnited States
Drove alone80.7% (±3.8 points)80.0%74.8%68.8%
Carpooled9.0% (±3.6 points)10.2%8.1%8.5%
Public transportation0.0% (±0.5 points)0.2%0.8%3.2%
Walked1.6% (±1.0 points)1.2%1.8%2.4%
Other means (bicycle, taxi, motorcycle)1.5% (±1.3 points)1.1%1.4%2.0%
Worked from home7.1% (±3.4 points)7.3%13.0%15.1%

Workers who live in ZIP code 64507 take an average of 19.9 minutes to get to work.

Places in ZIP code 64507

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
St. Joseph14%$89837.2%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 64507

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
644434.7 mi$754$300,000$86,04221.9%
645065.0 mi$896$240,300$65,57339.2%
645035.7 mi$886$140,500$53,03931.3%
645015.9 mi$912$98,600$46,73150.8%
644017.3 mi$1,031$271,900$99,3982.0%
660248.1 mi$902$67,800$68,12524.5%
644368.4 mi$1,660$253,800$113,50018.8%
645058.8 mi$1,007$191,100$73,29826.2%

Crime reported to police in St. Joseph

Most of ZIP code 64507 is policed by the St. Joseph Police Department, which reported 500 violent and 3,612 property crimes per 100,000 residents to the FBI in 2025.

The FBI publishes crime by police department, not by ZIP code, so this is the department’s figure for the whole area it serves.

ZIP code 64507 is reported as ZIP Code Tabulation Area 64507: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 64507

What is the median rent in ZIP code 64507?

The median gross rent in ZIP Code Tabulation Area 64507 is $883 (±$88) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 64507?

The median value of owner-occupied homes in ZIP code 64507 is $140,300 (±$9,834) (2020–2024 American Community Survey).

What is the median household income in ZIP code 64507?

The median household income in ZIP code 64507 is $61,158 (±$11,847) a year (2020–2024 American Community Survey).

What town is ZIP code 64507 in?

ZIP code 64507 lies mostly in St. Joseph.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 64507 (zip code tabulation area:64507).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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