How much do homeowners pay a month in Helena Valley West Central, MT?

Name: Homeowner costs in Helena Valley West Central, MT, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Helena Valley West Central, MT pay a median of $1,857 (±$70) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $580 (±$56).

62.8% of owned homes carry a mortgage.

In Helena Valley West Central, the median monthly cost with a mortgage went from $1,542 in 2015–2019 to $1,857 in 2020–2024 (+20.4%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,857 (±$70)
Without a mortgage: $580 (±$56)
Owned with a mortgage: 62.8%

Monthly owner costs in Helena Valley West Central

Median selected monthly owner costs, estimate (90% margin of error)
	Helena Valley West Central	Lewis and Clark County	Montana	United States
With a mortgage	$1,857 (±$70)	$1,883 (±$46)	$1,798 (±$20)	$1,963
Without a mortgage	$580 (±$56)	$626 (±$24)	$571 (±$6)	$638
Owned homes with a mortgage	62.8% (±5.8 points)	60.7% (±2.4 points)	54.5% (±0.6 points)	60.6%
Median real estate taxes (a year)	$2,779 (±$228)	$3,113 (±$108)	$2,693 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Helena Valley West Central, the median cost with a mortgage is not measurably different from Lewis and Clark County ($1,883).

It is not measurably different from Montana ($1,798).

It is lower than the national figure ($1,963).

In Lewis and Clark County, Helena Valley West Central ranks 3 of 7 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 27 of 152.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Helena Valley West Central have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,542 (±$102)	$1,857 (±$70)	+20.4%	No measurable change after inflation
Median real estate taxes	$2,011 (±$158)	$2,779 (±$228)	+38.2%	Up after inflation
Median home value	$238,500 (±$9,348)	$367,200 (±$20,075)	+54.0%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Helena Valley West Central

Nearest places with a published estimate, compared with Helena Valley West Central
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Helena Valley West Central	—	$1,857 (±$70)	—
Helena	4.7 mi	$1,844 (±$81)	Not measurably different
Helena Valley Northwest	4.8 mi	$1,811 (±$178)	Not measurably different
Helena West Side	5.2 mi	$1,892 (±$117)	Not measurably different
Helena Valley Northeast	6.5 mi	$2,236 (±$215)	Higher
Helena Valley Southeast	7.9 mi	$1,833 (±$91)	Not measurably different
East Helena	8.4 mi	$1,429 (±$275)	Lower
Montana City	11 mi	$2,244 (±$145)	Higher
Clancy	15 mi	$2,236 (±$253)	Higher

Nearby places with a measurably lower figure: East Helena, MT ($1,429).

Nearby places with a measurably higher figure: Helena Valley Northeast, MT ($2,236), Montana City, MT ($2,244), Clancy, MT ($2,236).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Lewis and Clark County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Helena Valley Northeast	$2,236 (±$215)
2	Helena West Side	$1,892 (±$117)
3	Helena Valley West Central	$1,857 (±$70)
4	Helena	$1,844 (±$81)
5	Helena Valley Southeast	$1,833 (±$91)
6	Helena Valley Northwest	$1,811 (±$178)
7	East Helena	$1,429 (±$275)

Helena Valley West Central is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Helena Valley West Central

What is the average mortgage payment in Helena Valley West Central?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Helena Valley West Central, MT is $1,857 (±$70) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Helena Valley West Central?

Owners without a mortgage in Helena Valley West Central pay a median of $580 (±$56) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Helena Valley West Central gone up?

In Helena Valley West Central, the median monthly cost with a mortgage went from $1,542 in 2015–2019 to $1,857 in 2020–2024 (+20.4%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Helena Valley West Central CDP, Montana (place:35637, in state:30).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.