Housing data for Troy, MT
Troy, MT has an estimated 871 residents and 420 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Lincoln County.
27.3% of households rent.
The median gross rent is $750 a month.
Figures last updated on .
- Residents
- 871 (±369)
- Housing units
- 420 (±130)
- Households that rent
- 27.3%
- Median gross rent
- $750
- Residents since 2015–2019
- +19.0%
What stands out in Troy
Working from home: 4.4% (±5.9 points) in Troy, lower than in Lincoln County (15.5%).
Median household income: $32,250 (±$10,258) in Troy, lower than in Lincoln County ($47,143).
Housing in Troy at a glance
- Median rent: $750 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $775 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 62.7% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 27.3% of households rent (Small sample: wide margin of error)
- Income and affordability: $32,250 median household income
- Home values: $257,600 median home value (Small sample: wide margin of error)
- Homeowner costs: $1,111 median monthly cost with a mortgage (Small sample: wide margin of error)
- Property taxes: $1,723 median real estate taxes a year
- Types of homes: 7.4% of homes are in buildings of 5 or more units
- Bedrooms: 48.1% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 67.4% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 46.5% heat with wood
- Commute and cars: 21.5 minutes average trip to work (Small sample: wide margin of error)
- Crime reported to police: 425 violent crimes per 100,000 residents (Small sample: wide margin of error)
- Growth: +19.0% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 18.7% moved in since 2020
- Crowding and facilities: 3.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Troy against Lincoln County, its state and the nation
| Troy | Lincoln County | Montana | United States | |
|---|---|---|---|---|
| Residents | 871 (±369) | 21,175 (exact) | 1,116,875 (exact) | 334,922,499 |
| Housing units | 420 (±130) | 11,006 (±29) | 528,419 (±3,257) | 143,775,355 |
| Households that rent | 27.3% (±14.1 points) | 22.4% (±2.8 points) | 30.8% (±0.5 points) | 34.8% |
| Median gross rent | $750 (±$259) | $762 (±$90) | $1,081 (±$14) | $1,413 |
| Median household income | $32,250 (±$10,258) | $47,143 (±$5,050) | $72,509 (±$761) | $80,734 |
| Median home value | $257,600 (±$195,747) | $296,500 (±$22,213) | $375,800 (±$3,433) | $332,700 |
| Median real estate taxes (a year) | $1,723 (±$693) | $1,615 (±$113) | $2,693 (±$19) | $3,119 |
| Built before 1980 | 67.4% (±20.2 points) | 47.9% (±4.4 points) | 49.0% (±0.7 points) | 49.7% |
| Average commute | 21.5 minutes (±12.9) | 18.5 minutes (±2.8) | 19.1 minutes (±0.2) | 26.4 minutes |
| Households with broadband | 86.6% (±8.9 points) | 86.6% (±2.3 points) | 89.4% (±0.3 points) | 91.0% |
| Median age of residents | 34.3 years (±30.2) | 52.8 years (±0.5) | 40.4 years (±0.2) | 38.9 years |
Troy covers 0.8 square miles of land, about 1,030 residents per square mile (Census Bureau Gazetteer).
How Troy has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 732 (±159) | 871 (±369) | +19.0% | Not a measurable change |
| Housing units | 502 (±82) | 420 (±130) | −16.3% | Not a measurable change |
| Median gross rent | $538 (±$56) | $750 (±$259) | +39.4% | No measurable change after inflation |
| Median home value | $153,500 (±$29,311) | $257,600 (±$195,747) | +67.8% | No measurable change after inflation |
| Median household income | $25,769 (±$11,033) | $32,250 (±$10,258) | +25.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $896 (±$147) | $1,111 (±$680) | +24.0% | No measurable change after inflation |
| Median real estate taxes | $1,318 (±$208) | $1,723 (±$693) | +30.7% | No measurable change after inflation |
| Households that rent | 29.1% (±13.2 points) | 27.3% (±14.1 points) | −1.8 percentage points | Not a measurable change |
| Rental vacancy rate | 29.3% (±23.9 points) | 0.0% (±25.9 points) | −29.3 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Troy
In 2025, the Troy Police Department reported 425 violent and 955 property crimes per 100,000 residents to the FBI.
Across Lincoln County, the departments that report recorded 207 violent and 299 property crimes per 100,000 residents that year.
Places near Troy
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Libby | 16 mi | $672 | $257,400 | 43.0% |
| Moyie Springs | 23 mi | $742 | $356,800 | 32.7% |
| East Hope | 24 mi | $1,375 | $440,900 | 11.3% |
| Hope | 24 mi | — | $625,000 | 20.0% |
| Clark Fork | 25 mi | $1,065 | $251,700 | 43.9% |
| Bonners Ferry | 25 mi | $1,145 | $281,400 | 37.2% |
| Kootenai | 31 mi | $1,673 | $370,800 | 22.1% |
| Ponderay | 32 mi | $1,099 | $436,700 | 67.6% |
Places in Montana most like Troy
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Bridger | $753 | $250,000 | $42,891 | 25.6% |
| Forsyth | $776 | $208,400 | $39,744 | 39.5% |
| Whitehall | $745 | $194,100 | $44,844 | 34.9% |
| St. Ignatius | $842 | $250,000 | $50,000 | 29.3% |
| Ronan | $880 | $225,500 | $42,298 | 39.7% |
| Cascade | $791 | $247,600 | $50,938 | 32.3% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Montana.
HUD Fair Market Rent for Troy, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,034 | $1,078 | $1,173 | $1,624 | $1,927 |
HUD income limits for Troy, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $19,150 | $31,850 | $51,000 |
| 2 people | $21,850 | $36,400 | $58,250 |
| 3 people | $27,320 | $40,950 | $65,550 |
| 4 people | $33,000 | $45,500 | $72,800 |
| 5 people | $38,680 | $49,150 | $78,650 |
| 6 people | $44,360 | $52,800 | $84,450 |
| 7 people | $50,040 | $56,450 | $90,300 |
| 8 people | $55,720 | $60,100 | $96,100 |
These are the limits HUD sets for its housing programs in the Lincoln County, MT, where HUD’s median family income for fiscal year 2026 is $70,100.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Troy
What is the median household income in Troy?
The median household income in Troy is $32,250 (±$10,258) a year (2020–2024 American Community Survey).
How much are property taxes in Troy?
The median real estate tax paid by homeowners in Troy, MT is $1,723 (±$693) a year (2020–2024 American Community Survey).
How many homes are in Troy?
Troy, MT has an estimated 420 (±130) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in Troy?
67.4% of homes in Troy, MT were built before 1980 (2020–2024 American Community Survey).
What is the most common way to heat a home in Troy?
Wood is the most common heating fuel in Troy, used by 46.5% of occupied homes (2020–2024 American Community Survey).
How often do people move in Troy?
18.7% of households in Troy, MT moved into their home in 2020 or later (2020–2024 American Community Survey).
Is Troy growing?
In Troy, the number of residents went from 732 in 2015–2019 to 871 in 2020–2024 (+19.0%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Troy city, Montana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Troy city, Montana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Troy city, Montana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Troy city, Montana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Troy city, Montana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Troy city, Montana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Troy city, Montana
- HUD Fair Market Rents, fiscal year 2027: Lincoln County, MT
- HUD Income Limits, fiscal year 2026: Lincoln County, MT
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Troy Police Department (ORI MT0270300)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Troy city, Montana (place:75025, in state:30).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .