Housing data for Spencer, NE
Spencer, NE has an estimated 312 residents and 227 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a village in Boyd County.
26.0% of households rent.
The median gross rent is $713 a month.
Figures last updated on .
- Residents
- 312 (±65)
- Housing units
- 227 (±47)
- Households that rent
- 26.0%
- Median gross rent
- $713
- Residents since 2015–2019
- −15.2%
What stands out in Spencer
Median home value: $82,500 (±$8,644) in Spencer, lower than in Boyd County ($104,000).
Housing in Spencer at a glance
- Median rent: $713 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $768 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 34.4% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 26.0% of households rent (Small sample: wide margin of error)
- Income and affordability: $58,667 median household income (Small sample: wide margin of error)
- Home values: $82,500 median home value
- Homeowner costs: $1,354 median monthly cost with a mortgage
- Property taxes: $918 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 68.3% of homes have 3 or more bedrooms
- Age of homes: 84.6% of homes were built before 1980
- Vacancy rate: 11.4% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 42.0% heat with propane (Small sample: wide margin of error)
- Commute and cars: 17.5 minutes average trip to work (Small sample: wide margin of error)
- Growth: −15.2% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 23.3% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Spencer against Boyd County, its state and the nation
| Spencer | Boyd County | Nebraska | United States | |
|---|---|---|---|---|
| Residents | 312 (±65) | 1,688 (±92) | 1,978,707 (exact) | 334,922,499 |
| Housing units | 227 (±47) | 1,203 (±56) | 863,444 (±628) | 143,775,355 |
| Households that rent | 26.0% (±11.4 points) | 14.4% (±3.4 points) | 33.5% (±0.4 points) | 34.8% |
| Median gross rent | $713 (±$107) | $713 (±$104) | $1,072 (±$8) | $1,413 |
| Median household income | $58,667 (±$6,036) | $67,045 (±$9,064) | $76,475 (±$633) | $80,734 |
| Median home value | $82,500 (±$8,644) | $104,000 (±$17,323) | $238,600 (±$1,365) | $332,700 |
| Median real estate taxes (a year) | $918 (±$175) | $1,142 (±$329) | $3,549 (±$22) | $3,119 |
| Built before 1980 | 84.6% (±15.1 points) | 79.7% (±8.2 points) | 57.2% (±0.5 points) | 49.7% |
| Average commute | 17.5 minutes (±5.3) | 17.2 minutes (±2.8) | 19.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 86.7% (±5.6 points) | 90.6% (±2.9 points) | 90.6% (±0.2 points) | 91.0% |
| Median age of residents | 55.8 years (±10.6) | 52.2 years (±5.8) | 37.2 years (±0.2) | 38.9 years |
Spencer covers 0.6 square miles of land, about 522 residents per square mile (Census Bureau Gazetteer).
How Spencer has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 368 (±57) | 312 (±65) | −15.2% | Not a measurable change |
| Housing units | 248 (±36) | 227 (±47) | −8.5% | Not a measurable change |
| Median gross rent | $558 (±$154) | $713 (±$107) | +27.8% | No measurable change after inflation |
| Median home value | $76,000 (±$3,897) | $82,500 (±$8,644) | +8.6% | Down after inflation |
| Median household income | $41,705 (±$10,433) | $58,667 (±$6,036) | +40.7% | No measurable change after inflation |
| Median owner cost with a mortgage | $960 (±$247) | $1,354 (±$108) | +41.0% | No measurable change after inflation |
| Median real estate taxes | $1,128 (±$164) | $918 (±$175) | −18.6% | Down after inflation |
| Households that rent | 18.1% (±7.9 points) | 26.0% (±11.4 points) | +7.9 percentage points | Not a measurable change |
| Rental vacancy rate | 23.4% (±17.6 points) | 11.4% (±22.4 points) | −12.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Boyd County
Spencer has no police department of its own in the FBI’s figures, so this is the figure for Boyd County as a whole.
In 2025, the police departments that report for Boyd County recorded 0 violent and 0 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Spencer
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Spencer Township | 2.2 mi | $731 | $143,800 | 18.7% |
| Bristow Township | 6.1 mi | — | $183,600 | 3.2% |
| Bristow | 6.4 mi | — | $12,500 | 7.7% |
| Morton Township (Boyd County) | 6.8 mi | — | $155,000 | 36.4% |
| Butte Township | 7.0 mi | $613 | $66,400 | 13.8% |
| Butte | 7.9 mi | $613 | $67,100 | 14.7% |
| Coleman Township | 7.9 mi | — | — | — |
| Anoka | 8.1 mi | — | — | 0.0% |
Places in Nebraska most like Spencer
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Beaver City | $703 | $78,900 | $56,354 | 25.1% |
| Oxford | $695 | $92,900 | $57,955 | 32.7% |
| Orchard | $814 | $87,000 | $52,813 | 28.8% |
| Culbertson | $736 | $91,300 | $51,875 | 32.4% |
| Falls City | $714 | $89,800 | $51,706 | 26.7% |
| Gordon | $625 | $97,400 | $59,226 | 29.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Nebraska.
HUD Fair Market Rent for Spencer, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $734 | $775 | $1,014 | $1,255 | $1,695 |
HUD income limits for Spencer, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,250 | $35,450 | $56,700 |
| 2 people | $24,300 | $40,500 | $64,800 |
| 3 people | $27,350 | $45,550 | $72,900 |
| 4 people | $33,000 | $50,600 | $80,950 |
| 5 people | $38,680 | $54,650 | $87,450 |
| 6 people | $44,360 | $58,700 | $93,950 |
| 7 people | $50,040 | $62,750 | $100,400 |
| 8 people | $55,720 | $66,800 | $106,900 |
These are the limits HUD sets for its housing programs in the Boyd County, NE, where HUD’s median family income for fiscal year 2026 is $101,200.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Spencer
What is the average home value in Spencer, NE?
The Census Bureau publishes the median: $82,500 (±$8,644) for owner-occupied homes in Spencer (2020–2024 American Community Survey).
What is the average mortgage payment in Spencer?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Spencer, NE is $1,354 (±$108) a month, including taxes, insurance and utilities.
How much are property taxes in Spencer?
The median real estate tax paid by homeowners in Spencer, NE is $918 (±$175) a year (2020–2024 American Community Survey).
How many homes are in Spencer?
Spencer, NE has an estimated 227 (±47) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Spencer?
The most common size is 3 bedrooms, 45.8% of homes in Spencer, NE.
How old are most homes in Spencer?
84.6% of homes in Spencer, NE were built before 1980 (2020–2024 American Community Survey).
Is Spencer growing?
In Spencer, the number of residents went from 368 in 2015–2019 to 312 in 2020–2024 (−15.2%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Spencer village, Nebraska
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Spencer village, Nebraska
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Spencer village, Nebraska
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Spencer village, Nebraska
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Spencer village, Nebraska
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Spencer village, Nebraska
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Spencer village, Nebraska
- HUD Fair Market Rents, fiscal year 2027: Boyd County, NE
- HUD Income Limits, fiscal year 2026: Boyd County, NE
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Spencer village, Nebraska (place:46275, in state:31).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .