Housing data for Swanzey, NH

Swanzey, NH has an estimated 7,398 residents and 3,334 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a town in Cheshire County.

28.3% of households rent.

The median gross rent is $1,508 a month.

Its population grew measurably since 2015–2019 (+2.8%).

Figures last updated on .

Residents
7,398 (±24)
Housing units
3,334 (±199)
Households that rent
28.3%
Median gross rent
$1,508
Residents since 2015–2019
+2.8%

What stands out in Swanzey

Renters paying 30% or more of income: 67.6% (±17.4 points) in Swanzey, higher than in Cheshire County (48.7%).

Housing in Swanzey at a glance

Swanzey against Cheshire County, its state and the nation

Estimate (90% margin of error)
SwanzeyCheshire CountyNew HampshireUnited States
Residents7,398 (±24)77,297 (exact)1,394,868 (exact)334,922,499
Housing units3,334 (±199)35,899 (±64)648,472 (±247)143,775,355
Households that rent28.3% (±7.0 points)27.3% (±1.7 points)27.2% (±0.4 points)34.8%
Median gross rent$1,508 (±$303)$1,276 (±$54)$1,491 (±$15)$1,413
Median household income$81,595 (±$11,254)$83,329 (±$3,984)$99,031 (±$1,123)$80,734
Median home value$259,200 (±$15,352)$280,100 (±$6,524)$402,500 (±$2,808)$332,700
Median real estate taxes (a year)$5,558 (±$385)$6,048 (±$122)$6,667 (±$35)$3,119
Built before 198053.1% (±9.1 points)61.3% (±2.7 points)51.4% (±0.6 points)49.7%
Average commute24.3 minutes (±3.0)23.7 minutes (±0.9)26.7 minutes (±0.2)26.4 minutes
Households with broadband91.5% (±3.8 points)91.8% (±1.2 points)92.9% (±0.3 points)91.0%
Median age of residents50.0 years (±3.1)43.6 years (±0.3)43.3 years (±0.1)38.9 years

Swanzey covers 45.0 square miles of land, about 164 residents per square mile (Census Bureau Gazetteer).

How Swanzey has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents7,199 (±20)7,398 (±24)+2.8%Measurable increase
Housing units3,304 (±255)3,334 (±199)+0.9%Not a measurable change
Median gross rent$1,028 (±$153)$1,508 (±$303)+46.7%No measurable change after inflation
Median home value$172,700 (±$18,267)$259,200 (±$15,352)+50.1%Up after inflation
Median household income$65,019 (±$8,844)$81,595 (±$11,254)+25.5%No measurable change after inflation
Median owner cost with a mortgage$1,599 (±$59)$1,862 (±$68)+16.4%Down after inflation
Median real estate taxes$4,357 (±$310)$5,558 (±$385)+27.6%No measurable change after inflation
Households that rent28.9% (±6.1 points)28.3% (±7.0 points)−0.6 percentage pointsNot a measurable change
Rental vacancy rate0.0% (±3.3 points)0.0% (±3.8 points)0.0 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Swanzey

In 2025, the Swanzey Police Department reported 293 violent and 533 property crimes per 100,000 residents to the FBI.

Across Cheshire County, the departments that report recorded 139 violent and 1,017 property crimes per 100,000 residents that year.

ZIP codes in Swanzey

ZIP Code Tabulation Areas that cover this place (2020–2024 estimates)
ZIP codeShare of the ZIP’s land in this placeResidentsMedian gross rentMedian home valueMedian household income
03446100%6,588$1,558$262,100$85,484

A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.

Places near Swanzey

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Marlborough (community)5.4 mi$973$261,70048.1%
Troy5.8 mi$1,024$266,60022.8%
Richmond5.9 mi—$313,4001.5%
Troy (community)6.2 mi$1,300$204,60027.6%
Marlborough6.3 mi$1,133$267,20031.9%
Keene6.6 mi$1,342$252,50044.9%
Winchester6.9 mi$1,209$242,90027.3%
Winchester (community)7.0 mi$1,150$217,80037.7%

Places in New Hampshire most like Swanzey

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Rochester$1,369$279,100$80,83634.0%
Bristol$1,310$258,300$78,43830.3%
Boscawen$1,265$286,500$77,32824.7%
Allenstown$1,281$243,600$72,50019.1%
Pittsfield$1,239$294,800$74,31831.2%
Orford$1,263$271,900$92,57124.5%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New Hampshire.

HUD Fair Market Rent for Swanzey, fiscal year 2027

Cheshire County, NH, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$1,199$1,322$1,734$2,267$2,295

HUD income limits for Swanzey, fiscal year 2026

Cheshire County, NH, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$24,750$41,200$65,900
2 people$28,250$47,050$75,300
3 people$31,800$52,950$84,700
4 people$35,300$58,800$94,100
5 people$38,680$63,550$101,650
6 people$44,360$68,250$109,200
7 people$50,040$72,950$116,700
8 people$55,720$77,650$124,250

These are the limits HUD sets for its housing programs in the Cheshire County, NH, where HUD’s median family income for fiscal year 2026 is $114,700.

A program can use its own limits; tax-credit and local programs often do.

The figures for Swanzey include the places inside it that have pages of their own: West Swanzey.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Swanzey

What is the average rent in Swanzey, NH?

The Census Bureau publishes the median rather than the average: the median gross rent in Swanzey is $1,508 (±$303) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.

How much is a one-bedroom apartment in Swanzey?

The median gross rent for a one-bedroom home in Swanzey, NH is $934 (±$572) a month (2020–2024 American Community Survey).

Are renters in Swanzey rent-burdened?

67.6% of renting households in Swanzey pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).

How many renters are there in Swanzey?

Swanzey has an estimated 892 (±242) renting households, 28.3% of its occupied homes (2020–2024 American Community Survey).

What is the median household income in Swanzey?

The median household income in Swanzey is $81,595 (±$11,254) a year (2020–2024 American Community Survey).

What is the average home value in Swanzey, NH?

The Census Bureau publishes the median: $259,200 (±$15,352) for owner-occupied homes in Swanzey (2020–2024 American Community Survey).

Is Swanzey growing?

In Swanzey, the number of residents went from 7,199 in 2015–2019 to 7,398 in 2020–2024 (+2.8%), a measurable increase.

What ZIP codes are in Swanzey?

The ZIP code that covers Swanzey is 03446.

What is the median rent in ZIP code 03446?

The median gross rent in ZIP Code Tabulation Area 03446 is $1,558 (±$331) a month (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Swanzey town, Cheshire County, New Hampshire (county subdivision:75700, in state:33 county:005).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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