How much do homeowners pay a month in Berkeley Township, NJ?

Name: Homeowner costs in Berkeley Township, NJ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Berkeley Township, NJ pay a median of $1,925 (±$117) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $661 (±$17).

53.3% of owned homes carry a mortgage.

In Berkeley Township, the median monthly cost with a mortgage went from $1,534 in 2015–2019 to $1,925 in 2020–2024 (+25.5%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,925 (±$117)
Without a mortgage: $661 (±$17)
Owned with a mortgage: 53.3%

Monthly owner costs in Berkeley Township

Median selected monthly owner costs, estimate (90% margin of error)
	Berkeley Township	Ocean County	New Jersey	United States
With a mortgage	$1,925 (±$117)	$2,330 (±$24)	$2,829 (±$8)	$1,963
Without a mortgage	$661 (±$17)	$920 (±$17)	$1,232 (±$6)	$638
Owned homes with a mortgage	53.3% (±2.6 points)	58.7% (±0.9 points)	63.9% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,114 (±$161)	$6,562 (±$55)	$9,590 (±$25)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Berkeley Township, the median cost with a mortgage is lower than in Ocean County ($2,330).

It is also lower than in New Jersey ($2,829).

It is not measurably different from the national figure ($1,963).

In Ocean County, Berkeley Township ranks 30 of 33 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 511 of 560.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Berkeley Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,534 (±$52)	$1,925 (±$117)	+25.5%	No measurable change after inflation
Median real estate taxes	$3,243 (±$102)	$4,114 (±$161)	+26.9%	No measurable change after inflation
Median home value	$194,900 (±$4,453)	$310,000 (±$8,347)	+59.1%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Berkeley Township

Nearest places with a published estimate, compared with Berkeley Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Berkeley Township	—	$1,925 (±$117)	—
Beachwood Borough	1.2 mi	$2,157 (±$127)	Higher
South Toms River Borough	2.0 mi	$1,915 (±$181)	Not measurably different
Pine Beach Borough	2.0 mi	$2,323 (±$153)	Higher
Ocean Gate Borough	3.2 mi	$2,042 (±$182)	Not measurably different
Island Heights Borough	3.3 mi	$2,475 (±$291)	Higher
Lacey Township	5.6 mi	$2,218 (±$81)	Higher
Toms River	5.7 mi	$2,358 (±$62)	Higher
Toms River Township	5.8 mi	$2,372 (±$60)	Higher

Nearby places with a measurably higher figure: Beachwood Borough, NJ ($2,157), Pine Beach Borough, NJ ($2,323), Island Heights Borough, NJ ($2,475).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Ocean County, place by place

Rank	Place	Median monthly cost with a mortgage
24	Brick Township	$2,310 (±$70)
25	Seaside Heights Borough	$2,257 (±$161)
26	Lacey Township	$2,218 (±$81)
27	Beachwood Borough	$2,157 (±$127)
28	Ocean Gate Borough	$2,042 (±$182)
29	Little Egg Harbor Township	$2,012 (±$108)
30	Berkeley Township	$1,925 (±$117)
31	South Toms River Borough	$1,915 (±$181)
32	Lakehurst Borough	$1,889 (±$110)
33	Manchester Township	$1,813 (±$110)

Showing 10 of 33 places in Ocean County, ranked from highest to lowest.

The figures for Berkeley Township include the places inside it that have pages of their own: Holiday City-Berkeley, Holiday City South, Holiday Heights, Silver Ridge.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Berkeley Township

What is the average mortgage payment in Berkeley Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Berkeley Township, NJ is $1,925 (±$117) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Berkeley Township?

Owners without a mortgage in Berkeley Township pay a median of $661 (±$17) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Berkeley Township gone up?

In Berkeley Township, the median monthly cost with a mortgage went from $1,534 in 2015–2019 to $1,925 in 2020–2024 (+25.5%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Berkeley township, Ocean County, New Jersey (county subdivision:05305, in state:34 county:029).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.