How much do homeowners pay a month in Collings Lakes, NJ?
Homeowners with a mortgage in Collings Lakes, NJ pay a median of $1,866 (±$125) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $953 (±$102).
71.0% of owned homes carry a mortgage.
In Collings Lakes, the median monthly cost with a mortgage went from $1,449 in 2015–2019 to $1,866 in 2020–2024 (+28.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,866 (±$125)
- Without a mortgage
- $953 (±$102)
- Owned with a mortgage
- 71.0%
Monthly owner costs in Collings Lakes
| Collings Lakes | Atlantic County | New Jersey | United States | |
|---|---|---|---|---|
| With a mortgage | $1,866 (±$125) | $2,185 (±$38) | $2,829 (±$8) | $1,963 |
| Without a mortgage | $953 (±$102) | $1,017 (±$20) | $1,232 (±$6) | $638 |
| Owned homes with a mortgage | 71.0% (±16.1 points) | 60.0% (±1.5 points) | 63.9% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $5,097 (±$1,015) | $6,776 (±$96) | $9,590 (±$25) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Collings Lakes, the median cost with a mortgage is lower than in Atlantic County ($2,185).
It is also lower than in New Jersey ($2,829).
It is not measurably different from the national figure ($1,963).
In Atlantic County, Collings Lakes ranks 12 of 12 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 217 of 247.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Collings Lakes have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,449 (±$208) | $1,866 (±$125) | +28.8% | No measurable change after inflation |
| Median real estate taxes | $4,322 (±$301) | $5,097 (±$1,015) | +17.9% | No measurable change after inflation |
| Median home value | $146,800 (±$28,451) | $217,200 (±$37,563) | +48.0% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Collings Lakes
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Collings Lakes | — | $1,866 (±$125) | — |
| Folsom Borough | 2.4 mi | $1,982 (±$100) | Not measurably different |
| Victory Lakes | 4.9 mi | $2,206 (±$169) | Higher |
| Buena Borough | 5.5 mi | $2,080 (±$210) | Not measurably different |
| Monroe Township (Gloucester County) | 6.2 mi | $2,369 (±$77) | Higher |
| Franklin Township (Gloucester County) | 7.1 mi | $2,253 (±$78) | Higher |
| Newfield Borough | 7.2 mi | $2,328 (±$179) | Higher |
| Winslow Township | 7.4 mi | $2,194 (±$90) | Higher |
| Williamstown | 7.5 mi | $2,264 (±$105) | Higher |
Nearby places with a measurably higher figure: Victory Lakes, NJ ($2,206), Monroe Township (Gloucester County), NJ ($2,369), Franklin Township (Gloucester County), NJ ($2,253).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Atlantic County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 6 | Pomona | $2,091 (±$197) |
| 7 | Cologne | $2,053 (±$327) |
| 8 | Mays Landing | $2,014 (±$244) |
| 9 | English Creek | $1,990 (±$312) |
| 10 | McKee City | $1,979 (±$225) |
| 11 | Smithville | $1,888 (±$231) |
| 12 | Collings Lakes | $1,866 (±$125) |
Showing 7 of 12 places in Atlantic County, ranked from highest to lowest.
Collings Lakes is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside Buena Vista Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Collings Lakes
What is the average mortgage payment in Collings Lakes?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Collings Lakes, NJ is $1,866 (±$125) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Collings Lakes?
Owners without a mortgage in Collings Lakes pay a median of $953 (±$102) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Collings Lakes gone up?
In Collings Lakes, the median monthly cost with a mortgage went from $1,449 in 2015–2019 to $1,866 in 2020–2024 (+28.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Collings Lakes CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Collings Lakes CDP, New Jersey
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Collings Lakes CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Collings Lakes CDP, New Jersey
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Collings Lakes CDP, New Jersey
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Collings Lakes CDP, New Jersey (place:14230, in state:34).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Collings Lakes at a glance
- Income and affordability in Collings Lakes
- Home values in Collings Lakes
- Property taxes in Collings Lakes
- Types of homes in Collings Lakes
- Age of homes in Collings Lakes
- Heating fuel in Collings Lakes
- Commute and cars in Collings Lakes
- Population growth in Collings Lakes
- New Jersey landlord and tenant rules
- Housing across Atlantic County
- Housing data for every place in New Jersey