How much do homeowners pay a month in Edgewater Borough, NJ?

Name: Homeowner costs in Edgewater Borough, NJ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Edgewater Borough, NJ pay a median of $3,935 (±$428) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,500 or more.

63.9% of owned homes carry a mortgage.

In Edgewater Borough, the median monthly cost with a mortgage went from $3,539 in 2015–2019 to $3,935 in 2020–2024 (+11.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $3,935 (±$428)
Without a mortgage: $1,500 or more
Owned with a mortgage: 63.9%

Monthly owner costs in Edgewater Borough

Median selected monthly owner costs, estimate (90% margin of error)
	Edgewater Borough	Bergen County	New Jersey	United States
With a mortgage	$3,935 (±$428)	$3,547 (±$32)	$2,829 (±$8)	$1,963
Without a mortgage	$1,500 or more	$1,498 (±$18)	$1,232 (±$6)	$638
Owned homes with a mortgage	63.9% (±10.5 points)	61.6% (±0.8 points)	63.9% (±0.2 points)	60.6%
Median real estate taxes (a year)	$10,000 or more	$10,000 or more	$9,590 (±$25)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Edgewater Borough, the median cost with a mortgage is not measurably different from Bergen County ($3,547).

It is also higher than in New Jersey ($2,829).

It is higher than the national figure ($1,963).

In Bergen County, Edgewater Borough ranks 23 of 69 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 70 of 560.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Edgewater Borough have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$3,539 (±$350)	$3,935 (±$428)	+11.2%	No measurable change after inflation
Median home value	$600,600 (±$46,953)	$715,700 (±$69,942)	+19.2%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Edgewater Borough

Nearest places with a published estimate, compared with Edgewater Borough
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Edgewater Borough	—	$3,935 (±$428)	—
Cliffside Park Borough	0.8 mi	$3,325 (±$235)	Lower
Fairview Borough	1.5 mi	$3,619 (±$337)	Not measurably different
Fort Lee Borough	1.8 mi	$3,579 (±$268)	Not measurably different
Palisades Park Borough	2.0 mi	$3,535 (±$337)	Not measurably different
Ridgefield Borough	2.2 mi	$3,559 (±$272)	Not measurably different
Guttenberg Town	2.7 mi	$2,922 (±$201)	Lower
Leonia Borough	2.8 mi	$3,840 (±$475)	Not measurably different
Ridgefield Park Village	3.2 mi	$3,175 (±$159)	Lower

Nearby places with a measurably lower figure: Cliffside Park Borough, NJ ($3,325), Guttenberg Town, NJ ($2,922), Ridgefield Park Village, NJ ($3,175).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Bergen County, place by place

Rank	Place	Median monthly cost with a mortgage
1 (tie)	Tenafly Borough	$4,000 or more
1 (tie)	Upper Saddle River Borough	$4,000 or more
1 (tie)	Woodcliff Lake Borough	$4,000 or more
1 (tie)	Wyckoff Township	$4,000 or more
21	Cresskill Borough	$3,993 (±$402)
22	Oradell Borough	$3,991 (±$218)
23	Edgewater Borough	$3,935 (±$428)
24	Ramsey Borough	$3,929 (±$227)
25	Hillsdale Borough	$3,915 (±$208)
26	Montvale Borough	$3,875 (±$287)
27	Leonia Borough	$3,840 (±$475)
28	River Edge Borough	$3,832 (±$139)
29	Paramus Borough	$3,794 (±$105)

Showing 13 of 69 places in Bergen County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Edgewater Borough

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Edgewater Borough beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Edgewater Borough, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Edgewater Borough, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Edgewater Borough

What is the average mortgage payment in Edgewater Borough?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Edgewater Borough, NJ is $3,935 (±$428) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Edgewater Borough?

Owners without a mortgage in Edgewater Borough pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Edgewater Borough gone up?

In Edgewater Borough, the median monthly cost with a mortgage went from $3,539 in 2015–2019 to $3,935 in 2020–2024 (+11.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Edgewater borough, Bergen County, New Jersey (county subdivision:20020, in state:34 county:003).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.