What is the Fair Market Rent in Garfield, NJ?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 07026, which covers Garfield, is $2,140 a month.

Across the whole Bergen-Passaic, NJ HUD Metro FMR Area the two-bedroom figure is $2,282.

The Census Bureau’s median gross rent for a two-bedroom home in Garfield is $1,685 (±$70), below the Small Area figure for ZIP 07026.

Figures last updated on November 12, 2026.

2 bedrooms, whole area: $2,282
2 bedrooms, ZIP 07026: $2,140

Fair Market Rents for Garfield, fiscal year 2027

HUD Fair Market Rent, dollars a month (gross rent, including utilities), beside the Census Bureau’s median gross rent for each ZIP code
	Studio	1 bedroom	2 bedrooms	3 bedrooms	4 bedrooms	Census median rent
Bergen-Passaic, NJ HUD Metro FMR Area (whole area)	$1,772	$1,987	$2,282	$2,771	$3,497	—
ZIP 07026	$1,660	$1,860	$2,140	$2,600	$3,280	$1,688

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Whether a housing authority uses the ZIP code (Small Area) figures or the area-wide one depends on whether HUD has designated the area for Small Area FMRs or the authority has opted in; ask the local housing authority which applies.

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Questions about Garfield

What is the Section 8 payment standard in Garfield?

Housing authorities set payment standards between 90% and 110% of HUD’s Fair Market Rent; for fiscal year 2027, the two-bedroom Fair Market Rent for the Bergen-Passaic, NJ HUD Metro FMR Area is $2,282, and the Small Area figure for 07026 is $2,140.

What is the Fair Market Rent for a two-bedroom in ZIP 07026?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 07026 is $2,140 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $1,688 (±$59).

What is the Fair Market Rent for a one-bedroom in Garfield?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a one-bedroom home in ZIP 07026 is $1,860 a month, against $1,987 across the Bergen-Passaic, NJ HUD Metro FMR Area.

Sources

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.