Housing data for Harvey Cedars Borough, NJ
Harvey Cedars Borough, NJ has an estimated 487 residents and 1,189 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a borough in Ocean County.
4.9% of households rent.
Figures last updated on .
- Residents
- 487 (±75)
- Housing units
- 1,189 (±119)
- Households that rent
- 4.9%
- Residents since 2015–2019
- +2.5%
What stands out in Harvey Cedars Borough
Median home value: $1,224,400 (±$103,555) in Harvey Cedars Borough, higher than in Ocean County ($398,400).
Rental vacancy rate: 29.4% (±24.4 points) in Harvey Cedars Borough, higher than in Ocean County (3.1%).
Working from home: 30.1% (±8.3 points) in Harvey Cedars Borough, higher than in Ocean County (12.5%).
Households that rent: 4.9% (±3.7 points) in Harvey Cedars Borough, lower than in Ocean County (19.3%).
Housing in Harvey Cedars Borough at a glance
- Rent burden: 37.5% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 4.9% of households rent (Small sample: wide margin of error)
- Income and affordability: $146,250 median household income
- Home values: $1,224,400 median home value
- Homeowner costs: $3,448 median monthly cost with a mortgage
- Property taxes: $9,389 median real estate taxes a year
- Types of homes: 0.1% of homes are in buildings of 5 or more units
- Bedrooms: 94.7% of homes have 3 or more bedrooms
- Age of homes: 45.2% of homes were built before 1980
- Vacancy rate: 29.4% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 90.7% heat with utility gas
- Commute and cars: 30.0 minutes average trip to work (Small sample: wide margin of error)
- Crime reported to police: 0 violent crimes per 100,000 residents (Small sample: wide margin of error)
- Growth: +2.5% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 23.8% moved in since 2020
- Crowding and facilities: 0.8% of homes have more than 1 person per room (Small sample: wide margin of error)
Harvey Cedars Borough against Ocean County, its state and the nation
| Harvey Cedars Borough | Ocean County | New Jersey | United States | |
|---|---|---|---|---|
| Residents | 487 (±75) | 654,362 (exact) | 9,343,809 (exact) | 334,922,499 |
| Housing units | 1,189 (±119) | 296,357 (±123) | 3,791,354 (±469) | 143,775,355 |
| Households that rent | 4.9% (±3.7 points) | 19.3% (±0.7 points) | 36.2% (±0.2 points) | 34.8% |
| Median gross rent | — | $1,755 (±$30) | $1,720 (±$7) | $1,413 |
| Median household income | $146,250 (±$25,748) | $89,863 (±$1,555) | $103,556 (±$513) | $80,734 |
| Median home value | $1,224,400 (±$103,555) | $398,400 (±$3,284) | $454,400 (±$1,150) | $332,700 |
| Median real estate taxes (a year) | $9,389 (±$449) | $6,562 (±$55) | $9,590 (±$25) | $3,119 |
| Built before 1980 | 45.2% (±6.0 points) | 48.3% (±1.0 points) | 62.8% (±0.3 points) | 49.7% |
| Average commute | 30.0 minutes (±7.4) | 30.0 minutes (±0.5) | 30.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 95.1% (±3.2 points) | 88.7% (±0.5 points) | 92.8% (±0.1 points) | 91.0% |
| Median age of residents | 64.2 years (±3.2) | 41.2 years (±0.2) | 40.1 years (±0.1) | 38.9 years |
Harvey Cedars Borough covers 0.6 square miles of land, about 868 residents per square mile (Census Bureau Gazetteer).
How Harvey Cedars Borough has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 475 (±63) | 487 (±75) | +2.5% | Not a measurable change |
| Housing units | 1,247 (±88) | 1,189 (±119) | −4.7% | Not a measurable change |
| Median home value | $955,900 (±$65,532) | $1,224,400 (±$103,555) | +28.1% | No measurable change after inflation |
| Median household income | $96,944 (±$16,945) | $146,250 (±$25,748) | +50.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $3,500 (±$549) | $3,448 (±$263) | −1.5% | Down after inflation |
| Median real estate taxes | $9,358 (±$659) | $9,389 (±$449) | +0.3% | Down after inflation |
| Households that rent | 4.8% (±5.3 points) | 4.9% (±3.7 points) | +0.1 percentage points | Not a measurable change |
| Rental vacancy rate | 42.9% (±32.2 points) | 29.4% (±24.4 points) | −13.5 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Harvey Cedars Borough
In 2025, the Harvey Cedars Police Department reported 0 violent and 1,481 property crimes per 100,000 residents to the FBI.
Across Ocean County, the departments that report recorded 113 violent and 650 property crimes per 100,000 residents that year.
Places near Harvey Cedars Borough
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Surf City Borough | 2.9 mi | $2,056 | $1,034,000 | 8.4% |
| Barnegat Light Borough | 4.0 mi | — | $1,107,800 | 5.1% |
| Ship Bottom Borough | 4.3 mi | $1,455 | $975,800 | 8.2% |
| Beach Haven West | 5.3 mi | $1,702 | $641,700 | 2.9% |
| Manahawkin | 5.4 mi | $1,730 | $465,000 | 20.1% |
| Barnegat | 5.7 mi | $1,755 | $481,600 | 19.4% |
| Stafford Township | 6.5 mi | $1,800 | $426,200 | 9.7% |
| Waretown | 6.8 mi | — | $505,800 | 17.2% |
HUD Fair Market Rent for Harvey Cedars Borough, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,671 | $1,847 | $2,283 | $2,927 | $3,241 |
HUD income limits for Harvey Cedars Borough, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $29,550 | $49,250 | $76,000 |
| 2 people | $33,800 | $56,250 | $86,850 |
| 3 people | $38,000 | $63,300 | $97,700 |
| 4 people | $42,200 | $70,300 | $108,550 |
| 5 people | $45,600 | $75,950 | $117,250 |
| 6 people | $49,000 | $81,550 | $125,950 |
| 7 people | $52,350 | $87,200 | $134,650 |
| 8 people | $55,750 | $92,800 | $143,300 |
These are the limits HUD sets for its housing programs in the Monmouth-Ocean, NJ HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $140,600.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Harvey Cedars Borough
What is the median household income in Harvey Cedars Borough?
The median household income in Harvey Cedars Borough is $146,250 (±$25,748) a year (2020–2024 American Community Survey).
What is the average home value in Harvey Cedars Borough, NJ?
The Census Bureau publishes the median: $1,224,400 (±$103,555) for owner-occupied homes in Harvey Cedars Borough (2020–2024 American Community Survey).
What is the average mortgage payment in Harvey Cedars Borough?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Harvey Cedars Borough, NJ is $3,448 (±$263) a month, including taxes, insurance and utilities.
How much are property taxes in Harvey Cedars Borough?
The median real estate tax paid by homeowners in Harvey Cedars Borough, NJ is $9,389 (±$449) a year (2020–2024 American Community Survey).
How many homes are in Harvey Cedars Borough?
Harvey Cedars Borough, NJ has an estimated 1,189 (±119) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Harvey Cedars Borough?
The most common size is 4 bedrooms, 43.7% of homes in Harvey Cedars Borough, NJ.
Is Harvey Cedars Borough growing?
In Harvey Cedars Borough, the number of residents went from 475 in 2015–2019 to 487 in 2020–2024 (+2.5%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Harvey Cedars borough, Ocean County, New Jersey
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Harvey Cedars borough, Ocean County, New Jersey
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Harvey Cedars borough, Ocean County, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Harvey Cedars borough, Ocean County, New Jersey
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Harvey Cedars borough, Ocean County, New Jersey
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Harvey Cedars borough, Ocean County, New Jersey
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Harvey Cedars borough, Ocean County, New Jersey
- HUD Fair Market Rents, fiscal year 2027: Monmouth-Ocean, NJ HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Monmouth-Ocean, NJ HUD Metro FMR Area
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Harvey Cedars Police Department (ORI NJ0150900)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Harvey Cedars borough, Ocean County, New Jersey (county subdivision:30390, in state:34 county:029).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .