How much do homeowners pay a month in Long Beach Township, NJ?

Name: Homeowner costs in Long Beach Township, NJ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Long Beach Township, NJ pay a median of $3,614 (±$416) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,413 (±$123).

38.3% of owned homes carry a mortgage.

In Long Beach Township, the median monthly cost with a mortgage went from $3,140 in 2015–2019 to $3,614 in 2020–2024 (+15.1%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $3,614 (±$416)
Without a mortgage: $1,413 (±$123)
Owned with a mortgage: 38.3%

Monthly owner costs in Long Beach Township

Median selected monthly owner costs, estimate (90% margin of error)
	Long Beach Township	Ocean County	New Jersey	United States
With a mortgage	$3,614 (±$416)	$2,330 (±$24)	$2,829 (±$8)	$1,963
Without a mortgage	$1,413 (±$123)	$920 (±$17)	$1,232 (±$6)	$638
Owned homes with a mortgage	38.3% (±5.1 points)	58.7% (±0.9 points)	63.9% (±0.2 points)	60.6%
Median real estate taxes (a year)	$9,925 (±$668)	$6,562 (±$55)	$9,590 (±$25)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Long Beach Township, the median cost with a mortgage is higher than in Ocean County ($2,330).

It is also higher than in New Jersey ($2,829).

It is higher than the national figure ($1,963).

In Ocean County, Long Beach Township ranks 5 of 33 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 109 of 560.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Long Beach Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$3,140 (±$281)	$3,614 (±$416)	+15.1%	No measurable change after inflation
Median real estate taxes	$8,475 (±$355)	$9,925 (±$668)	+17.1%	No measurable change after inflation
Median home value	$872,900 (±$31,057)	$1,193,700 (±$56,185)	+36.8%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Long Beach Township

Nearest places with a published estimate, compared with Long Beach Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Long Beach Township	—	$3,614 (±$416)	—
Beach Haven Borough	2.2 mi	$4,000 or more	—
Ship Bottom Borough	3.8 mi	$2,946 (±$358)	Lower
Eagleswood Township	4.4 mi	$2,328 (±$320)	Lower
Beach Haven West	4.9 mi	$2,927 (±$226)	Lower
Surf City Borough	5.2 mi	$3,332 (±$256)	Not measurably different
Tuckerton Borough	5.7 mi	$2,391 (±$280)	Lower
Little Egg Harbor Township	6.0 mi	$2,012 (±$108)	Lower
Manahawkin	6.2 mi	$2,259 (±$255)	Lower

Nearby places with a measurably lower figure: Ship Bottom Borough, NJ ($2,946), Eagleswood Township, NJ ($2,328), Beach Haven West, NJ ($2,927).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Ocean County, place by place

Rank	Place	Median monthly cost with a mortgage
1 (tie)	Bay Head Borough	$4,000 or more
1 (tie)	Beach Haven Borough	$4,000 or more
1 (tie)	Mantoloking Borough	$4,000 or more
1 (tie)	Point Pleasant Beach Borough	$4,000 or more
5	Long Beach Township	$3,614 (±$416)
6	Seaside Park Borough	$3,556 (±$279)
7	Harvey Cedars Borough	$3,448 (±$263)
8	Surf City Borough	$3,332 (±$256)
9	Ship Bottom Borough	$2,946 (±$358)
10	Lavallette Borough	$2,935 (±$338)
11	Lakewood Township	$2,806 (±$118)

Showing 11 of 33 places in Ocean County, ranked from highest to lowest.

The figures for Long Beach Township include the places inside it that have pages of their own: North Beach Haven.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Long Beach Township

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Long Beach Township beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Long Beach Township, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Long Beach Township, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Long Beach Township

What is the average mortgage payment in Long Beach Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Long Beach Township, NJ is $3,614 (±$416) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Long Beach Township?

Owners without a mortgage in Long Beach Township pay a median of $1,413 (±$123) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Long Beach Township gone up?

In Long Beach Township, the median monthly cost with a mortgage went from $3,140 in 2015–2019 to $3,614 in 2020–2024 (+15.1%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Long Beach township, Ocean County, New Jersey (county subdivision:41250, in state:34 county:029).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.