How much do homeowners pay a month in Mountainside Borough, NJ?
Homeowners with a mortgage in Mountainside Borough, NJ pay a median of $3,717 (±$201) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,500 or more.
58.9% of owned homes carry a mortgage.
In Mountainside Borough, the median monthly cost with a mortgage went from $3,421 in 2015–2019 to $3,717 in 2020–2024 (+8.7%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $3,717 (±$201)
- Without a mortgage
- $1,500 or more
- Owned with a mortgage
- 58.9%
Monthly owner costs in Mountainside Borough
| Mountainside Borough | Union County | New Jersey | United States | |
|---|---|---|---|---|
| With a mortgage | $3,717 (±$201) | $3,203 (±$36) | $2,829 (±$8) | $1,963 |
| Without a mortgage | $1,500 or more | $1,438 (±$24) | $1,232 (±$6) | $638 |
| Owned homes with a mortgage | 58.9% (±8.8 points) | 67.4% (±1.0 points) | 63.9% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $10,000 or more | $9,590 (±$25) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Mountainside Borough, the median cost with a mortgage is higher than in Union County ($3,203).
It is also higher than in New Jersey ($2,829).
It is higher than the national figure ($1,963).
In Union County, Mountainside Borough ranks 6 of 21 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 97 of 560.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Mountainside Borough have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $3,421 (±$265) | $3,717 (±$201) | +8.7% | Down after inflation |
| Median home value | $626,100 (±$14,745) | $810,300 (±$48,757) | +29.4% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Mountainside Borough
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Mountainside Borough | — | $3,717 (±$201) | — |
| Springfield Township (Union County) | 1.8 mi | $3,596 (±$146) | Not measurably different |
| Westfield Town | 2.2 mi | $4,000 or more | — |
| Summit | 2.4 mi | $4,000 or more | — |
| New Providence Borough | 2.7 mi | $3,965 (±$243) | Not measurably different |
| Garwood Borough | 2.8 mi | $3,112 (±$345) | Lower |
| Fanwood Borough | 3.0 mi | $3,708 (±$279) | Not measurably different |
| Springfield | 3.0 mi | $3,668 (±$153) | Not measurably different |
| Cranford | 3.3 mi | $3,130 (±$385) | Lower |
Nearby places with a measurably lower figure: Garwood Borough, NJ ($3,112), Cranford, NJ ($3,130).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Union County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Summit | $4,000 or more |
| 1 (tie) | Westfield Town | $4,000 or more |
| 3 | New Providence Borough | $3,965 (±$243) |
| 4 | Berkeley Heights Township | $3,871 (±$261) |
| 5 | Scotch Plains Township | $3,791 (±$193) |
| 6 | Mountainside Borough | $3,717 (±$201) |
| 7 | Fanwood Borough | $3,708 (±$279) |
| 8 | Cranford Township | $3,691 (±$88) |
| 9 | Springfield Township (Union County) | $3,596 (±$146) |
| 10 | Garwood Borough | $3,112 (±$345) |
| 11 | Union Township (Union County) | $3,015 (±$81) |
| 12 | Clark Township | $2,997 (±$360) |
Showing 12 of 21 places in Union County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Mountainside Borough
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Questions about Mountainside Borough
What is the average mortgage payment in Mountainside Borough?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Mountainside Borough, NJ is $3,717 (±$201) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Mountainside Borough?
Owners without a mortgage in Mountainside Borough pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Mountainside Borough gone up?
In Mountainside Borough, the median monthly cost with a mortgage went from $3,421 in 2015–2019 to $3,717 in 2020–2024 (+8.7%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Mountainside borough, Union County, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Mountainside borough, Union County, New Jersey
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Mountainside borough, Union County, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Mountainside borough, Union County, New Jersey
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Mountainside borough, Union County, New Jersey
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Mountainside borough, Union County, New Jersey (county subdivision:48510, in state:34 county:039).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
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- Home values in Mountainside Borough
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- How long people stay in Mountainside Borough
- New Jersey landlord and tenant rules
- Housing across Union County
- Housing data for every place in New Jersey