How much do homeowners pay a month in Plainsboro Township, NJ?

Name: Homeowner costs in Plainsboro Township, NJ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Plainsboro Township, NJ pay a median of $3,791 (±$279) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,500 or more.

58.6% of owned homes carry a mortgage.

In Plainsboro Township, the median monthly cost with a mortgage went from $3,136 in 2015–2019 to $3,791 in 2020–2024 (+20.9%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $3,791 (±$279)
Without a mortgage: $1,500 or more
Owned with a mortgage: 58.6%

Monthly owner costs in Plainsboro Township

Median selected monthly owner costs, estimate (90% margin of error)
	Plainsboro Township	Middlesex County	New Jersey	United States
With a mortgage	$3,791 (±$279)	$2,877 (±$24)	$2,829 (±$8)	$1,963
Without a mortgage	$1,500 or more	$1,242 (±$14)	$1,232 (±$6)	$638
Owned homes with a mortgage	58.6% (±7.2 points)	63.1% (±0.7 points)	63.9% (±0.2 points)	60.6%
Median real estate taxes (a year)	$10,000 or more	$9,712 (±$68)	$9,590 (±$25)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Plainsboro Township, the median cost with a mortgage is higher than in Middlesex County ($2,877).

It is also higher than in New Jersey ($2,829).

It is higher than the national figure ($1,963).

In Middlesex County, Plainsboro Township ranks 2 of 25 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 84 of 560.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Plainsboro Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$3,136 (±$166)	$3,791 (±$279)	+20.9%	No measurable change after inflation
Median home value	$488,400 (±$22,449)	$683,100 (±$42,640)	+39.9%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Plainsboro Township

Nearest places with a published estimate, compared with Plainsboro Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Plainsboro Township	—	$3,791 (±$279)	—
Princeton Junction	2.4 mi	$3,609 (±$230)	Not measurably different
Monmouth Junction	2.9 mi	$3,297 (±$351)	Lower
Kingston	3.5 mi	$2,765 (±$1,551)	Not measurably different
Cranbury	3.6 mi	$3,947 (±$407)	Not measurably different
Cranbury Township	3.6 mi	$4,000 or more	—
Heathcote	3.7 mi	$3,585 (±$671)	Not measurably different
West Windsor Township	4.1 mi	$4,000 or more	—
South Brunswick Township	4.5 mi	$3,481 (±$147)	Not measurably different

Nearby places with a measurably lower figure: Monmouth Junction, NJ ($3,297).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Middlesex County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Cranbury Township	$4,000 or more
2	Plainsboro Township	$3,791 (±$279)
3	South Brunswick Township	$3,481 (±$147)
4	Highland Park Borough	$3,417 (±$296)
5	Metuchen Borough	$3,411 (±$147)
6	East Brunswick Township	$3,204 (±$95)
7	Edison Township	$3,184 (±$52)
8	Monroe Township (Middlesex County)	$3,064 (±$176)

Showing 8 of 25 places in Middlesex County, ranked from highest to lowest.

The figures for Plainsboro Township include the places inside it that have pages of their own: Plainsboro Center, Princeton Meadows.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Plainsboro Township

What is the average mortgage payment in Plainsboro Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Plainsboro Township, NJ is $3,791 (±$279) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Plainsboro Township?

Owners without a mortgage in Plainsboro Township pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Plainsboro Township gone up?

In Plainsboro Township, the median monthly cost with a mortgage went from $3,136 in 2015–2019 to $3,791 in 2020–2024 (+20.9%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Plainsboro township, Middlesex County, New Jersey (county subdivision:59280, in state:34 county:023).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.