How much do homeowners pay a month in Point Pleasant Borough, NJ?

Name: Homeowner costs in Point Pleasant Borough, NJ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Point Pleasant Borough, NJ pay a median of $2,700 (±$102) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,062 (±$33).

70.6% of owned homes carry a mortgage.

In Point Pleasant Borough, the median monthly cost with a mortgage went from $2,355 in 2015–2019 to $2,700 in 2020–2024 (+14.6%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $2,700 (±$102)
Without a mortgage: $1,062 (±$33)
Owned with a mortgage: 70.6%

Monthly owner costs in Point Pleasant Borough

Median selected monthly owner costs, estimate (90% margin of error)
	Point Pleasant Borough	Ocean County	New Jersey	United States
With a mortgage	$2,700 (±$102)	$2,330 (±$24)	$2,829 (±$8)	$1,963
Without a mortgage	$1,062 (±$33)	$920 (±$17)	$1,232 (±$6)	$638
Owned homes with a mortgage	70.6% (±3.8 points)	58.7% (±0.9 points)	63.9% (±0.2 points)	60.6%
Median real estate taxes (a year)	$7,660 (±$438)	$6,562 (±$55)	$9,590 (±$25)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Point Pleasant Borough, the median cost with a mortgage is higher than in Ocean County ($2,330).

It is also lower than in New Jersey ($2,829).

It is higher than the national figure ($1,963).

In Ocean County, Point Pleasant Borough ranks 12 of 33 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 308 of 560.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Point Pleasant Borough have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,355 (±$68)	$2,700 (±$102)	+14.6%	Down after inflation
Median real estate taxes	$6,850 (±$147)	$7,660 (±$438)	+11.8%	Down after inflation
Median home value	$386,200 (±$10,614)	$575,300 (±$28,093)	+49.0%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Point Pleasant Borough

Nearest places with a published estimate, compared with Point Pleasant Borough
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Point Pleasant Borough	—	$2,700 (±$102)	—
Bay Head Borough	1.3 mi	$4,000 or more	—
Point Pleasant Beach Borough	1.7 mi	$4,000 or more	—
Mantoloking Borough	1.9 mi	$4,000 or more	—
Brielle Borough	1.9 mi	$3,885 (±$403)	Higher
Brick Township	2.4 mi	$2,310 (±$70)	Lower
Manasquan Borough	2.9 mi	$3,754 (±$167)	Higher
Sea Girt Borough	4.1 mi	$4,000 or more	—
Ramtown	5.0 mi	$2,743 (±$355)	Not measurably different

Nearby places with a measurably lower figure: Brick Township, NJ ($2,310).

Nearby places with a measurably higher figure: Brielle Borough, NJ ($3,885), Manasquan Borough, NJ ($3,754).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Ocean County, place by place

Rank	Place	Median monthly cost with a mortgage
6	Seaside Park Borough	$3,556 (±$279)
7	Harvey Cedars Borough	$3,448 (±$263)
8	Surf City Borough	$3,332 (±$256)
9	Ship Bottom Borough	$2,946 (±$358)
10	Lavallette Borough	$2,935 (±$338)
11	Lakewood Township	$2,806 (±$118)
12	Point Pleasant Borough	$2,700 (±$102)
13	Plumsted Township	$2,609 (±$381)
14	Jackson Township	$2,597 (±$125)
15	Island Heights Borough	$2,475 (±$291)
16	Barnegat Light Borough	$2,421 (±$987)
17	Stafford Township	$2,400 (±$76)
18	Tuckerton Borough	$2,391 (±$280)

Showing 13 of 33 places in Ocean County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Point Pleasant Borough

What is the average mortgage payment in Point Pleasant Borough?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Point Pleasant Borough, NJ is $2,700 (±$102) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Point Pleasant Borough?

Owners without a mortgage in Point Pleasant Borough pay a median of $1,062 (±$33) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Point Pleasant Borough gone up?

In Point Pleasant Borough, the median monthly cost with a mortgage went from $2,355 in 2015–2019 to $2,700 in 2020–2024 (+14.6%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Point Pleasant borough, Ocean County, New Jersey (county subdivision:59880, in state:34 county:029).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.