How much do homeowners pay a month in Sea Bright Borough, NJ?

Name: Homeowner costs in Sea Bright Borough, NJ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Sea Bright Borough, NJ pay a median of $3,446 (±$411) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,500 or more.

59.7% of owned homes carry a mortgage.

In Sea Bright Borough, the median monthly cost with a mortgage went from $2,777 in 2015–2019 to $3,446 in 2020–2024 (+24.1%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $3,446 (±$411)
Without a mortgage: $1,500 or more
Owned with a mortgage: 59.7%

Monthly owner costs in Sea Bright Borough

Median selected monthly owner costs, estimate (90% margin of error)
	Sea Bright Borough	Monmouth County	New Jersey	United States
With a mortgage	$3,446 (±$411)	$3,070 (±$36)	$2,829 (±$8)	$1,963
Without a mortgage	$1,500 or more	$1,342 (±$19)	$1,232 (±$6)	$638
Owned homes with a mortgage	59.7% (±12.9 points)	64.0% (±0.9 points)	63.9% (±0.2 points)	60.6%
Median real estate taxes (a year)	$7,171 (±$1,639)	$10,000 or more	$9,590 (±$25)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Sea Bright Borough, the median cost with a mortgage is not measurably different from Monmouth County ($3,070).

It is also higher than in New Jersey ($2,829).

It is higher than the national figure ($1,963).

In Monmouth County, Sea Bright Borough ranks 19 of 53 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 134 of 560.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Sea Bright Borough have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,777 (±$385)	$3,446 (±$411)	+24.1%	No measurable change after inflation
Median real estate taxes	$7,014 (±$1,131)	$7,171 (±$1,639)	+2.2%	No measurable change after inflation
Median home value	$527,500 (±$75,191)	$821,100 (±$82,571)	+55.7%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Sea Bright Borough

Nearest places with a published estimate, compared with Sea Bright Borough
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Sea Bright Borough	—	$3,446 (±$411)	—
Rumson Borough	1.6 mi	$4,000 or more	—
Monmouth Beach Borough	1.7 mi	$3,850 (±$476)	Not measurably different
Highlands Borough	3.2 mi	$2,940 (±$248)	Lower
Fair Haven Borough	3.4 mi	$4,000 or more	—
Little Silver Borough	3.5 mi	$4,000 or more	—
Oceanport Borough	3.8 mi	$3,224 (±$250)	Not measurably different
Atlantic Highlands Borough	4.3 mi	$3,241 (±$162)	Not measurably different
Long Branch	4.5 mi	$2,803 (±$284)	Lower

Nearby places with a measurably lower figure: Highlands Borough, NJ ($2,940), Long Branch, NJ ($2,803).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Monmouth County, place by place

Rank	Place	Median monthly cost with a mortgage
13	Shrewsbury Borough	$3,782 (±$312)
14	Marlboro Township	$3,765 (±$187)
15	Manasquan Borough	$3,754 (±$167)
16	Holmdel Township	$3,745 (±$297)
17	Loch Arbour Village	$3,667 (±$1,127)
18	Allenhurst Borough	$3,625 (±$887)
19	Sea Bright Borough	$3,446 (±$411)
20	Bradley Beach Borough	$3,277 (±$505)
21	Manalapan Township	$3,251 (±$134)
22	Atlantic Highlands Borough	$3,241 (±$162)
23	Oceanport Borough	$3,224 (±$250)
24	Interlaken Borough	$3,196 (±$247)
25	Wall Township	$3,162 (±$99)

Showing 13 of 53 places in Monmouth County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Sea Bright Borough

What is the average mortgage payment in Sea Bright Borough?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Sea Bright Borough, NJ is $3,446 (±$411) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Sea Bright Borough?

Owners without a mortgage in Sea Bright Borough pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Sea Bright Borough gone up?

In Sea Bright Borough, the median monthly cost with a mortgage went from $2,777 in 2015–2019 to $3,446 in 2020–2024 (+24.1%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Sea Bright borough, Monmouth County, New Jersey (county subdivision:66240, in state:34 county:025).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.