What is the median household income in Spotswood Borough, NJ?

Name: Income and affordability in Spotswood Borough, NJ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

The median household income in Spotswood Borough, NJ is $105,060 (±$15,063) a year (2020–2024 American Community Survey).

Paying the median gross rent of $1,079 a month would take about $43,200 a year at the common guideline of spending no more than 30% of income on rent.

In Spotswood Borough, the median household income went from $80,074 in 2015–2019 to $105,060 in 2020–2024 (+31.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

Median household income: $105,060 (±$15,063)
Median renter income: $29,022 (±$9,907)
Income to afford median rent: about $43,200

Income in Spotswood Borough against Middlesex County, its state and the nation

Income, estimate (90% margin of error)
	Spotswood Borough	Middlesex County	New Jersey	United States
Median household income	$105,060 (±$15,063)	$111,549 (±$1,881)	$103,556 (±$513)	$80,734
Median renter household income	$29,022 (±$9,907)	$76,035 (±$2,019)	$62,674 (±$718)	$52,966
Median owner household income	$116,515 (±$8,760)	$139,193 (±$2,081)	$133,477 (±$624)	$100,009
Median gross rent	$1,079 (±$236)	$1,871 (±$20)	$1,720 (±$7)	$1,413

In Spotswood Borough, median household income is not measurably different from Middlesex County ($111,549).

It is not measurably different from New Jersey ($103,556).

It is higher than the national figure ($80,734).

In Middlesex County, Spotswood Borough ranks 14 of 25 places with a published estimate, from highest to lowest median household income.

Statewide, it ranks 319 of 561.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How much you need to earn to rent in Spotswood Borough

Many landlords and housing programs use 30% of gross income as the most a household should spend on rent.

At that guideline, the median gross rent of $1,079 a month ($12,948 a year) needs an income of about $43,200 a year.

The median renting household in Spotswood Borough earns $29,022 a year, less than that.

This is arithmetic on the published medians, not a rule any landlord must follow; screening criteria vary and some places limit how income may be weighed.

Income against housing costs since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median household income	$80,074 (±$12,471)	$105,060 (±$15,063)	+31.2%	No measurable change after inflation
Median gross rent	$938 (±$57)	$1,079 (±$236)	+15.0%	No measurable change after inflation
Median home value	$305,100 (±$13,613)	$369,900 (±$19,763)	+21.2%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median household income in places near Spotswood Borough

Nearest places with a published estimate, compared with Spotswood Borough
Place	Distance	Median household income	Compared with this place
Spotswood Borough	—	$105,060 (±$15,063)	—
Helmetta Borough	1.9 mi	$98,952 (±$10,239)	Not measurably different
East Brunswick Township	2.6 mi	$143,343 (±$6,923)	Higher
Old Bridge	3.2 mi	$111,996 (±$8,705)	Not measurably different
South River Borough	3.7 mi	$96,147 (±$14,340)	Not measurably different
Jamesburg Borough	4.0 mi	$110,972 (±$23,717)	Not measurably different
Milltown Borough	4.5 mi	$140,960 (±$21,343)	Higher
Old Bridge Township	4.5 mi	$104,587 (±$4,442)	Not measurably different
Forsgate	5.0 mi	$239,097 (±$40,291)	Higher

Nearby places with a measurably higher figure: East Brunswick Township, NJ ($143,343), Milltown Borough, NJ ($140,960), Forsgate, NJ ($239,097).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median household income across Middlesex County, place by place

Rank	Place	Median household income
8	Piscataway Township	$127,832 (±$6,354)
9	Edison Township	$125,145 (±$6,156)
10	North Brunswick Township	$120,764 (±$7,650)
11	Jamesburg Borough	$110,972 (±$23,717)
12	Woodbridge Township	$108,928 (±$4,107)
13	Monroe Township (Middlesex County)	$107,892 (±$10,732)
14	Spotswood Borough	$105,060 (±$15,063)
15	Middlesex Borough	$105,000 (±$12,543)
16	Highland Park Borough	$104,694 (±$24,486)
17	Old Bridge Township	$104,587 (±$4,442)
18	Sayreville Borough	$99,979 (±$5,778)
19	Helmetta Borough	$98,952 (±$10,239)
20	Carteret Borough	$96,862 (±$15,768)

Showing 13 of 25 places in Middlesex County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Spotswood Borough

What is the median household income in Spotswood Borough?

The median household income in Spotswood Borough is $105,060 (±$15,063) a year (2020–2024 American Community Survey).

How much do you need to make to afford rent in Spotswood Borough?

About $43,200 a year, if rent is to stay at or below 30% of income at the median gross rent of $1,079 a month.

Have incomes in Spotswood Borough kept up with inflation?

In Spotswood Borough, the median household income went from $80,074 in 2015–2019 to $105,060 in 2020–2024 (+31.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

What do renters earn in Spotswood Borough?

The median renting household in Spotswood Borough, NJ earns $29,022 (±$9,907) a year.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Spotswood borough, Middlesex County, New Jersey (county subdivision:69810, in state:34 county:023).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B19013_001E, B19013_001M, B25064_001E, B25064_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP03_0062E, DP03_0062M, B25119_003E, B25119_003M, B25119_002E, B25119_002M, DP04_0134E, DP04_0134M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.