Housing data for Stone Harbor Borough, NJ
Stone Harbor Borough, NJ has an estimated 893 residents and 3,151 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a borough in Cape May County.
11.0% of households rent.
The median gross rent is $1,711 a month.
Figures last updated on .
- Residents
- 893 (±131)
- Housing units
- 3,151 (±127)
- Households that rent
- 11.0%
- Median gross rent
- $1,711
- Residents since 2015–2019
- +0.9%
What stands out in Stone Harbor Borough
Rental vacancy rate: 70.2% (±12.9 points) in Stone Harbor Borough, higher than in Cape May County (26.1%).
Working from home: 27.5% (±8.4 points) in Stone Harbor Borough, higher than in Cape May County (12.1%).
Median household income: $169,167 (±$72,024) in Stone Harbor Borough, higher than in Cape May County ($91,128).
Households that rent: 11.0% (±4.7 points) in Stone Harbor Borough, lower than in Cape May County (19.7%).
- Commute and cars in Stone Harbor Borough
- Income and affordability in Stone Harbor Borough
- Renters and owners in Stone Harbor Borough
Housing in Stone Harbor Borough at a glance
- Median rent: $1,711 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 25.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 11.0% of households rent
- Income and affordability: $169,167 median household income
- Home values: $2,000,000 or more median home value
- Homeowner costs: $4,000 or more median monthly cost with a mortgage
- Property taxes: $10,000 or more median real estate taxes a year
- Types of homes: 6.3% of homes are in buildings of 5 or more units
- Bedrooms: 75.3% of homes have 3 or more bedrooms
- Age of homes: 52.2% of homes were built before 1980
- Vacancy rate: 70.2% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 73.9% heat with utility gas
- Commute and cars: 32.2 minutes average trip to work
- Crime reported to police: 384 violent crimes per 100,000 residents (Small sample: wide margin of error)
- Growth: +0.9% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 17.3% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Stone Harbor Borough against Cape May County, its state and the nation
| Stone Harbor Borough | Cape May County | New Jersey | United States | |
|---|---|---|---|---|
| Residents | 893 (±131) | 94,941 (exact) | 9,343,809 (exact) | 334,922,499 |
| Housing units | 3,151 (±127) | 99,599 (±85) | 3,791,354 (±469) | 143,775,355 |
| Households that rent | 11.0% (±4.7 points) | 19.7% (±1.5 points) | 36.2% (±0.2 points) | 34.8% |
| Median gross rent | $1,711 (±$240) | $1,360 (±$96) | $1,720 (±$7) | $1,413 |
| Median household income | $169,167 (±$72,024) | $91,128 (±$3,274) | $103,556 (±$513) | $80,734 |
| Median home value | $2,000,000 or more | $434,600 (±$9,304) | $454,400 (±$1,150) | $332,700 |
| Median real estate taxes (a year) | $10,000 or more | $5,306 (±$135) | $9,590 (±$25) | $3,119 |
| Built before 1980 | 52.2% (±5.3 points) | 48.9% (±1.6 points) | 62.8% (±0.3 points) | 49.7% |
| Average commute | 32.2 minutes (±8.9) | 22.0 minutes (±0.9) | 30.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 94.8% (±3.1 points) | 93.1% (±1.1 points) | 92.8% (±0.1 points) | 91.0% |
| Median age of residents | 64.6 years (±3.1) | 51.8 years (±0.2) | 40.1 years (±0.1) | 38.9 years |
Stone Harbor Borough covers 1.4 square miles of land, about 629 residents per square mile (Census Bureau Gazetteer).
How Stone Harbor Borough has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 885 (±97) | 893 (±131) | +0.9% | Not a measurable change |
| Housing units | 3,135 (±62) | 3,151 (±127) | +0.5% | Not a measurable change |
| Median gross rent | $1,216 (±$187) | $1,711 (±$240) | +40.7% | No measurable change after inflation |
| Median household income | $99,375 (±$16,239) | $169,167 (±$72,024) | +70.2% | No measurable change after inflation |
| Households that rent | 9.9% (±3.8 points) | 11.0% (±4.7 points) | +1.1 percentage points | Not a measurable change |
| Rental vacancy rate | 82.1% (±7.4 points) | 70.2% (±12.9 points) | −11.9 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Stone Harbor Borough
In 2025, the Stone Harbor Police Department reported 384 violent and 2,302 property crimes per 100,000 residents to the FBI.
Across Cape May County, the departments that report recorded 164 violent and 1,413 property crimes per 100,000 residents that year.
ZIP codes in Stone Harbor Borough
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 08247 | 27% | 965 | $1,711 | $1,805,600 | $167,917 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Stone Harbor Borough
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| North Wildwood | 2.9 mi | $1,210 | $459,900 | 16.3% |
| Avalon Borough | 3.5 mi | $1,708 | $1,959,000 | 7.0% |
| Cape May Court House | 3.9 mi | $1,429 | $381,200 | 33.6% |
| West Wildwood Borough | 4.1 mi | $1,225 | $400,800 | 8.9% |
| Wildwood | 4.6 mi | $997 | $391,300 | 56.5% |
| Middle Township | 5.2 mi | $1,500 | $342,200 | 19.3% |
| Whitesboro | 5.6 mi | — | $248,700 | 4.3% |
| Rio Grande | 6.1 mi | $1,305 | $317,400 | 25.7% |
HUD Fair Market Rent for Stone Harbor Borough, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,512 | $1,521 | $1,857 | $2,431 | $2,441 |
HUD income limits for Stone Harbor Borough, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $24,350 | $40,550 | $64,900 |
| 2 people | $27,800 | $46,350 | $74,150 |
| 3 people | $31,300 | $52,150 | $83,400 |
| 4 people | $34,750 | $57,900 | $92,650 |
| 5 people | $38,680 | $62,550 | $100,100 |
| 6 people | $44,360 | $67,200 | $107,500 |
| 7 people | $50,040 | $71,800 | $114,900 |
| 8 people | $55,720 | $76,450 | $122,300 |
These are the limits HUD sets for its housing programs in the Cape May County, NJ HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $115,800.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Stone Harbor Borough
How many renters are there in Stone Harbor Borough?
Stone Harbor Borough has an estimated 51 (±23) renting households, 11.0% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Stone Harbor Borough?
The median household income in Stone Harbor Borough is $169,167 (±$72,024) a year (2020–2024 American Community Survey).
What is the average home value in Stone Harbor Borough, NJ?
The Census Bureau publishes the median: $2,000,000 or more for owner-occupied homes in Stone Harbor Borough (2020–2024 American Community Survey).
What is the average mortgage payment in Stone Harbor Borough?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Stone Harbor Borough, NJ is $4,000 or more a month, including taxes, insurance and utilities.
How much are property taxes in Stone Harbor Borough?
The median real estate tax paid by homeowners in Stone Harbor Borough, NJ is $10,000 or more a year (2020–2024 American Community Survey).
How many homes are in Stone Harbor Borough?
Stone Harbor Borough, NJ has an estimated 3,151 (±127) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Stone Harbor Borough growing?
In Stone Harbor Borough, the number of residents went from 885 in 2015–2019 to 893 in 2020–2024 (+0.9%), not a measurable change.
What ZIP codes are in Stone Harbor Borough?
The ZIP code that covers Stone Harbor Borough is 08247.
What is the median rent in ZIP code 08247?
The median gross rent in ZIP Code Tabulation Area 08247 is $1,711 (±$240) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Stone Harbor borough, Cape May County, New Jersey
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Stone Harbor borough, Cape May County, New Jersey
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Stone Harbor borough, Cape May County, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Stone Harbor borough, Cape May County, New Jersey
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Stone Harbor borough, Cape May County, New Jersey
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Stone Harbor borough, Cape May County, New Jersey
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Stone Harbor borough, Cape May County, New Jersey
- HUD Fair Market Rents, fiscal year 2027: Cape May County, NJ HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Cape May County, NJ HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Stone Harbor Police Department (ORI NJ0051000)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Stone Harbor borough, Cape May County, New Jersey (county subdivision:71010, in state:34 county:009).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .