Housing data for Upper Saddle River Borough, NJ
Upper Saddle River Borough, NJ has an estimated 8,439 residents and 2,817 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a borough in Bergen County.
8.9% of households rent.
The median gross rent is $3,500 or more a month.
Its population grew measurably since 2015–2019 (+2.6%).
Figures last updated on .
- Residents
- 8,439 (±24)
- Housing units
- 2,817 (±170)
- Households that rent
- 8.9%
- Median gross rent
- $3,500 or more
- Residents since 2015–2019
- +2.6%
What stands out in Upper Saddle River Borough
Median home value: $1,108,700 (±$38,069) in Upper Saddle River Borough, higher than in Bergen County ($623,000).
Working from home: 36.8% (±11.5 points) in Upper Saddle River Borough, higher than in Bergen County (18.5%).
Households that rent: 8.9% (±4.3 points) in Upper Saddle River Borough, lower than in Bergen County (34.7%).
Homes in buildings of 5 or more units: 6.4% (±3.6 points) in Upper Saddle River Borough, lower than in Bergen County (22.4%).
- Home values in Upper Saddle River Borough
- Commute and cars in Upper Saddle River Borough
- Renters and owners in Upper Saddle River Borough
- Types of homes in Upper Saddle River Borough
Housing in Upper Saddle River Borough at a glance
- Median rent: $3,500 or more median gross rent a month
- Rent by bedrooms: $3,300 median gross rent, 2 bedrooms
- Rent burden: 44.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 8.9% of households rent
- Income and affordability: $250,000 or more median household income
- Home values: $1,108,700 median home value
- Homeowner costs: $4,000 or more median monthly cost with a mortgage
- Property taxes: $10,000 or more median real estate taxes a year
- Types of homes: 6.4% of homes are in buildings of 5 or more units
- Bedrooms: 92.6% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 57.8% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 90.4% heat with utility gas
- Commute and cars: 36.8 minutes average trip to work
- Crime reported to police: 11 violent crimes per 100,000 residents
- Growth: +2.6% residents since 2015–2019
- How long people stay: 15.3% moved in since 2020
- Crowding and facilities: 0.2% of homes have more than 1 person per room
- Fair Market Rent: $2,970 Small Area FMR, 2 bedrooms (ZIP 07458)
Upper Saddle River Borough against Bergen County, its state and the nation
| Upper Saddle River Borough | Bergen County | New Jersey | United States | |
|---|---|---|---|---|
| Residents | 8,439 (±24) | 962,316 (exact) | 9,343,809 (exact) | 334,922,499 |
| Housing units | 2,817 (±170) | 369,613 (±176) | 3,791,354 (±469) | 143,775,355 |
| Households that rent | 8.9% (±4.3 points) | 34.7% (±0.7 points) | 36.2% (±0.2 points) | 34.8% |
| Median gross rent | $3,500 or more | $1,914 (±$21) | $1,720 (±$7) | $1,413 |
| Median household income | $250,000 or more | $124,884 (±$1,735) | $103,556 (±$513) | $80,734 |
| Median home value | $1,108,700 (±$38,069) | $623,000 (±$4,306) | $454,400 (±$1,150) | $332,700 |
| Median real estate taxes (a year) | $10,000 or more | $10,000 or more | $9,590 (±$25) | $3,119 |
| Built before 1980 | 57.8% (±13.2 points) | 73.8% (±1.1 points) | 62.8% (±0.3 points) | 49.7% |
| Average commute | 36.8 minutes (±3.3) | 31.2 minutes (±0.4) | 30.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 100.0% (±1.7 points) | 94.8% (±0.3 points) | 92.8% (±0.1 points) | 91.0% |
| Median age of residents | 40.8 years (±4.3) | 42.0 years (±0.2) | 40.1 years (±0.1) | 38.9 years |
Upper Saddle River Borough covers 5.3 square miles of land, about 1,607 residents per square mile (Census Bureau Gazetteer).
How Upper Saddle River Borough has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 8,227 (±28) | 8,439 (±24) | +2.6% | Measurable increase |
| Housing units | 2,729 (±172) | 2,817 (±170) | +3.2% | Not a measurable change |
| Median home value | $885,900 (±$51,809) | $1,108,700 (±$38,069) | +25.1% | No measurable change after inflation |
| Households that rent | 12.4% (±4.8 points) | 8.9% (±4.3 points) | −3.5 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±10.2 points) | 0.0% (±17.1 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Upper Saddle River Borough
In 2025, the Upper Saddle River Police Department reported 11 violent and 296 property crimes per 100,000 residents to the FBI.
ZIP codes in Upper Saddle River Borough
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 07458 | 52% | 11,828 | $3,440 | $1,188,500 | $244,022 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Upper Saddle River Borough
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Ramsey Borough | 2.5 mi | $2,245 | $697,300 | 20.8% |
| Village of Airmont | 2.5 mi | $1,181 | $710,700 | 20.8% |
| Allendale Borough | 2.7 mi | $2,590 | $782,700 | 18.6% |
| Saddle River Borough | 2.8 mi | $2,211 | $2,000,000 or more | 15.9% |
| Montvale Borough | 2.8 mi | $2,053 | $709,700 | 20.0% |
| Village of Chestnut Ridge | 3.1 mi | $1,710 | $720,100 | 23.9% |
| Woodcliff Lake Borough | 3.3 mi | $1,888 | $946,400 | 13.7% |
| Monsey | 3.4 mi | $1,892 | $921,000 | 65.1% |
HUD Fair Market Rent for Upper Saddle River Borough, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,772 | $1,987 | $2,282 | $2,771 | $3,497 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Upper Saddle River Borough, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $29,250 | $48,700 | $75,900 |
| 2 people | $33,400 | $55,650 | $86,750 |
| 3 people | $37,600 | $62,600 | $97,600 |
| 4 people | $41,750 | $69,550 | $108,400 |
| 5 people | $45,100 | $75,150 | $117,100 |
| 6 people | $48,450 | $80,700 | $125,750 |
| 7 people | $51,800 | $86,250 | $134,450 |
| 8 people | $55,720 | $91,850 | $143,100 |
These are the limits HUD sets for its housing programs in the Bergen-Passaic, NJ HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $139,100.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Upper Saddle River Borough
What is the average rent in Upper Saddle River Borough, NJ?
The Census Bureau publishes the median rather than the average: the median gross rent in Upper Saddle River Borough is $3,500 or more a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a two-bedroom apartment in Upper Saddle River Borough?
The median gross rent for a two-bedroom home in Upper Saddle River Borough, NJ is $3,300 (±$512) a month (2020–2024 American Community Survey).
How many renters are there in Upper Saddle River Borough?
Upper Saddle River Borough has an estimated 239 (±115) renting households, 8.9% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Upper Saddle River Borough?
The median household income in Upper Saddle River Borough is $250,000 or more a year (2020–2024 American Community Survey).
What is the average home value in Upper Saddle River Borough, NJ?
The Census Bureau publishes the median: $1,108,700 (±$38,069) for owner-occupied homes in Upper Saddle River Borough (2020–2024 American Community Survey).
What is the average mortgage payment in Upper Saddle River Borough?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Upper Saddle River Borough, NJ is $4,000 or more a month, including taxes, insurance and utilities.
Is Upper Saddle River Borough growing?
In Upper Saddle River Borough, the number of residents went from 8,227 in 2015–2019 to 8,439 in 2020–2024 (+2.6%), a measurable increase.
What ZIP codes are in Upper Saddle River Borough?
The ZIP code that covers Upper Saddle River Borough is 07458.
What is the median rent in ZIP code 07458?
The median gross rent in ZIP Code Tabulation Area 07458 is $3,440 (±$599) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Upper Saddle River borough, Bergen County, New Jersey
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Upper Saddle River borough, Bergen County, New Jersey
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Upper Saddle River borough, Bergen County, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Upper Saddle River borough, Bergen County, New Jersey
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Upper Saddle River borough, Bergen County, New Jersey
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Upper Saddle River borough, Bergen County, New Jersey
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Upper Saddle River borough, Bergen County, New Jersey
- HUD Fair Market Rents, fiscal year 2027: Bergen-Passaic, NJ HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Bergen-Passaic, NJ HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Upper Saddle River Police Department (ORI NJ0026300)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Upper Saddle River borough, Bergen County, New Jersey (county subdivision:75140, in state:34 county:003).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .