How much do homeowners pay a month in Los Ranchos de Albuquerque, NM?

Name: Homeowner costs in Los Ranchos de Albuquerque, NM, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Los Ranchos de Albuquerque, NM pay a median of $2,340 (±$822) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $663 (±$75).

59.9% of owned homes carry a mortgage.

In Los Ranchos de Albuquerque, the median monthly cost with a mortgage went from $2,566 in 2015–2019 to $2,340 in 2020–2024 (−8.8%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $2,340 (±$822)
Without a mortgage: $663 (±$75)
Owned with a mortgage: 59.9%

Monthly owner costs in Los Ranchos de Albuquerque

Median selected monthly owner costs, estimate (90% margin of error)
	Los Ranchos de Albuquerque	Bernalillo County	New Mexico	United States
With a mortgage	$2,340 (±$822)	$1,615 (±$17)	$1,564 (±$11)	$1,963
Without a mortgage	$663 (±$75)	$538 (±$10)	$451 (±$4)	$638
Owned homes with a mortgage	59.9% (±10.5 points)	62.8% (±1.0 points)	51.5% (±0.5 points)	60.6%
Median real estate taxes (a year)	$3,732 (±$436)	$2,629 (±$32)	$1,731 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Los Ranchos de Albuquerque, the median cost with a mortgage is not measurably different from Bernalillo County ($1,615).

It is not measurably different from New Mexico ($1,564).

It is not measurably different from the national figure ($1,963).

In Bernalillo County, Los Ranchos de Albuquerque ranks 2 of 10 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 8 of 175.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Los Ranchos de Albuquerque have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,566 (±$386)	$2,340 (±$822)	−8.8%	No measurable change after inflation
Median real estate taxes	$3,207 (±$572)	$3,732 (±$436)	+16.4%	No measurable change after inflation
Median home value	$447,700 (±$59,201)	$492,400 (±$100,153)	+10.0%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Los Ranchos de Albuquerque

Nearest places with a published estimate, compared with Los Ranchos de Albuquerque
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Los Ranchos de Albuquerque	—	$2,340 (±$822)	—
North Valley	1.5 mi	$1,723 (±$153)	Not measurably different
Albuquerque	4.0 mi	$1,604 (±$17)	Not measurably different
Paradise Hills	4.1 mi	$1,327 (±$198)	Lower
Corrales	5.5 mi	$2,638 (±$171)	Not measurably different
Sandia Heights	8.9 mi	$2,929 (±$397)	Not measurably different
Rio Rancho	9.0 mi	$1,651 (±$42)	Not measurably different
South Valley	11 mi	$1,363 (±$61)	Lower
Bernalillo	12 mi	$1,376 (±$156)	Lower

Nearby places with a measurably lower figure: Paradise Hills, NM ($1,327), South Valley, NM ($1,363), Bernalillo, NM ($1,376).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Bernalillo County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Sandia Heights	$2,929 (±$397)
2	Los Ranchos de Albuquerque	$2,340 (±$822)
3	Barton	$2,253 (±$326)
4	Ponderosa Pine	$1,807 (±$253)
5	North Valley	$1,723 (±$153)
6	Albuquerque	$1,604 (±$17)
7	Sandia Knolls	$1,570 (±$74)
8	Tijeras	$1,537 (±$401)

Showing 8 of 10 places in Bernalillo County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Los Ranchos de Albuquerque

What is the average mortgage payment in Los Ranchos de Albuquerque?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Los Ranchos de Albuquerque, NM is $2,340 (±$822) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Los Ranchos de Albuquerque?

Owners without a mortgage in Los Ranchos de Albuquerque pay a median of $663 (±$75) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Los Ranchos de Albuquerque gone up?

In Los Ranchos de Albuquerque, the median monthly cost with a mortgage went from $2,566 in 2015–2019 to $2,340 in 2020–2024 (−8.8%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Los Ranchos de Albuquerque village, New Mexico (place:43930, in state:35).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.