How much do homeowners pay a month in South River, NM?

Name: Homeowner costs in South River, NM, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in South River, NM pay a median of $1,700 (±$295) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $556 (±$150).

47.9% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,700 (±$295)
Without a mortgage: $556 (±$150)
Owned with a mortgage: 47.9%

Monthly owner costs in South River

Median selected monthly owner costs, estimate (90% margin of error)
	South River	San Juan County	New Mexico	United States
With a mortgage	$1,700 (±$295)	$1,499 (±$47)	$1,564 (±$11)	$1,963
Without a mortgage	$556 (±$150)	$453 (±$17)	$451 (±$4)	$638
Owned homes with a mortgage	47.9% (±12.4 points)	43.6% (±2.2 points)	51.5% (±0.5 points)	60.6%
Median real estate taxes (a year)	$1,492 (±$482)	$1,317 (±$56)	$1,731 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In South River, the median cost with a mortgage is not measurably different from San Juan County ($1,499).

It is not measurably different from New Mexico ($1,564).

It is not measurably different from the national figure ($1,963).

In San Juan County, South River ranks 3 of 16 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 40 of 175.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near South River

Nearest places with a published estimate, compared with South River
Place	Distance	Median monthly cost with a mortgage	Compared with this place
South River	—	$1,700 (±$295)	—
Flora Vista	2.2 mi	$1,606 (±$75)	Not measurably different
Spencerville	3.0 mi	$1,696 (±$598)	Not measurably different
Crouch Mesa	3.0 mi	$1,270 (±$396)	Not measurably different
Aztec	5.3 mi	$1,260 (±$152)	Lower
Bloomfield	5.5 mi	$1,110 (±$78)	Lower
Lee Acres	5.6 mi	$1,726 (±$198)	Not measurably different
Farmington	7.2 mi	$1,603 (±$71)	Not measurably different
West Hammond	7.2 mi	$1,452 (±$165)	Not measurably different

Nearby places with a measurably lower figure: Aztec, NM ($1,260), Bloomfield, NM ($1,110).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across San Juan County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Waterflow	$1,799 (±$177)
2	Lee Acres	$1,726 (±$198)
3	South River	$1,700 (±$295)
4	Spencerville	$1,696 (±$598)
5	Kirtland	$1,625 (±$146)
6	Flora Vista	$1,606 (±$75)
7	Farmington	$1,603 (±$71)
8	West Hammond	$1,452 (±$165)
9	La Plata	$1,317 (±$136)

Showing 9 of 16 places in San Juan County, ranked from highest to lowest.

South River is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about South River

What is the average mortgage payment in South River?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in South River, NM is $1,700 (±$295) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in South River?

Owners without a mortgage in South River pay a median of $556 (±$150) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for South River CDP, New Mexico (place:74275, in state:35).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.