How much do homeowners pay a month in Tres Arroyos, NM?

Name: Homeowner costs in Tres Arroyos, NM, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Tres Arroyos, NM pay a median of $2,627 (±$816) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $565 (±$203).

48.0% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,627 (±$816)
Without a mortgage: $565 (±$203)
Owned with a mortgage: 48.0%

Monthly owner costs in Tres Arroyos

Median selected monthly owner costs, estimate (90% margin of error)
	Tres Arroyos	Santa Fe County	New Mexico	United States
With a mortgage	$2,627 (±$816)	$1,911 (±$42)	$1,564 (±$11)	$1,963
Without a mortgage	$565 (±$203)	$533 (±$19)	$451 (±$4)	$638
Owned homes with a mortgage	48.0% (±12.8 points)	52.9% (±1.5 points)	51.5% (±0.5 points)	60.6%
Median real estate taxes (a year)	$3,209 (±$693)	$2,152 (±$67)	$1,731 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Tres Arroyos, the median cost with a mortgage is not measurably different from Santa Fe County ($1,911).

It is also higher than in New Mexico ($1,564).

It is not measurably different from the national figure ($1,963).

In Santa Fe County, Tres Arroyos ranks 3 of 15 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 6 of 175.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Tres Arroyos

Nearest places with a published estimate, compared with Tres Arroyos
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Tres Arroyos	—	$2,627 (±$816)	—
Agua Fria	1.9 mi	$1,596 (±$455)	Lower
Las Campanas	2.7 mi	$4,000 or more	—
Santa Fe	3.5 mi	$1,847 (±$49)	Not measurably different
Tano Road	5.1 mi	$4,000 or more	—
La Cienega	8.1 mi	$1,961 (±$247)	Not measurably different
Tesuque	8.2 mi	$2,288 (±$622)	Not measurably different
Eldorado at Santa Fe	12 mi	$2,250 (±$95)	Not measurably different
White Rock	13 mi	$2,487 (±$208)	Not measurably different

Nearby places with a measurably lower figure: Agua Fria, NM ($1,596).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Santa Fe County, place by place

Rank	Place	Median monthly cost with a mortgage
1 (tie)	Las Campanas	$4,000 or more
1 (tie)	Tano Road	$4,000 or more
3	Tres Arroyos	$2,627 (±$816)
4	Tesuque	$2,288 (±$622)
5	Eldorado at Santa Fe	$2,250 (±$95)
6	Nambe	$2,064 (±$176)
7	La Cienega	$1,961 (±$247)
8	Santa Fe	$1,847 (±$49)
9	Cañoncito	$1,714 (±$1,150)

Showing 9 of 15 places in Santa Fe County, ranked from highest to lowest.

Tres Arroyos is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Tres Arroyos

What is the average mortgage payment in Tres Arroyos?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Tres Arroyos, NM is $2,627 (±$816) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Tres Arroyos?

Owners without a mortgage in Tres Arroyos pay a median of $565 (±$203) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Tres Arroyos CDP, New Mexico (place:79500, in state:35).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.