How much do homeowners pay a month in Beaver Dam Lake, NY?
Homeowners with a mortgage in Beaver Dam Lake, NY pay a median of $3,335 (±$419) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,282 (±$74).
68.2% of owned homes carry a mortgage.
In Beaver Dam Lake, the median monthly cost with a mortgage went from $2,276 in 2015–2019 to $3,335 in 2020–2024 (+46.5%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $3,335 (±$419)
- Without a mortgage
- $1,282 (±$74)
- Owned with a mortgage
- 68.2%
Monthly owner costs in Beaver Dam Lake
| Beaver Dam Lake | Orange County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $3,335 (±$419) | $2,664 (±$34) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $1,282 (±$74) | $1,140 (±$27) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 68.2% (±10.4 points) | 66.5% (±1.3 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $8,494 (±$149) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Beaver Dam Lake, the median cost with a mortgage is higher than in Orange County ($2,664).
It is also higher than in New York ($2,555).
It is higher than the national figure ($1,963).
In Orange County, Beaver Dam Lake ranks 2 of 15 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 159 of 404.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Beaver Dam Lake have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,276 (±$252) | $3,335 (±$419) | +46.5% | Up after inflation |
| Median home value | $288,300 (±$27,620) | $425,200 (±$23,530) | +47.5% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Beaver Dam Lake
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Beaver Dam Lake | — | $3,335 (±$419) | — |
| Village of Washingtonville | 1.8 mi | $2,770 (±$329) | Lower |
| Mountain Lodge Park | 3.7 mi | $1,485 (±$849) | Lower |
| Town of Cornwall | 3.8 mi | $3,123 (±$155) | Not measurably different |
| Vails Gate | 4.0 mi | $1,908 (±$160) | Lower |
| Town of Blooming Grove | 4.3 mi | $2,862 (±$203) | Lower |
| Firthcliffe | 4.8 mi | $2,772 (±$209) | Lower |
| Village of South Blooming Grove | 5.0 mi | $3,091 (±$331) | Not measurably different |
| New Windsor (community) | 5.3 mi | $2,507 (±$179) | Lower |
Nearby places with a measurably lower figure: Village of Washingtonville, NY ($2,770), Mountain Lodge Park, NY ($1,485), Vails Gate, NY ($1,908).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Orange County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Fort Montgomery | $3,519 (±$2,723) |
| 2 | Beaver Dam Lake | $3,335 (±$419) |
| 3 | Walton Park | $2,832 (±$184) |
| 4 | Firthcliffe | $2,772 (±$209) |
| 5 | Balmville | $2,691 (±$232) |
| 6 | Washington Heights | $2,518 (±$360) |
| 7 | New Windsor (community) | $2,507 (±$179) |
| 8 | Orange Lake | $2,403 (±$219) |
Showing 8 of 15 places in Orange County, ranked from highest to lowest.
Beaver Dam Lake is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of New Windsor, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Beaver Dam Lake
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Beaver Dam Lake beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Beaver Dam Lake, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Beaver Dam Lake, and send estimates and invoices from your phone.
Questions about Beaver Dam Lake
What is the average mortgage payment in Beaver Dam Lake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Beaver Dam Lake, NY is $3,335 (±$419) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Beaver Dam Lake?
Owners without a mortgage in Beaver Dam Lake pay a median of $1,282 (±$74) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Beaver Dam Lake gone up?
In Beaver Dam Lake, the median monthly cost with a mortgage went from $2,276 in 2015–2019 to $3,335 in 2020–2024 (+46.5%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Beaver Dam Lake CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Beaver Dam Lake CDP, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Beaver Dam Lake CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Beaver Dam Lake CDP, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Beaver Dam Lake CDP, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Beaver Dam Lake CDP, New York (place:05188, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Beaver Dam Lake at a glance
- Income and affordability in Beaver Dam Lake
- Home values in Beaver Dam Lake
- Property taxes in Beaver Dam Lake
- Types of homes in Beaver Dam Lake
- Age of homes in Beaver Dam Lake
- Heating fuel in Beaver Dam Lake
- Commute and cars in Beaver Dam Lake
- Population growth in Beaver Dam Lake
- New York landlord and tenant rules
- Housing across Orange County
- Housing data for every place in New York