What is the median household income in Carmel (community), NY?

Name: Income and affordability in Carmel (community), NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

The median household income in Carmel (community), NY is $114,954 (±$15,272) a year (2020–2024 American Community Survey).

Paying the median gross rent of $1,150 a month would take about $46,000 a year at the common guideline of spending no more than 30% of income on rent.

Figures last updated on November 12, 2026.

Median household income: $114,954 (±$15,272)
Income to afford median rent: about $46,000

Income in Carmel (community) against Putnam County, its state and the nation

Income, estimate (90% margin of error)
	Carmel (community)	Putnam County	New York	United States
Median household income	$114,954 (±$15,272)	$126,257 (±$5,160)	$85,974 (±$402)	$80,734
Median renter household income	—	$61,978 (±$7,949)	$57,803 (±$395)	$52,966
Median owner household income	$135,385 (±$17,321)	$141,269 (±$4,879)	$114,563 (±$568)	$100,009
Median gross rent	$1,150 (±$235)	$1,775 (±$83)	$1,621 (±$7)	$1,413

In Carmel (community), median household income is not measurably different from Putnam County ($126,257).

It is also higher than in New York ($85,974).

It is higher than the national figure ($80,734).

In Putnam County, Carmel (community) ranks 3 of 7 places with a published estimate, from highest to lowest median household income.

Statewide, it ranks 203 of 407.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How much you need to earn to rent in Carmel (community)

Many landlords and housing programs use 30% of gross income as the most a household should spend on rent.

At that guideline, the median gross rent of $1,150 a month ($13,800 a year) needs an income of about $46,000 a year.

This is arithmetic on the published medians, not a rule any landlord must follow; screening criteria vary and some places limit how income may be weighed.

Median household income in places near Carmel (community)

Nearest places with a published estimate, compared with Carmel (community)
Place	Distance	Median household income	Compared with this place
Carmel (community)	—	$114,954 (±$15,272)	—
Brewster Heights	2.9 mi	$144,485 (±$34,400)	Not measurably different
Village of Brewster	3.6 mi	$62,886 (±$10,021)	Lower
Mahopac	3.7 mi	$110,023 (±$13,012)	Not measurably different
Brewster Hill	4.2 mi	$107,875 (±$29,712)	Not measurably different
Lake Carmel	4.3 mi	$109,243 (±$27,162)	Not measurably different
Town of Kent	4.3 mi	$129,012 (±$13,388)	Not measurably different
Town of Southeast	4.4 mi	$110,815 (±$12,171)	Not measurably different
Heritage Hills	4.5 mi	$105,546 (±$17,525)	Not measurably different

Nearby places with a measurably lower figure: Village of Brewster, NY ($62,886).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median household income across Putnam County, place by place

Rank	Place	Median household income
1	Peach Lake	$147,083 (±$32,167)
2	Brewster Heights	$144,485 (±$34,400)
3	Carmel (community)	$114,954 (±$15,272)
4	Mahopac	$110,023 (±$13,012)
5	Lake Carmel	$109,243 (±$27,162)
6	Brewster Hill	$107,875 (±$29,712)
7	Putnam Lake	$103,561 (±$17,557)

Carmel (community) is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside the Town of Carmel, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Carmel (community)

What is the median household income in Carmel (community)?

The median household income in Carmel (community) is $114,954 (±$15,272) a year (2020–2024 American Community Survey).

How much do you need to make to afford rent in Carmel (community)?

About $46,000 a year, if rent is to stay at or below 30% of income at the median gross rent of $1,150 a month.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Carmel CDP, New York (place:12518, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B19013_001E, B19013_001M, B25064_001E, B25064_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP03_0062E, DP03_0062M, B25119_003E, B25119_003M, B25119_002E, B25119_002M, DP04_0134E, DP04_0134M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.