How much do homeowners pay a month in Chelsea Cove, NY?

Name: Homeowner costs in Chelsea Cove, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Chelsea Cove, NY pay a median of $2,131 (±$377) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,010 (±$260).

70.3% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,131 (±$377)
Without a mortgage: $1,010 (±$260)
Owned with a mortgage: 70.3%

Monthly owner costs in Chelsea Cove

Median selected monthly owner costs, estimate (90% margin of error)
	Chelsea Cove	Dutchess County	New York	United States
With a mortgage	$2,131 (±$377)	$2,597 (±$41)	$2,555 (±$9)	$1,963
Without a mortgage	$1,010 (±$260)	$1,064 (±$25)	$958 (±$5)	$638
Owned homes with a mortgage	70.3% (±19.1 points)	62.4% (±1.2 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$5,531 (±$913)	$7,562 (±$157)	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Chelsea Cove, the median cost with a mortgage is lower than in Dutchess County ($2,597).

It is also lower than in New York ($2,555).

It is not measurably different from the national figure ($1,963).

In Dutchess County, Chelsea Cove ranks 16 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 284 of 404.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Chelsea Cove

Nearest places with a published estimate, compared with Chelsea Cove
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Chelsea Cove	—	$2,131 (±$377)	—
Hopewell Junction	4.0 mi	$3,467 (±$617)	Higher
Town of East Fishkill	4.2 mi	$3,076 (±$108)	Higher
Town of LaGrange	5.6 mi	$2,849 (±$117)	Higher
Town of Union Vale	6.5 mi	$2,807 (±$246)	Higher
Red Oaks Mill	7.0 mi	$2,337 (±$284)	Not measurably different
Brinckerhoff	7.3 mi	$2,308 (±$209)	Not measurably different
Myers Corner	7.3 mi	$2,580 (±$120)	Higher
Town of Wappinger	7.7 mi	$2,523 (±$107)	Higher

Nearby places with a measurably higher figure: Hopewell Junction, NY ($3,467), Town of East Fishkill, NY ($3,076), Town of LaGrange, NY ($2,849).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Dutchess County, place by place

Rank	Place	Median monthly cost with a mortgage
10	Red Oaks Mill	$2,337 (±$284)
11	Pleasant Valley (community)	$2,336 (±$570)
12	Brinckerhoff	$2,308 (±$209)
13	Hyde Park (community)	$2,201 (±$99)
14	Haviland	$2,194 (±$218)
15	Fairview (Dutchess County)	$2,189 (±$229)
16	Chelsea Cove	$2,131 (±$377)
17	Pine Plains (community)	$2,098 (±$213)

Showing 8 of 17 places in Dutchess County, ranked from highest to lowest.

Chelsea Cove is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside the Town of Beekman, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Chelsea Cove

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Chelsea Cove beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Chelsea Cove, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Chelsea Cove, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Chelsea Cove

What is the average mortgage payment in Chelsea Cove?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Chelsea Cove, NY is $2,131 (±$377) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Chelsea Cove?

Owners without a mortgage in Chelsea Cove pay a median of $1,010 (±$260) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Chelsea Cove CDP, New York (place:15060, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.