Housing data for Cutchogue, NY
Cutchogue, NY has an estimated 2,835 residents and 1,964 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Suffolk County.
7.0% of households rent.
The median gross rent is $2,120 a month.
Figures last updated on .
- Residents
- 2,835 (±422)
- Housing units
- 1,964 (±206)
- Households that rent
- 7.0%
- Median gross rent
- $2,120
- Residents since 2015–2019
- −11.4%
What stands out in Cutchogue
Working from home: 23.2% (±8.2 points) in Cutchogue, higher than in Suffolk County (12.0%).
Median home value: $917,800 (±$91,957) in Cutchogue, higher than in Suffolk County ($578,400).
Homes in buildings of 5 or more units: 0.0% (±3.6 points) in Cutchogue, lower than in Suffolk County (8.4%).
Households that rent: 7.0% (±4.3 points) in Cutchogue, lower than in Suffolk County (17.8%).
Housing in Cutchogue at a glance
- Median rent: $2,120 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 53.5% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 7.0% of households rent (Small sample: wide margin of error)
- Income and affordability: $143,472 median household income
- Home values: $917,800 median home value
- Homeowner costs: $4,000 or more median monthly cost with a mortgage
- Property taxes: $10,000 or more median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 82.6% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 66.2% of homes were built before 1980
- Vacancy rate: 23.9% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 58.0% heat with fuel oil or kerosene
- Commute and cars: 31.2 minutes average trip to work
- Growth: −11.4% residents since 2015–2019
- How long people stay: 10.1% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 4.0% of homes have more than 1 person per room
Cutchogue against Suffolk County, its state and the nation
| Cutchogue | Suffolk County | New York | United States | |
|---|---|---|---|---|
| Residents | 2,835 (±422) | 1,530,146 (exact) | 19,852,366 (exact) | 334,922,499 |
| Housing units | 1,964 (±206) | 580,772 (±234) | 8,585,241 (±652) | 143,775,355 |
| Households that rent | 7.0% (±4.3 points) | 17.8% (±0.5 points) | 45.7% (±0.2 points) | 34.8% |
| Median gross rent | $2,120 (±$1,044) | $2,255 (±$27) | $1,621 (±$7) | $1,413 |
| Median household income | $143,472 (±$27,292) | $130,686 (±$1,707) | $85,974 (±$402) | $80,734 |
| Median home value | $917,800 (±$91,957) | $578,400 (±$2,887) | $423,800 (±$1,627) | $332,700 |
| Median real estate taxes (a year) | $10,000 or more | $10,000 or more | $6,582 (±$21) | $3,119 |
| Built before 1980 | 66.2% (±12.3 points) | 68.3% (±0.7 points) | 73.9% (±0.2 points) | 49.7% |
| Average commute | 31.2 minutes (±6.4) | 31.1 minutes (±0.3) | 32.6 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 85.2% (±9.9 points) | 93.2% (±0.3 points) | 90.8% (±0.1 points) | 91.0% |
| Median age of residents | 56.9 years (±4.5) | 41.7 years (±0.2) | 39.8 years (±0.1) | 38.9 years |
Cutchogue covers 9.8 square miles of land, about 290 residents per square mile (Census Bureau Gazetteer).
How Cutchogue has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 3,200 (±459) | 2,835 (±422) | −11.4% | Not a measurable change |
| Housing units | 2,257 (±184) | 1,964 (±206) | −13.0% | Measurable decrease |
| Median gross rent | $1,569 (±$749) | $2,120 (±$1,044) | +35.1% | No measurable change after inflation |
| Median home value | $568,100 (±$62,103) | $917,800 (±$91,957) | +61.6% | Up after inflation |
| Median household income | $99,601 (±$15,000) | $143,472 (±$27,292) | +44.0% | No measurable change after inflation |
| Households that rent | 10.6% (±6.0 points) | 7.0% (±4.3 points) | −3.6 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±20.9 points) | 23.9% (±31.7 points) | +23.9 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Suffolk County
Cutchogue has no police department of its own in the FBI’s figures, so this is the figure for Suffolk County as a whole.
In 2025, the police departments that report for Suffolk County recorded 6 violent and 99 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Cutchogue
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 11935 | 92% | 2,863 | $2,120 | $915,900 | $143,750 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Cutchogue
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Mattituck | 3.1 mi | $1,762 | $750,000 | 10.7% |
| Southold (community) | 4.3 mi | $2,237 | $844,700 | 17.8% |
| Laurel | 4.9 mi | — | $870,800 | 15.3% |
| Jamesport | 6.5 mi | — | $674,800 | 4.8% |
| Shelter Island Heights | 7.0 mi | — | $1,157,200 | 0.0% |
| Greenport West | 7.2 mi | $1,979 | $839,900 | 26.1% |
| North Sea | 7.5 mi | $3,063 | $1,128,000 | 14.6% |
| Noyack | 7.9 mi | $2,369 | $1,085,500 | 18.1% |
Places in New York most like Cutchogue
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Thiells | $1,755 | $579,700 | $133,623 | 6.2% |
| Town of Smithtown | $2,233 | $669,900 | $152,636 | 11.3% |
| Smithtown (community) | $2,020 | $704,700 | $150,664 | 11.4% |
| West Bay Shore | $2,370 | $584,400 | $137,083 | 4.6% |
| East Setauket | $2,178 | $637,800 | $151,603 | 11.8% |
| Congers | $2,239 | $614,600 | $147,000 | 10.5% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New York.
HUD Fair Market Rent for Cutchogue, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,964 | $2,285 | $2,689 | $3,458 | $3,671 |
HUD income limits for Cutchogue, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $34,550 | $57,550 | $89,700 |
| 2 people | $39,450 | $65,750 | $102,500 |
| 3 people | $44,400 | $73,950 | $115,300 |
| 4 people | $49,300 | $82,150 | $128,100 |
| 5 people | $53,250 | $88,750 | $138,350 |
| 6 people | $57,200 | $95,300 | $148,600 |
| 7 people | $61,150 | $101,900 | $158,850 |
| 8 people | $65,100 | $108,450 | $169,100 |
These are the limits HUD sets for its housing programs in the Nassau-Suffolk, NY HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $164,300.
A program can use its own limits; tax-credit and local programs often do.
Cutchogue is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Southold, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Cutchogue
What is the median household income in Cutchogue?
The median household income in Cutchogue is $143,472 (±$27,292) a year (2020–2024 American Community Survey).
What is the average home value in Cutchogue, NY?
The Census Bureau publishes the median: $917,800 (±$91,957) for owner-occupied homes in Cutchogue (2020–2024 American Community Survey).
What is the average mortgage payment in Cutchogue?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cutchogue, NY is $4,000 or more a month, including taxes, insurance and utilities.
How much are property taxes in Cutchogue?
The median real estate tax paid by homeowners in Cutchogue, NY is $10,000 or more a year (2020–2024 American Community Survey).
How many homes are in Cutchogue?
Cutchogue, NY has an estimated 1,964 (±206) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in Cutchogue?
66.2% of homes in Cutchogue, NY were built before 1980 (2020–2024 American Community Survey).
Is Cutchogue growing?
In Cutchogue, the number of residents went from 3,200 in 2015–2019 to 2,835 in 2020–2024 (−11.4%), not a measurable change.
What ZIP codes are in Cutchogue?
The ZIP code that covers Cutchogue is 11935.
What is the median rent in ZIP code 11935?
The median gross rent in ZIP Code Tabulation Area 11935 is $2,120 (±$1,044) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Cutchogue CDP, New York
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Cutchogue CDP, New York
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Cutchogue CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Cutchogue CDP, New York
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Cutchogue CDP, New York
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Cutchogue CDP, New York
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Cutchogue CDP, New York
- HUD Fair Market Rents, fiscal year 2027: Nassau-Suffolk, NY HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Nassau-Suffolk, NY HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cutchogue CDP, New York (place:19466, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .