Housing data for Germantown (community), NY
Germantown (community), NY has an estimated 1,042 residents and 641 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Columbia County.
29.5% of households rent.
Figures last updated on .
- Residents
- 1,042 (±207)
- Housing units
- 641 (±115)
- Households that rent
- 29.5%
- Residents since 2015–2019
- +30.9%
What stands out in Germantown (community)
Homes heated by fuel oil: 62.4% (±9.3 points) in Germantown (community), higher than in Columbia County (45.2%).
Housing in Germantown (community) at a glance
- Rent by bedrooms: $1,531 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 40.1% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 29.5% of households rent
- Income and affordability: $96,563 median household income
- Home values: $445,900 median home value
- Homeowner costs: $1,891 median monthly cost with a mortgage
- Property taxes: $4,634 median real estate taxes a year
- Types of homes: 11.9% of homes are in buildings of 5 or more units
- Bedrooms: 63.5% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 76.8% of homes were built before 1980
- Vacancy rate: 5.7% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 62.4% heat with fuel oil or kerosene
- Commute and cars: 23.4 minutes average trip to work
- Growth: +30.9% residents since 2015–2019
- How long people stay: 19.2% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Germantown (community) against Columbia County, its state and the nation
| Germantown (community) | Columbia County | New York | United States | |
|---|---|---|---|---|
| Residents | 1,042 (±207) | 61,100 (exact) | 19,852,366 (exact) | 334,922,499 |
| Housing units | 641 (±115) | 33,393 (±62) | 8,585,241 (±652) | 143,775,355 |
| Households that rent | 29.5% (±10.9 points) | 23.7% (±1.5 points) | 45.7% (±0.2 points) | 34.8% |
| Median gross rent | — | $1,260 (±$72) | $1,621 (±$7) | $1,413 |
| Median household income | $96,563 (±$18,886) | $81,528 (±$5,033) | $85,974 (±$402) | $80,734 |
| Median home value | $445,900 (±$142,970) | $347,100 (±$9,798) | $423,800 (±$1,627) | $332,700 |
| Median real estate taxes (a year) | $4,634 (±$660) | $4,852 (±$186) | $6,582 (±$21) | $3,119 |
| Built before 1980 | 76.8% (±18.2 points) | 66.3% (±2.8 points) | 73.9% (±0.2 points) | 49.7% |
| Average commute | 23.4 minutes (±6.0) | 25.7 minutes (±1.1) | 32.6 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 83.5% (±6.3 points) | 89.7% (±1.3 points) | 90.8% (±0.1 points) | 91.0% |
| Median age of residents | 56.4 years (±7.7) | 49.8 years (±0.2) | 39.8 years (±0.1) | 38.9 years |
Germantown (community) covers 3.6 square miles of land, about 286 residents per square mile (Census Bureau Gazetteer).
How Germantown (community) has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 796 (±139) | 1,042 (±207) | +30.9% | Not a measurable change |
| Housing units | 457 (±70) | 641 (±115) | +40.3% | Measurable increase |
| Median home value | $268,100 (±$22,235) | $445,900 (±$142,970) | +66.3% | No measurable change after inflation |
| Median household income | $73,043 (±$8,680) | $96,563 (±$18,886) | +32.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,818 (±$424) | $1,891 (±$182) | +4.0% | No measurable change after inflation |
| Median real estate taxes | $4,303 (±$877) | $4,634 (±$660) | +7.7% | No measurable change after inflation |
| Households that rent | 13.8% (±9.0 points) | 29.5% (±10.9 points) | +15.7 percentage points | Measurable increase |
| Rental vacancy rate | 0.0% (±41.9 points) | 5.7% (±7.5 points) | +5.7 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Columbia County
Germantown (community) has no police department of its own in the FBI’s figures, so this is the figure for Columbia County as a whole.
In 2023, the police departments that report for Columbia County recorded 70 violent and 686 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Germantown (community)
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 12526 | 11% | 3,548 | $1,252 | $485,000 | $97,679 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Germantown (community)
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Town of Clermont | 3.9 mi | $1,299 | $452,000 | 18.8% |
| Town of Livingston | 4.7 mi | $1,225 | $309,100 | 30.1% |
| Village of Saugerties | 5.1 mi | $1,164 | $374,100 | 63.7% |
| Village of Catskill | 5.7 mi | $1,087 | $242,500 | 43.9% |
| Town of Catskill | 5.7 mi | $1,062 | $246,000 | 31.9% |
| Village of Tivoli | 5.8 mi | $1,665 | $354,300 | 49.7% |
| Town of Saugerties | 5.9 mi | $1,208 | $335,400 | 32.1% |
| Saugerties South | 6.1 mi | $1,169 | $278,900 | 27.7% |
HUD Fair Market Rent for Germantown (community), fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,259 | $1,300 | $1,503 | $1,837 | $1,975 |
HUD income limits for Germantown (community), fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $24,550 | $40,900 | $65,450 |
| 2 people | $28,050 | $46,750 | $74,800 |
| 3 people | $31,550 | $52,600 | $84,150 |
| 4 people | $35,050 | $58,400 | $93,450 |
| 5 people | $38,680 | $63,100 | $100,950 |
| 6 people | $44,360 | $67,750 | $108,450 |
| 7 people | $50,040 | $72,450 | $115,900 |
| 8 people | $55,720 | $77,100 | $123,400 |
These are the limits HUD sets for its housing programs in the Columbia County, NY, where HUD’s median family income for fiscal year 2026 is $116,800.
A program can use its own limits; tax-credit and local programs often do.
Germantown (community) is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Germantown, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Germantown (community)
How many renters are there in Germantown (community)?
Germantown (community) has an estimated 164 (±65) renting households, 29.5% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Germantown (community)?
The median household income in Germantown (community) is $96,563 (±$18,886) a year (2020–2024 American Community Survey).
What is the average home value in Germantown (community), NY?
The Census Bureau publishes the median: $445,900 (±$142,970) for owner-occupied homes in Germantown (community) (2020–2024 American Community Survey).
What is the average mortgage payment in Germantown (community)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Germantown (community), NY is $1,891 (±$182) a month, including taxes, insurance and utilities.
How much are property taxes in Germantown (community)?
The median real estate tax paid by homeowners in Germantown (community), NY is $4,634 (±$660) a year (2020–2024 American Community Survey).
How many homes are in Germantown (community)?
Germantown (community), NY has an estimated 641 (±115) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Germantown (community) growing?
In Germantown (community), the number of residents went from 796 in 2015–2019 to 1,042 in 2020–2024 (+30.9%), not a measurable change.
What ZIP codes are in Germantown (community)?
The ZIP code that covers Germantown (community) is 12526.
What is the median rent in ZIP code 12526?
The median gross rent in ZIP Code Tabulation Area 12526 is $1,252 (±$606) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Germantown CDP, New York
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Germantown CDP, New York
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Germantown CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Germantown CDP, New York
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Germantown CDP, New York
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Germantown CDP, New York
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Germantown CDP, New York
- HUD Fair Market Rents, fiscal year 2027: Columbia County, NY
- HUD Income Limits, fiscal year 2026: Columbia County, NY
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Germantown CDP, New York (place:28761, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .