Housing data for Oneonta, NY

Oneonta, NY has an estimated 15,045 residents and 6,436 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a city in Otsego County.

54.0% of households rent.

The median gross rent is $1,021 a month.

Its population grew measurably since 2015–2019 (+8.3%).

Figures last updated on .

Residents
15,045 (±35)
Housing units
6,436 (±336)
Households that rent
54.0%
Median gross rent
$1,021
Residents since 2015–2019
+8.3%

What stands out in Oneonta

Households that rent: 54.0% (±5.5 points) in Oneonta, higher than in Otsego County (26.1%).

Homes in buildings of 5 or more units: 19.7% (±5.0 points) in Oneonta, higher than in Otsego County (6.3%).

Homes heated by fuel oil: 7.5% (±3.0 points) in Oneonta, lower than in Otsego County (31.3%).

Households that moved in since 2020: 34.7% (±5.9 points) in Oneonta, higher than in Otsego County (21.1%).

Housing in Oneonta at a glance

Oneonta against Otsego County, its state and the nation

Estimate (90% margin of error)
OneontaOtsego CountyNew YorkUnited States
Residents15,045 (±35)60,108 (exact)19,852,366 (exact)334,922,499
Housing units6,436 (±336)30,057 (±64)8,585,241 (±652)143,775,355
Households that rent54.0% (±5.5 points)26.1% (±2.0 points)45.7% (±0.2 points)34.8%
Median gross rent$1,021 (±$66)$987 (±$42)$1,621 (±$7)$1,413
Median household income$61,111 (±$4,489)$68,885 (±$3,568)$85,974 (±$402)$80,734
Median home value$184,100 (±$11,753)$179,100 (±$5,897)$423,800 (±$1,627)$332,700
Median real estate taxes (a year)$3,600 (±$371)$3,041 (±$129)$6,582 (±$21)$3,119
Built before 198091.9% (±8.4 points)69.5% (±2.9 points)73.9% (±0.2 points)49.7%
Average commute15.3 minutes (±2.0)22.9 minutes (±1.1)32.6 minutes (±0.1)26.4 minutes
Households with broadband90.0% (±4.5 points)87.2% (±1.4 points)90.8% (±0.1 points)91.0%
Median age of residents23.1 years (±1.0)39.9 years (±0.4)39.8 years (±0.1)38.9 years

Oneonta covers 4.4 square miles of land, about 3,450 residents per square mile (Census Bureau Gazetteer).

How Oneonta has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents13,893 (±21)15,045 (±35)+8.3%Measurable increase
Housing units5,348 (±268)6,436 (±336)+20.3%Measurable increase
Median gross rent$879 (±$33)$1,021 (±$66)+16.2%No measurable change after inflation
Median home value$153,200 (±$7,003)$184,100 (±$11,753)+20.2%No measurable change after inflation
Median household income$45,971 (±$4,609)$61,111 (±$4,489)+32.9%No measurable change after inflation
Median owner cost with a mortgage$1,359 (±$110)$1,609 (±$66)+18.4%No measurable change after inflation
Median real estate taxes$3,338 (±$235)$3,600 (±$371)+7.8%Down after inflation
Households that rent54.6% (±4.1 points)54.0% (±5.5 points)−0.6 percentage pointsNot a measurable change
Rental vacancy rate11.6% (±4.7 points)6.7% (±3.6 points)−4.9 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Oneonta

In 2025, the Oneonta City Police Department reported 164 violent and 1,063 property crimes per 100,000 residents to the FBI.

Across Otsego County, the departments that report recorded 62 violent and 333 property crimes per 100,000 residents that year.

ZIP codes in Oneonta

ZIP Code Tabulation Areas that cover this place (2020–2024 estimates)
ZIP codeShare of the ZIP’s land in this placeResidentsMedian gross rentMedian home valueMedian household income
1382060%23,056$1,024$182,000$65,953

A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.

Places near Oneonta

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
West End2.0 mi$1,157$151,10030.8%
Town of Oneonta2.7 mi$953$187,10024.8%
Village of Laurens5.4 mi$1,000$139,70031.2%
Town of Laurens6.2 mi$1,134$170,00016.2%
Town of Otego6.4 mi$965$195,50022.4%
Village of Otego7.2 mi$956$186,10029.8%
Town of Milford7.7 mi$982$170,80016.2%
Town of Davenport8.4 mi$1,195$165,70012.9%

Places in New York most like Oneonta

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Cortland$975$152,600$59,48254.1%
Corning$1,014$158,400$61,76048.7%
Village of Solvay$946$150,000$61,16648.7%
Village of Owego$901$147,300$60,13950.9%
Village of Phoenix$976$157,000$59,32752.1%
Buffalo$1,046$164,200$50,04157.0%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New York.

HUD Fair Market Rent for Oneonta, fiscal year 2027

Otsego County, NY, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$860$961$1,235$1,472$1,653

HUD income limits for Oneonta, fiscal year 2026

Otsego County, NY, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$19,100$31,850$50,900
2 people$21,800$36,400$58,200
3 people$27,320$40,950$65,450
4 people$33,000$45,450$72,700
5 people$38,680$49,100$78,550
6 people$44,360$52,750$84,350
7 people$50,040$56,400$90,150
8 people$55,720$60,000$96,000

These are the limits HUD sets for its housing programs in the Otsego County, NY, where HUD’s median family income for fiscal year 2026 is $90,900.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Oneonta

What is the average rent in Oneonta, NY?

The Census Bureau publishes the median rather than the average: the median gross rent in Oneonta is $1,021 (±$66) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.

How much is a one-bedroom apartment in Oneonta?

The median gross rent for a one-bedroom home in Oneonta, NY is $896 (±$92) a month (2020–2024 American Community Survey).

Are renters in Oneonta rent-burdened?

46.9% of renting households in Oneonta pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).

How many renters are there in Oneonta?

Oneonta has an estimated 2,872 (±372) renting households, 54.0% of its occupied homes (2020–2024 American Community Survey).

What is the median household income in Oneonta?

The median household income in Oneonta is $61,111 (±$4,489) a year (2020–2024 American Community Survey).

What is the average home value in Oneonta, NY?

The Census Bureau publishes the median: $184,100 (±$11,753) for owner-occupied homes in Oneonta (2020–2024 American Community Survey).

Is Oneonta growing?

In Oneonta, the number of residents went from 13,893 in 2015–2019 to 15,045 in 2020–2024 (+8.3%), a measurable increase.

What ZIP codes are in Oneonta?

The ZIP code that covers Oneonta is 13820.

What is the median rent in ZIP code 13820?

The median gross rent in ZIP Code Tabulation Area 13820 is $1,024 (±$59) a month (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Oneonta city, Otsego County, New York (county subdivision:54881, in state:36 county:077).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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