How much do homeowners pay a month in Seneca Falls (community), NY?
Homeowners with a mortgage in Seneca Falls (community), NY pay a median of $1,189 (±$68) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $634 (±$51).
62.1% of owned homes carry a mortgage.
In Seneca Falls (community), the median monthly cost with a mortgage went from $1,159 in 2015–2019 to $1,189 in 2020–2024 (+2.6%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $1,189 (±$68)
- Without a mortgage
- $634 (±$51)
- Owned with a mortgage
- 62.1%
Monthly owner costs in Seneca Falls (community)
| Seneca Falls (community) | Seneca County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $1,189 (±$68) | $1,418 (±$59) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $634 (±$51) | $665 (±$34) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 62.1% (±6.0 points) | 53.4% (±2.5 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,183 (±$477) | $3,403 (±$156) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Seneca Falls (community), the median cost with a mortgage is lower than in Seneca County ($1,418).
It is also lower than in New York ($2,555).
It is lower than the national figure ($1,963).
Statewide, it ranks 398 of 404.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Seneca Falls (community) have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,159 (±$52) | $1,189 (±$68) | +2.6% | Down after inflation |
| Median real estate taxes | $3,166 (±$260) | $3,183 (±$477) | +0.5% | Down after inflation |
| Median home value | $96,800 (±$5,086) | $123,700 (±$12,442) | +27.8% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Seneca Falls (community)
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Seneca Falls (community) | — | $1,189 (±$68) | — |
| Village of Waterloo | 3.2 mi | $1,257 (±$137) | Not measurably different |
| Village of Cayuga | 3.5 mi | $1,766 (±$116) | Higher |
| Town of Tyre | 5.4 mi | $1,410 (±$130) | Higher |
| Town of Fayette | 5.7 mi | $1,467 (±$246) | Higher |
| Town of Waterloo | 5.9 mi | $1,293 (±$121) | Not measurably different |
| Town of Aurelius | 6.6 mi | $1,515 (±$172) | Higher |
| Town of Junius | 7.0 mi | $1,623 (±$71) | Higher |
| Village of Union Springs | 7.2 mi | $1,507 (±$301) | Higher |
Nearby places with a measurably higher figure: Village of Cayuga, NY ($1,766), Town of Tyre, NY ($1,410), Town of Fayette, NY ($1,467).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Seneca Falls (community) is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Seneca Falls, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Seneca Falls (community)
What is the average mortgage payment in Seneca Falls (community)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Seneca Falls (community), NY is $1,189 (±$68) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Seneca Falls (community)?
Owners without a mortgage in Seneca Falls (community) pay a median of $634 (±$51) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Seneca Falls (community) gone up?
In Seneca Falls (community), the median monthly cost with a mortgage went from $1,159 in 2015–2019 to $1,189 in 2020–2024 (+2.6%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Seneca Falls CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Seneca Falls CDP, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Seneca Falls CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Seneca Falls CDP, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Seneca Falls CDP, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Seneca Falls CDP, New York (place:66322, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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