How much do homeowners pay a month in Stone Ridge, NY?
Homeowners with a mortgage in Stone Ridge, NY pay a median of $3,066 (±$706) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,031 (±$320).
66.8% of owned homes carry a mortgage.
In Stone Ridge, the median monthly cost with a mortgage went from $2,268 in 2015–2019 to $3,066 in 2020–2024 (+35.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $3,066 (±$706)
- Without a mortgage
- $1,031 (±$320)
- Owned with a mortgage
- 66.8%
Monthly owner costs in Stone Ridge
| Stone Ridge | Ulster County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $3,066 (±$706) | $2,287 (±$50) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $1,031 (±$320) | $953 (±$29) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 66.8% (±13.1 points) | 56.2% (±1.7 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $7,646 (±$2,345) | $6,238 (±$115) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Stone Ridge, the median cost with a mortgage is higher than in Ulster County ($2,287).
It is not measurably different from New York ($2,555).
It is higher than the national figure ($1,963).
In Ulster County, Stone Ridge ranks 4 of 21 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 197 of 404.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Stone Ridge have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,268 (±$677) | $3,066 (±$706) | +35.2% | No measurable change after inflation |
| Median real estate taxes | $5,936 (±$871) | $7,646 (±$2,345) | +28.8% | No measurable change after inflation |
| Median home value | $287,200 (±$52,322) | $501,400 (±$93,523) | +74.6% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Stone Ridge
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Stone Ridge | — | $3,066 (±$706) | — |
| Town of Rosendale | 3.9 mi | $2,390 (±$300) | Not measurably different |
| Tillson | 4.4 mi | $1,968 (±$154) | Lower |
| Town of Rochester | 6.4 mi | $1,983 (±$171) | Lower |
| Hurley (community) | 6.5 mi | $2,356 (±$155) | Not measurably different |
| Town of New Paltz | 6.6 mi | $3,008 (±$361) | Not measurably different |
| Kerhonkson | 7.6 mi | $1,653 (±$76) | Lower |
| Village of New Paltz | 7.7 mi | $3,508 (±$1,820) | Not measurably different |
| Town of Hurley | 7.9 mi | $2,312 (±$132) | Lower |
Nearby places with a measurably lower figure: Tillson, NY ($1,968), Town of Rochester, NY ($1,983), Kerhonkson, NY ($1,653).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Ulster County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Gardiner (community) | $3,547 (±$1,384) |
| 2 | Milton (community, Ulster County) | $3,164 (±$694) |
| 3 | Marlboro | $3,077 (±$449) |
| 4 | Stone Ridge | $3,066 (±$706) |
| 5 | Clintondale | $3,043 (±$963) |
| 6 | Woodstock (community) | $3,014 (±$1,307) |
| 7 | Highland (community) | $2,700 (±$309) |
| 8 | Glasco | $2,571 (±$415) |
| 9 | Hurley (community) | $2,356 (±$155) |
| 10 | Walker Valley | $2,241 (±$158) |
Showing 10 of 21 places in Ulster County, ranked from highest to lowest.
Stone Ridge is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Marbletown, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Stone Ridge
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Stone Ridge beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Stone Ridge, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Stone Ridge, and send estimates and invoices from your phone.
Questions about Stone Ridge
What is the average mortgage payment in Stone Ridge?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Stone Ridge, NY is $3,066 (±$706) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Stone Ridge?
Owners without a mortgage in Stone Ridge pay a median of $1,031 (±$320) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Stone Ridge gone up?
In Stone Ridge, the median monthly cost with a mortgage went from $2,268 in 2015–2019 to $3,066 in 2020–2024 (+35.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Stone Ridge CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Stone Ridge CDP, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Stone Ridge CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Stone Ridge CDP, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Stone Ridge CDP, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Stone Ridge CDP, New York (place:71597, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Stone Ridge at a glance
- Income and affordability in Stone Ridge
- Home values in Stone Ridge
- Property taxes in Stone Ridge
- Types of homes in Stone Ridge
- Age of homes in Stone Ridge
- Heating fuel in Stone Ridge
- Commute and cars in Stone Ridge
- Population growth in Stone Ridge
- New York landlord and tenant rules
- Housing across Ulster County
- Housing data for every place in New York