How much do homeowners pay a month in Thornwood, NY?
Homeowners with a mortgage in Thornwood, NY pay a median of $3,958 (±$695) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,500 or more.
58.5% of owned homes carry a mortgage.
In Thornwood, the median monthly cost with a mortgage went from $3,758 in 2015–2019 to $3,958 in 2020–2024 (+5.3%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $3,958 (±$695)
- Without a mortgage
- $1,500 or more
- Owned with a mortgage
- 58.5%
Monthly owner costs in Thornwood
| Thornwood | Westchester County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $3,958 (±$695) | $4,000 (±$45) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $1,500 or more | $1,500 or more | $958 (±$5) | $638 |
| Owned homes with a mortgage | 58.5% (±9.9 points) | 60.8% (±0.8 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $10,000 or more | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Thornwood, the median cost with a mortgage is not measurably different from Westchester County ($4,000).
It is also higher than in New York ($2,555).
It is higher than the national figure ($1,963).
In Westchester County, Thornwood ranks 11 of 24 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 64 of 404.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Thornwood have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $3,758 (±$211) | $3,958 (±$695) | +5.3% | No measurable change after inflation |
| Median home value | $606,600 (±$20,560) | $650,400 (±$21,903) | +7.2% | Down after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Thornwood
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Thornwood | — | $3,958 (±$695) | — |
| Village of Pleasantville | 1.1 mi | $4,000 or more | — |
| Hawthorne | 1.4 mi | $4,000 or more | — |
| Chappaqua | 2.7 mi | $4,000 or more | — |
| Valhalla | 2.8 mi | $3,785 (±$458) | Not measurably different |
| Armonk | 3.3 mi | $4,000 or more | — |
| Village of Briarcliff Manor | 3.9 mi | $4,000 or more | — |
| Town of New Castle | 4.4 mi | $4,000 or more | — |
| Town of Ossining | 4.8 mi | $3,774 (±$222) | Not measurably different |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Westchester County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Eastchester (community) | $4,000 or more |
| 1 (tie) | Fairview (Westchester County) | $4,000 or more |
| 1 (tie) | Greenville | $4,000 or more |
| 1 (tie) | Hawthorne | $4,000 or more |
| 1 (tie) | Millwood | $4,000 or more |
| 10 | Katonah | $3,992 (±$620) |
| 11 | Thornwood | $3,958 (±$695) |
| 12 | Shrub Oak | $3,793 (±$320) |
| 13 | Valhalla | $3,785 (±$458) |
| 14 | Lake Mohegan | $3,644 (±$417) |
| 15 | Jefferson Valley-Yorktown | $3,599 (±$231) |
| 16 | Lincolndale | $3,500 (±$1,654) |
| 17 | Yorktown Heights | $3,431 (±$360) |
Showing 13 of 24 places in Westchester County, ranked from highest to lowest.
Thornwood is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Mount Pleasant, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Thornwood
What is the average mortgage payment in Thornwood?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Thornwood, NY is $3,958 (±$695) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Thornwood?
Owners without a mortgage in Thornwood pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Thornwood gone up?
In Thornwood, the median monthly cost with a mortgage went from $3,758 in 2015–2019 to $3,958 in 2020–2024 (+5.3%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Thornwood CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Thornwood CDP, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Thornwood CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Thornwood CDP, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Thornwood CDP, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Thornwood CDP, New York (place:73715, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Thornwood at a glance
- Median rent in Thornwood
- Renters and owners in Thornwood
- Income and affordability in Thornwood
- Home values in Thornwood
- Property taxes in Thornwood
- Types of homes in Thornwood
- Bedrooms in Thornwood
- Age of homes in Thornwood
- Heating fuel in Thornwood
- Commute and cars in Thornwood
- Population growth in Thornwood
- New York landlord and tenant rules
- Housing across Westchester County
- Housing data for every place in New York