How much do homeowners pay a month in Town Line, NY?
Homeowners with a mortgage in Town Line, NY pay a median of $1,679 (±$80) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $632 (±$130).
48.6% of owned homes carry a mortgage.
In Town Line, the median monthly cost with a mortgage went from $1,503 in 2015–2019 to $1,679 in 2020–2024 (+11.7%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,679 (±$80)
- Without a mortgage
- $632 (±$130)
- Owned with a mortgage
- 48.6%
Monthly owner costs in Town Line
| Town Line | Erie County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $1,679 (±$80) | $1,619 (±$14) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $632 (±$130) | $661 (±$8) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 48.6% (±12.2 points) | 56.8% (±0.8 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $4,830 (±$592) | $4,622 (±$53) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Town Line, the median cost with a mortgage is not measurably different from Erie County ($1,619).
It is also lower than in New York ($2,555).
It is lower than the national figure ($1,963).
In Erie County, Town Line ranks 9 of 18 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 338 of 404.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Town Line have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,503 (±$164) | $1,679 (±$80) | +11.7% | No measurable change after inflation |
| Median real estate taxes | $4,074 (±$549) | $4,830 (±$592) | +18.6% | No measurable change after inflation |
| Median home value | $183,600 (±$12,320) | $257,300 (±$32,251) | +40.1% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Town Line
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town Line | — | $1,679 (±$80) | — |
| Village of Alden | 3.6 mi | $1,619 (±$82) | Not measurably different |
| Town of Lancaster | 3.8 mi | $1,769 (±$85) | Not measurably different |
| Town of Marilla | 4.8 mi | $1,767 (±$231) | Not measurably different |
| Village of Lancaster | 5.3 mi | $1,435 (±$97) | Lower |
| Elma Center | 5.4 mi | $2,214 (±$674) | Not measurably different |
| Town of Elma | 5.9 mi | $2,122 (±$169) | Higher |
| Clarence (community) | 6.3 mi | $2,152 (±$182) | Higher |
| Village of Depew | 7.2 mi | $1,461 (±$60) | Lower |
Nearby places with a measurably lower figure: Village of Lancaster, NY ($1,435), Village of Depew, NY ($1,461).
Nearby places with a measurably higher figure: Town of Elma, NY ($2,122), Clarence (community), NY ($2,152).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Erie County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 3 | Clarence (community) | $2,152 (±$182) |
| 4 | Harris Hill | $1,874 (±$144) |
| 5 | Eggertsville | $1,803 (±$154) |
| 6 | Eden (community) | $1,713 (±$123) |
| 7 | Billington Heights | $1,697 (±$138) |
| 8 | North Boston | $1,683 (±$373) |
| 9 | Town Line | $1,679 (±$80) |
| 10 | Grandyle Village | $1,654 (±$239) |
| 11 | West Seneca (community) | $1,644 (±$43) |
| 12 | Highland-on-the-Lake | $1,527 (±$172) |
| 13 | Tonawanda Town | $1,488 (±$43) |
| 14 | Cheektowaga (community) | $1,398 (±$29) |
| 15 | Lake Erie Beach | $1,370 (±$100) |
Showing 13 of 18 places in Erie County, ranked from highest to lowest.
Town Line is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Alden, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Town Line
What is the average mortgage payment in Town Line?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Town Line, NY is $1,679 (±$80) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Town Line?
Owners without a mortgage in Town Line pay a median of $632 (±$130) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Town Line gone up?
In Town Line, the median monthly cost with a mortgage went from $1,503 in 2015–2019 to $1,679 in 2020–2024 (+11.7%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Town Line CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Town Line CDP, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Town Line CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Town Line CDP, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Town Line CDP, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Town Line CDP, New York (place:75121, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Town Line at a glance
- Income and affordability in Town Line
- Home values in Town Line
- Property taxes in Town Line
- Types of homes in Town Line
- Age of homes in Town Line
- Heating fuel in Town Line
- Commute and cars in Town Line
- Population growth in Town Line
- New York landlord and tenant rules
- Housing across Erie County
- Housing data for every place in New York