How much do homeowners pay a month in the Town of Ballston, NY?
Homeowners with a mortgage in the Town of Ballston, NY pay a median of $2,198 (±$129) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $766 (±$113).
62.3% of owned homes carry a mortgage.
In the Town of Ballston, the median monthly cost with a mortgage went from $1,848 in 2015–2019 to $2,198 in 2020–2024 (+18.9%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,198 (±$129)
- Without a mortgage
- $766 (±$113)
- Owned with a mortgage
- 62.3%
Monthly owner costs in the Town of Ballston
| Town of Ballston | Saratoga County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $2,198 (±$129) | $2,088 (±$40) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $766 (±$113) | $764 (±$22) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 62.3% (±6.0 points) | 62.2% (±1.3 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $6,103 (±$425) | $4,875 (±$103) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Town of Ballston, the median cost with a mortgage is not measurably different from Saratoga County ($2,088).
It is also lower than in New York ($2,555).
It is higher than the national figure ($1,963).
In Saratoga County, the Town of Ballston ranks 4 of 21 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 140 of 999.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Town of Ballston have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,848 (±$105) | $2,198 (±$129) | +18.9% | No measurable change after inflation |
| Median real estate taxes | $4,997 (±$392) | $6,103 (±$425) | +22.1% | No measurable change after inflation |
| Median home value | $290,800 (±$12,330) | $373,200 (±$15,673) | +28.3% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Town of Ballston
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town of Ballston | — | $2,198 (±$129) | — |
| Village of Ballston Spa | 4.1 mi | $1,938 (±$148) | Lower |
| Village of Round Lake | 4.7 mi | $2,007 (±$425) | Not measurably different |
| Country Knolls | 5.0 mi | $2,174 (±$117) | Not measurably different |
| North Ballston Spa | 5.0 mi | $1,438 (±$438) | Lower |
| Town of Charlton | 5.3 mi | $2,008 (±$195) | Not measurably different |
| Town of Malta | 5.4 mi | $2,193 (±$161) | Not measurably different |
| Milton (community, Saratoga County) | 6.2 mi | $1,991 (±$217) | Not measurably different |
| East Glenville | 6.4 mi | $2,065 (±$137) | Not measurably different |
Nearby places with a measurably lower figure: Village of Ballston Spa, NY ($1,938), North Ballston Spa, NY ($1,438).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Saratoga County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Saratoga Springs | $2,554 (±$143) |
| 2 | Town of Greenfield | $2,313 (±$237) |
| 3 | Town of Clifton Park | $2,281 (±$69) |
| 4 | Town of Ballston | $2,198 (±$129) |
| 5 | Town of Malta | $2,193 (±$161) |
| 6 | Town of Galway | $2,183 (±$149) |
| 7 | Town of Halfmoon | $2,181 (±$90) |
| 8 | Town of Wilton | $2,158 (±$196) |
| 9 | Town of Stillwater | $2,048 (±$182) |
| 10 | Town of Charlton | $2,008 (±$195) |
Showing 10 of 21 places in Saratoga County, ranked from highest to lowest.
A New York town includes the villages and hamlets inside it, so the figures for the Town of Ballston include them.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Town of Ballston
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Town of Ballston beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Town of Ballston, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Town of Ballston, and send estimates and invoices from your phone.
Questions about Town of Ballston
What is the average mortgage payment in the Town of Ballston?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Ballston, NY is $2,198 (±$129) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Town of Ballston?
Owners without a mortgage in the Town of Ballston pay a median of $766 (±$113) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Town of Ballston gone up?
In the Town of Ballston, the median monthly cost with a mortgage went from $1,848 in 2015–2019 to $2,198 in 2020–2024 (+18.9%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Ballston town, Saratoga County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Ballston town, Saratoga County, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Ballston town, Saratoga County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Ballston town, Saratoga County, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Ballston town, Saratoga County, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Ballston town, Saratoga County, New York (county subdivision:04220, in state:36 county:091).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in the Town of Ballston at a glance
- Median rent in the Town of Ballston
- Rent by bedrooms in the Town of Ballston
- Rent burden in the Town of Ballston
- Renters and owners in the Town of Ballston
- Income and affordability in the Town of Ballston
- Home values in the Town of Ballston
- Property taxes in the Town of Ballston
- Types of homes in the Town of Ballston
- Bedrooms in the Town of Ballston
- Age of homes in the Town of Ballston
- Vacancy rate in the Town of Ballston
- Heating fuel in the Town of Ballston
- Commute and cars in the Town of Ballston
- Population growth in the Town of Ballston
- How long people stay in the Town of Ballston
- Crowding and facilities in the Town of Ballston
- New York landlord and tenant rules
- Housing across Saratoga County
- Housing data for every place in New York