How much do homeowners pay a month in the Town of Carlisle, NY?
Homeowners with a mortgage in the Town of Carlisle, NY pay a median of $1,467 (±$155) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $593 (±$72).
56.6% of owned homes carry a mortgage.
In the Town of Carlisle, the median monthly cost with a mortgage went from $1,509 in 2015–2019 to $1,467 in 2020–2024 (−2.8%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $1,467 (±$155)
- Without a mortgage
- $593 (±$72)
- Owned with a mortgage
- 56.6%
Monthly owner costs in the Town of Carlisle
| Town of Carlisle | Schoharie County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $1,467 (±$155) | $1,636 (±$59) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $593 (±$72) | $664 (±$29) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 56.6% (±6.9 points) | 49.1% (±3.1 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,706 (±$420) | $3,914 (±$206) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Town of Carlisle, the median cost with a mortgage is lower than in Schoharie County ($1,636).
It is also lower than in New York ($2,555).
It is lower than the national figure ($1,963).
In Schoharie County, the Town of Carlisle ranks 13 of 16 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 628 of 999.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Town of Carlisle have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,509 (±$202) | $1,467 (±$155) | −2.8% | Down after inflation |
| Median real estate taxes | $3,323 (±$615) | $3,706 (±$420) | +11.5% | No measurable change after inflation |
| Median home value | $137,800 (±$13,345) | $199,600 (±$28,895) | +44.8% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Town of Carlisle
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town of Carlisle | — | $1,467 (±$155) | — |
| Town of Cobleskill | 3.6 mi | $1,740 (±$294) | Not measurably different |
| Village of Cobleskill | 4.8 mi | $1,822 (±$352) | Not measurably different |
| Town of Esperance | 6.4 mi | $1,693 (±$116) | Higher |
| Town of Charleston | 7.3 mi | $1,936 (±$225) | Higher |
| Town of Root | 7.5 mi | $1,429 (±$147) | Not measurably different |
| Town of Seward | 7.6 mi | $1,602 (±$199) | Not measurably different |
| Town of Schoharie | 7.6 mi | $1,693 (±$131) | Higher |
| Village of Schoharie | 8.1 mi | $1,768 (±$258) | Higher |
Nearby places with a measurably higher figure: Town of Esperance, NY ($1,693), Town of Charleston, NY ($1,936), Town of Schoharie, NY ($1,693).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Schoharie County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 7 | Town of Blenheim | $1,650 (±$266) |
| 8 | Town of Gilboa | $1,618 (±$277) |
| 9 | Town of Seward | $1,602 (±$199) |
| 10 | Town of Sharon | $1,545 (±$134) |
| 11 | Town of Jefferson | $1,524 (±$150) |
| 12 | Town of Summit | $1,500 (±$547) |
| 13 | Town of Carlisle | $1,467 (±$155) |
| 14 | Town of Fulton | $1,448 (±$152) |
| 15 | Town of Conesville | $1,383 (±$183) |
| 16 | Town of Broome | $1,290 (±$173) |
Showing 10 of 16 places in Schoharie County, ranked from highest to lowest.
A New York town includes the villages and hamlets inside it, so the figures for the Town of Carlisle include them.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Town of Carlisle
What is the average mortgage payment in the Town of Carlisle?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Carlisle, NY is $1,467 (±$155) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Town of Carlisle?
Owners without a mortgage in the Town of Carlisle pay a median of $593 (±$72) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Town of Carlisle gone up?
In the Town of Carlisle, the median monthly cost with a mortgage went from $1,509 in 2015–2019 to $1,467 in 2020–2024 (−2.8%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Carlisle town, Schoharie County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Carlisle town, Schoharie County, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Carlisle town, Schoharie County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Carlisle town, Schoharie County, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Carlisle town, Schoharie County, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Carlisle town, Schoharie County, New York (county subdivision:12452, in state:36 county:095).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
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- Home values in the Town of Carlisle
- Property taxes in the Town of Carlisle
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- Population growth in the Town of Carlisle
- How long people stay in the Town of Carlisle
- New York landlord and tenant rules
- Housing across Schoharie County
- Housing data for every place in New York