Housing data for the Town of Fort Covington, NY
The Town of Fort Covington, NY has an estimated 1,410 residents and 727 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Franklin County.
13.9% of households rent.
The median gross rent is $581 a month.
Its population shrank measurably since 2015–2019 (−34.1%).
Figures last updated on .
- Residents
- 1,410 (±256)
- Housing units
- 727 (±94)
- Households that rent
- 13.9%
- Median gross rent
- $581
- Residents since 2015–2019
- −34.1%
What stands out in the Town of Fort Covington
Households that rent: 13.9% (±4.9 points) in the Town of Fort Covington, lower than in Franklin County (27.5%).
Median gross rent: $581 (±$188) in the Town of Fort Covington, lower than in Franklin County ($843).
Median real estate taxes: $1,581 (±$195) in the Town of Fort Covington, lower than in Franklin County ($2,440).
Median home value: $100,300 (±$12,454) in the Town of Fort Covington, lower than in Franklin County ($145,400).
- Renters and owners in the Town of Fort Covington
- Property taxes in the Town of Fort Covington
- Home values in the Town of Fort Covington
Housing in the Town of Fort Covington at a glance
- Median rent: $581 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 61.2% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 13.9% of households rent
- Income and affordability: $57,361 median household income
- Home values: $100,300 median home value
- Homeowner costs: $1,363 median monthly cost with a mortgage
- Property taxes: $1,581 median real estate taxes a year
- Types of homes: 3.7% of homes are in buildings of 5 or more units
- Bedrooms: 77.0% of homes have 3 or more bedrooms
- Age of homes: 57.3% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 63.3% heat with fuel oil or kerosene
- Commute and cars: 18.3 minutes average trip to work
- Growth: −34.1% residents since 2015–2019
- How long people stay: 13.9% moved in since 2020
- Crowding and facilities: 4.3% of homes have more than 1 person per room (Small sample: wide margin of error)
The Town of Fort Covington against Franklin County, its state and the nation
| Town of Fort Covington | Franklin County | New York | United States | |
|---|---|---|---|---|
| Residents | 1,410 (±256) | 46,696 (exact) | 19,852,366 (exact) | 334,922,499 |
| Housing units | 727 (±94) | 25,494 (±81) | 8,585,241 (±652) | 143,775,355 |
| Households that rent | 13.9% (±4.9 points) | 27.5% (±2.1 points) | 45.7% (±0.2 points) | 34.8% |
| Median gross rent | $581 (±$188) | $843 (±$22) | $1,621 (±$7) | $1,413 |
| Median household income | $57,361 (±$19,199) | $65,151 (±$3,697) | $85,974 (±$402) | $80,734 |
| Median home value | $100,300 (±$12,454) | $145,400 (±$10,253) | $423,800 (±$1,627) | $332,700 |
| Median real estate taxes (a year) | $1,581 (±$195) | $2,440 (±$98) | $6,582 (±$21) | $3,119 |
| Built before 1980 | 57.3% (±9.4 points) | 62.9% (±2.8 points) | 73.9% (±0.2 points) | 49.7% |
| Average commute | 18.3 minutes (±2.1) | 20.7 minutes (±1.2) | 32.6 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 77.2% (±7.8 points) | 86.4% (±1.6 points) | 90.8% (±0.1 points) | 91.0% |
| Median age of residents | 39.1 years (±7.8) | 42.0 years (±0.5) | 39.8 years (±0.1) | 38.9 years |
The Town of Fort Covington covers 36.8 square miles of land, about 38 residents per square mile (Census Bureau Gazetteer).
How the Town of Fort Covington has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,138 (±314) | 1,410 (±256) | −34.1% | Measurable decrease |
| Housing units | 810 (±86) | 727 (±94) | −10.2% | Not a measurable change |
| Median gross rent | $778 (±$59) | $581 (±$188) | −25.3% | Down after inflation |
| Median home value | $82,200 (±$8,654) | $100,300 (±$12,454) | +22.0% | No measurable change after inflation |
| Median household income | $45,800 (±$6,443) | $57,361 (±$19,199) | +25.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $870 (±$79) | $1,363 (±$151) | +56.7% | Up after inflation |
| Median real estate taxes | $1,338 (±$106) | $1,581 (±$195) | +18.2% | No measurable change after inflation |
| Households that rent | 25.1% (±8.9 points) | 13.9% (±4.9 points) | −11.2 percentage points | Measurable decrease |
| Rental vacancy rate | 4.9% (±7.6 points) | 0.0% (±38.4 points) | −4.9 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Franklin County
The Town of Fort Covington has no police department of its own in the FBI’s figures, so this is the figure for Franklin County as a whole.
In 2025, the police departments that report for Franklin County recorded 93 violent and 466 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in the Town of Fort Covington
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 12937 | 89% | 1,300 | $585 | $99,400 | $55,417 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near the Town of Fort Covington
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Town of Westville | 5.2 mi | $928 | $111,500 | 15.7% |
| Town of Bombay | 5.4 mi | $777 | $92,800 | 45.1% |
| St. Regis Mohawk Reservation | 7.8 mi | $999 | $192,200 | 32.8% |
| Town of Bangor | 8.3 mi | $839 | $106,400 | 10.7% |
| Village of Brushton | 8.3 mi | $673 | $111,200 | 43.1% |
| Akwesasne | 8.7 mi | $979 | $177,800 | 31.8% |
| Town of Moira | 9.0 mi | $746 | $92,600 | 30.4% |
| Town of Constable | 10 mi | $759 | $119,200 | 11.2% |
Places in New York most like the Town of Fort Covington
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Town of Conewango | $567 | $124,800 | $50,598 | 18.2% |
| Town of Constable | $759 | $119,200 | $62,169 | 11.2% |
| Town of Poland | $696 | $107,200 | $70,332 | 18.7% |
| Town of Bangor | $839 | $106,400 | $65,000 | 10.7% |
| Town of Brasher | $730 | $124,300 | $53,911 | 24.6% |
| Allegany Reservation | $633 | $77,400 | $58,409 | 27.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New York.
HUD Fair Market Rent for the Town of Fort Covington, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $706 | $860 | $1,014 | $1,209 | $1,415 |
HUD income limits for the Town of Fort Covington, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,900 | $31,500 | $50,350 |
| 2 people | $21,640 | $36,000 | $57,550 |
| 3 people | $27,320 | $40,500 | $64,750 |
| 4 people | $33,000 | $44,950 | $71,900 |
| 5 people | $38,680 | $48,550 | $77,700 |
| 6 people | $44,360 | $52,150 | $83,450 |
| 7 people | $50,040 | $55,750 | $89,200 |
| 8 people | $55,720 | $59,350 | $94,950 |
These are the limits HUD sets for its housing programs in the Franklin County, NY, where HUD’s median family income for fiscal year 2026 is $82,200.
A program can use its own limits; tax-credit and local programs often do.
A New York town includes the villages and hamlets inside it, so the figures for the Town of Fort Covington include them.
The figures for the Town of Fort Covington include the places inside it that have pages of their own: Fort Covington (community).
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Town of Fort Covington
How many renters are there in the Town of Fort Covington?
The Town of Fort Covington has an estimated 78 (±29) renting households, 13.9% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in the Town of Fort Covington?
The median household income in the Town of Fort Covington is $57,361 (±$19,199) a year (2020–2024 American Community Survey).
What is the average home value in the Town of Fort Covington, NY?
The Census Bureau publishes the median: $100,300 (±$12,454) for owner-occupied homes in the Town of Fort Covington (2020–2024 American Community Survey).
What is the average mortgage payment in the Town of Fort Covington?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Fort Covington, NY is $1,363 (±$151) a month, including taxes, insurance and utilities.
How much are property taxes in the Town of Fort Covington?
The median real estate tax paid by homeowners in the Town of Fort Covington, NY is $1,581 (±$195) a year (2020–2024 American Community Survey).
How many homes are in the Town of Fort Covington?
The Town of Fort Covington, NY has an estimated 727 (±94) housing units, occupied and vacant (2020–2024 American Community Survey).
Is the Town of Fort Covington growing?
In the Town of Fort Covington, the number of residents went from 2,138 in 2015–2019 to 1,410 in 2020–2024 (−34.1%), a measurable decrease.
What ZIP codes are in the Town of Fort Covington?
The ZIP code that covers the Town of Fort Covington is 12937.
What is the median rent in ZIP code 12937?
The median gross rent in ZIP Code Tabulation Area 12937 is $585 (±$252) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Fort Covington town, Franklin County, New York
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Fort Covington town, Franklin County, New York
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Fort Covington town, Franklin County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Fort Covington town, Franklin County, New York
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Fort Covington town, Franklin County, New York
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Fort Covington town, Franklin County, New York
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Fort Covington town, Franklin County, New York
- HUD Fair Market Rents, fiscal year 2027: Franklin County, NY
- HUD Income Limits, fiscal year 2026: Franklin County, NY
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Fort Covington town, Franklin County, New York (county subdivision:26737, in state:36 county:033).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .