How much do homeowners pay a month in the Town of Granby, NY?
Homeowners with a mortgage in the Town of Granby, NY pay a median of $1,386 (±$136) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $564 (±$87).
52.9% of owned homes carry a mortgage.
In the Town of Granby, the median monthly cost with a mortgage went from $1,070 in 2015–2019 to $1,386 in 2020–2024 (+29.5%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,386 (±$136)
- Without a mortgage
- $564 (±$87)
- Owned with a mortgage
- 52.9%
Monthly owner costs in the Town of Granby
| Town of Granby | Oswego County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $1,386 (±$136) | $1,498 (±$39) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $564 (±$87) | $654 (±$18) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 52.9% (±7.6 points) | 55.8% (±1.9 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,335 (±$521) | $3,646 (±$105) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Town of Granby, the median cost with a mortgage is not measurably different from Oswego County ($1,498).
It is also lower than in New York ($2,555).
It is lower than the national figure ($1,963).
In Oswego County, the Town of Granby ranks 15 of 24 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 744 of 999.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Town of Granby have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,070 (±$190) | $1,386 (±$136) | +29.5% | No measurable change after inflation |
| Median real estate taxes | $2,578 (±$228) | $3,335 (±$521) | +29.4% | No measurable change after inflation |
| Median home value | $86,600 (±$9,684) | $130,000 (±$23,489) | +50.1% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Town of Granby
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town of Granby | — | $1,386 (±$136) | — |
| Fulton | 2.3 mi | $1,274 (±$106) | Not measurably different |
| Town of Hannibal | 5.6 mi | $1,309 (±$104) | Not measurably different |
| Town of Volney | 6.1 mi | $1,559 (±$151) | Not measurably different |
| Village of Hannibal | 7.1 mi | $1,382 (±$164) | Not measurably different |
| Town of Ira | 7.1 mi | $1,637 (±$79) | Higher |
| Minetto (community) | 8.0 mi | $1,668 (±$159) | Higher |
| Town of Minetto | 8.0 mi | $1,625 (±$173) | Higher |
| Town of Lysander | 8.1 mi | $2,090 (±$96) | Higher |
Nearby places with a measurably higher figure: Town of Ira, NY ($1,637), Minetto (community), NY ($1,668), Town of Minetto, NY ($1,625).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Oswego County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 9 | Town of Mexico | $1,523 (±$197) |
| 10 | Town of Albion (Oswego County) | $1,504 (±$208) |
| 11 | Town of Parish | $1,491 (±$137) |
| 12 | Town of Richland | $1,490 (±$189) |
| 13 | Town of Palermo | $1,485 (±$230) |
| 14 | Town of Constantia | $1,388 (±$129) |
| 15 | Town of Granby | $1,386 (±$136) |
| 16 | Oswego | $1,383 (±$92) |
| 17 | Town of Boylston | $1,359 (±$133) |
| 18 | Town of Amboy | $1,339 (±$289) |
| 19 | Town of Hannibal | $1,309 (±$104) |
| 20 | Town of Sandy Creek | $1,300 (±$132) |
| 21 | Fulton | $1,274 (±$106) |
Showing 13 of 24 places in Oswego County, ranked from highest to lowest.
A New York town includes the villages and hamlets inside it, so the figures for the Town of Granby include them.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Town of Granby
What is the average mortgage payment in the Town of Granby?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Granby, NY is $1,386 (±$136) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Town of Granby?
Owners without a mortgage in the Town of Granby pay a median of $564 (±$87) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Town of Granby gone up?
In the Town of Granby, the median monthly cost with a mortgage went from $1,070 in 2015–2019 to $1,386 in 2020–2024 (+29.5%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Granby town, Oswego County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Granby town, Oswego County, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Granby town, Oswego County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Granby town, Oswego County, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Granby town, Oswego County, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Granby town, Oswego County, New York (county subdivision:29729, in state:36 county:075).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
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- Rent burden in the Town of Granby
- Renters and owners in the Town of Granby
- Income and affordability in the Town of Granby
- Home values in the Town of Granby
- Property taxes in the Town of Granby
- Types of homes in the Town of Granby
- Bedrooms in the Town of Granby
- Age of homes in the Town of Granby
- Heating fuel in the Town of Granby
- Commute and cars in the Town of Granby
- Population growth in the Town of Granby
- How long people stay in the Town of Granby
- New York landlord and tenant rules
- Housing across Oswego County
- Housing data for every place in New York