How much do homeowners pay a month in the Town of Hammond, NY?
Homeowners with a mortgage in the Town of Hammond, NY pay a median of $1,950 (±$520) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $553 (±$74).
41.0% of owned homes carry a mortgage.
In the Town of Hammond, the median monthly cost with a mortgage went from $1,095 in 2015–2019 to $1,950 in 2020–2024 (+78.1%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $1,950 (±$520)
- Without a mortgage
- $553 (±$74)
- Owned with a mortgage
- 41.0%
Monthly owner costs in the Town of Hammond
| Town of Hammond | St. Lawrence County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $1,950 (±$520) | $1,330 (±$40) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $553 (±$74) | $530 (±$16) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 41.0% (±8.8 points) | 48.0% (±1.8 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $2,706 (±$1,048) | $2,844 (±$116) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Town of Hammond, the median cost with a mortgage is higher than in St. Lawrence County ($1,330).
It is also lower than in New York ($2,555).
It is not measurably different from the national figure ($1,963).
In St. Lawrence County, the Town of Hammond ranks 1 of 34 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 204 of 999.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Town of Hammond have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,095 (±$133) | $1,950 (±$520) | +78.1% | Up after inflation |
| Median real estate taxes | $1,648 (±$350) | $2,706 (±$1,048) | +64.2% | No measurable change after inflation |
| Median home value | $95,000 (±$23,125) | $166,500 (±$38,286) | +75.3% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Town of Hammond
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town of Hammond | — | $1,950 (±$520) | — |
| Village of Hammond | 1.7 mi | $883 (±$273) | Lower |
| Town of Macomb | 7.7 mi | $1,193 (±$88) | Lower |
| Town of Morristown | 8.4 mi | $1,735 (±$441) | Not measurably different |
| Town of Rossie | 9.3 mi | $1,228 (±$129) | Lower |
| Town of Alexandria | 11 mi | $1,422 (±$113) | Not measurably different |
| Village of Alexandria Bay | 12 mi | $1,259 (±$218) | Lower |
| Town of Theresa | 12 mi | $1,645 (±$161) | Not measurably different |
| Town of Gouverneur | 13 mi | $1,647 (±$189) | Not measurably different |
Nearby places with a measurably lower figure: Village of Hammond, NY ($883), Town of Macomb, NY ($1,193), Town of Rossie, NY ($1,228).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across St. Lawrence County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Town of Hammond | $1,950 (±$520) |
| 2 | Town of Morristown | $1,735 (±$441) |
| 3 | Town of Canton | $1,733 (±$304) |
| 4 | Akwesasne | $1,664 (±$395) |
| 5 | Town of Gouverneur | $1,647 (±$189) |
| 6 | Town of Lisbon | $1,604 (±$518) |
| 7 | Town of Pitcairn | $1,519 (±$204) |
Showing 7 of 34 places in St. Lawrence County, ranked from highest to lowest.
A New York town includes the villages and hamlets inside it, so the figures for the Town of Hammond include them.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Town of Hammond
What is the average mortgage payment in the Town of Hammond?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Hammond, NY is $1,950 (±$520) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Town of Hammond?
Owners without a mortgage in the Town of Hammond pay a median of $553 (±$74) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Town of Hammond gone up?
In the Town of Hammond, the median monthly cost with a mortgage went from $1,095 in 2015–2019 to $1,950 in 2020–2024 (+78.1%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Hammond town, St. Lawrence County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Hammond town, St. Lawrence County, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Hammond town, St. Lawrence County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Hammond town, St. Lawrence County, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Hammond town, St. Lawrence County, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Hammond town, St. Lawrence County, New York (county subdivision:31841, in state:36 county:089).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in the Town of Hammond at a glance
- Median rent in the Town of Hammond
- Renters and owners in the Town of Hammond
- Income and affordability in the Town of Hammond
- Home values in the Town of Hammond
- Property taxes in the Town of Hammond
- Types of homes in the Town of Hammond
- Bedrooms in the Town of Hammond
- Age of homes in the Town of Hammond
- Heating fuel in the Town of Hammond
- Commute and cars in the Town of Hammond
- Population growth in the Town of Hammond
- How long people stay in the Town of Hammond
- New York landlord and tenant rules
- Housing across St. Lawrence County
- Housing data for every place in New York