Housing data for the Town of Harpersfield, NY

The Town of Harpersfield, NY has an estimated 1,568 residents and 981 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a town in Delaware County.

18.6% of households rent.

The median gross rent is $850 a month.

Figures last updated on .

Residents
1,568 (±226)
Housing units
981 (±92)
Households that rent
18.6%
Median gross rent
$850
Residents since 2015–2019
+15.0%

What stands out in the Town of Harpersfield

Households without a vehicle: 3.7% (±2.4 points) in the Town of Harpersfield, lower than in Delaware County (8.6%).

Median real estate taxes: $3,953 (±$478) in the Town of Harpersfield, higher than in Delaware County ($3,145).

Homes heated by fuel oil: 53.0% (±9.3 points) in the Town of Harpersfield, higher than in Delaware County (39.9%).

Median household income: $52,118 (±$8,676) in the Town of Harpersfield, lower than in Delaware County ($63,337).

Housing in the Town of Harpersfield at a glance

  • Median rent: $850 median gross rent a month (Small sample: wide margin of error)
  • Rent by bedrooms: $833 median gross rent, 2 bedrooms (Small sample: wide margin of error)
  • Rent burden: 55.1% of renters pay 30% or more of income (Small sample: wide margin of error)
  • Renters and owners: 18.6% of households rent
  • Income and affordability: $52,118 median household income
  • Home values: $222,800 median home value
  • Homeowner costs: $1,618 median monthly cost with a mortgage
  • Property taxes: $3,953 median real estate taxes a year
  • Types of homes: 0.7% of homes are in buildings of 5 or more units
  • Bedrooms: 70.3% of homes have 3 or more bedrooms
  • Age of homes: 67.6% of homes were built before 1980
  • Vacancy rate: 5.5% rental vacancy rate (Small sample: wide margin of error)
  • Heating fuel: 53.0% heat with fuel oil or kerosene
  • Commute and cars: 30.9 minutes average trip to work
  • Growth: +15.0% residents since 2015–2019
  • How long people stay: 15.7% moved in since 2020
  • Crowding and facilities: 2.0% of homes have more than 1 person per room (Small sample: wide margin of error)

The Town of Harpersfield against Delaware County, its state and the nation

Estimate (90% margin of error)
Town of HarpersfieldDelaware CountyNew YorkUnited States
Residents1,568 (±226)44,487 (exact)19,852,366 (exact)334,922,499
Housing units981 (±92)30,057 (±94)8,585,241 (±652)143,775,355
Households that rent18.6% (±5.5 points)22.7% (±1.9 points)45.7% (±0.2 points)34.8%
Median gross rent$850 (±$185)$880 (±$45)$1,621 (±$7)$1,413
Median household income$52,118 (±$8,676)$63,337 (±$3,063)$85,974 (±$402)$80,734
Median home value$222,800 (±$50,076)$183,100 (±$6,880)$423,800 (±$1,627)$332,700
Median real estate taxes (a year)$3,953 (±$478)$3,145 (±$136)$6,582 (±$21)$3,119
Built before 198067.6% (±11.2 points)60.8% (±2.4 points)73.9% (±0.2 points)49.7%
Average commute30.9 minutes (±4.5)25.7 minutes (±1.7)32.6 minutes (±0.1)26.4 minutes
Households with broadband86.0% (±5.8 points)87.8% (±1.5 points)90.8% (±0.1 points)91.0%
Median age of residents50.8 years (±4.0)48.8 years (±0.3)39.8 years (±0.1)38.9 years

The Town of Harpersfield covers 42.0 square miles of land, about 37 residents per square mile (Census Bureau Gazetteer).

How the Town of Harpersfield has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents1,363 (±211)1,568 (±226)+15.0%Not a measurable change
Housing units1,021 (±112)981 (±92)−3.9%Not a measurable change
Median gross rent$642 (±$31)$850 (±$185)+32.4%No measurable change after inflation
Median home value$148,600 (±$17,765)$222,800 (±$50,076)+49.9%No measurable change after inflation
Median household income$45,341 (±$6,168)$52,118 (±$8,676)+14.9%No measurable change after inflation
Median owner cost with a mortgage$1,363 (±$145)$1,618 (±$236)+18.7%No measurable change after inflation
Median real estate taxes$3,553 (±$235)$3,953 (±$478)+11.3%No measurable change after inflation
Households that rent25.1% (±6.4 points)18.6% (±5.5 points)−6.5 percentage pointsNot a measurable change
Rental vacancy rate5.6% (±9.5 points)5.5% (±7.9 points)−0.1 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Delaware County

The Town of Harpersfield has no police department of its own in the FBI’s figures, so this is the figure for Delaware County as a whole.

In 2025, the police departments that report for Delaware County recorded 45 violent and 201 property crimes per 100,000 residents.

A county-wide figure describes the whole county, not this place; crime varies from one community to the next.

ZIP codes in the Town of Harpersfield

ZIP Code Tabulation Areas that cover this place (2020–2024 estimates)
ZIP codeShare of the ZIP’s land in this placeResidentsMedian gross rentMedian home valueMedian household income
13786100%430—$208,600$54,688
1216727%2,279$858$193,100$53,047
1209324%1,276—$174,800$65,321
1378811%997$748$224,100$100,313

A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.

Places near the Town of Harpersfield

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Town of Kortright5.1 mi$831$217,00012.4%
Village of Stamford5.2 mi$824$178,60044.7%
Village of Hobart5.6 mi$728$160,50032.7%
Town of Jefferson5.7 mi—$186,9006.0%
Town of Stamford7.8 mi$825$188,20026.1%
Town of Worcester9.3 mi$736$155,3009.3%
Town of Blenheim9.6 mi$925$199,0007.4%
Town of Davenport10 mi$1,195$165,70012.9%

Places in New York most like the Town of Harpersfield

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Town of Springfield$773$239,100$62,96519.0%
Town of Camden$808$179,100$62,39417.5%
Town of Franklin (Delaware County)$803$210,600$64,32317.0%
Town of Lake Luzerne$951$222,800$46,63318.4%
Town of Tyre$870$161,900$63,12520.8%
Town of Westport$895$237,100$71,14617.3%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New York.

HUD Fair Market Rent for the Town of Harpersfield, fiscal year 2027

Delaware County, NY, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$732$858$1,017$1,408$1,442

HUD income limits for the Town of Harpersfield, fiscal year 2026

Delaware County, NY, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$18,900$31,500$50,350
2 people$21,640$36,000$57,550
3 people$27,320$40,500$64,750
4 people$33,000$44,950$71,900
5 people$38,680$48,550$77,700
6 people$44,360$52,150$83,450
7 people$50,040$55,750$89,200
8 people$55,720$59,350$94,950

These are the limits HUD sets for its housing programs in the Delaware County, NY, where HUD’s median family income for fiscal year 2026 is $83,200.

A program can use its own limits; tax-credit and local programs often do.

A New York town includes the villages and hamlets inside it, so the figures for the Town of Harpersfield include them.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Town of Harpersfield

How many renters are there in the Town of Harpersfield?

The Town of Harpersfield has an estimated 121 (±38) renting households, 18.6% of its occupied homes (2020–2024 American Community Survey).

What is the median household income in the Town of Harpersfield?

The median household income in the Town of Harpersfield is $52,118 (±$8,676) a year (2020–2024 American Community Survey).

What is the average home value in the Town of Harpersfield, NY?

The Census Bureau publishes the median: $222,800 (±$50,076) for owner-occupied homes in the Town of Harpersfield (2020–2024 American Community Survey).

What is the average mortgage payment in the Town of Harpersfield?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Harpersfield, NY is $1,618 (±$236) a month, including taxes, insurance and utilities.

How much are property taxes in the Town of Harpersfield?

The median real estate tax paid by homeowners in the Town of Harpersfield, NY is $3,953 (±$478) a year (2020–2024 American Community Survey).

How many homes are in the Town of Harpersfield?

The Town of Harpersfield, NY has an estimated 981 (±92) housing units, occupied and vacant (2020–2024 American Community Survey).

Is the Town of Harpersfield growing?

In the Town of Harpersfield, the number of residents went from 1,363 in 2015–2019 to 1,568 in 2020–2024 (+15.0%), not a measurable change.

What ZIP codes are in the Town of Harpersfield?

The ZIP codes that cover the Town of Harpersfield are 13786, 12167, 12093, 13788.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Harpersfield town, Delaware County, New York (county subdivision:32281, in state:36 county:025).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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