How much do homeowners pay a month in the Town of Lockport, NY?
Homeowners with a mortgage in the Town of Lockport, NY pay a median of $1,934 (±$101) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $821 (±$48).
50.2% of owned homes carry a mortgage.
In the Town of Lockport, the median monthly cost with a mortgage went from $1,462 in 2015–2019 to $1,934 in 2020–2024 (+32.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $1,934 (±$101)
- Without a mortgage
- $821 (±$48)
- Owned with a mortgage
- 50.2%
Monthly owner costs in the Town of Lockport
| Town of Lockport | Niagara County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $1,934 (±$101) | $1,533 (±$31) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $821 (±$48) | $645 (±$14) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 50.2% (±4.3 points) | 53.9% (±1.2 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $5,484 (±$472) | $4,155 (±$75) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Town of Lockport, the median cost with a mortgage is higher than in Niagara County ($1,533).
It is also lower than in New York ($2,555).
It is not measurably different from the national figure ($1,963).
In Niagara County, the Town of Lockport ranks 3 of 15 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 221 of 999.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Town of Lockport have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,462 (±$44) | $1,934 (±$101) | +32.3% | Up after inflation |
| Median real estate taxes | $4,111 (±$288) | $5,484 (±$472) | +33.4% | No measurable change after inflation |
| Median home value | $141,400 (±$7,921) | $234,500 (±$10,489) | +65.8% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Town of Lockport
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town of Lockport | — | $1,934 (±$101) | — |
| Lockport | 1.4 mi | $1,444 (±$90) | Lower |
| Town of Pendleton | 4.9 mi | $2,201 (±$217) | Higher |
| Gasport | 5.9 mi | $1,474 (±$457) | Not measurably different |
| Town of Royalton | 6.7 mi | $1,424 (±$80) | Lower |
| Town of Cambria | 6.9 mi | $2,176 (±$223) | Not measurably different |
| Town of Clarence | 8.9 mi | $2,505 (±$134) | Higher |
| Newfane (community) | 9.4 mi | $1,185 (±$470) | Lower |
| Sanborn | 9.5 mi | $1,587 (±$153) | Lower |
Nearby places with a measurably lower figure: Lockport, NY ($1,444), Town of Royalton, NY ($1,424), Newfane (community), NY ($1,185).
Nearby places with a measurably higher figure: Town of Pendleton, NY ($2,201), Town of Clarence, NY ($2,505).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Niagara County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Town of Pendleton | $2,201 (±$217) |
| 2 | Town of Cambria | $2,176 (±$223) |
| 3 | Town of Lockport | $1,934 (±$101) |
| 4 | Town of Wheatfield | $1,916 (±$139) |
| 5 | Town of Lewiston | $1,748 (±$132) |
| 6 | Town of Wilson | $1,708 (±$156) |
| 7 | Town of Porter | $1,650 (±$174) |
| 8 | Town of Newfane | $1,612 (±$97) |
| 9 | Town of Somerset | $1,496 (±$158) |
Showing 9 of 15 places in Niagara County, ranked from highest to lowest.
A New York town includes the villages and hamlets inside it, so the figures for the Town of Lockport include them.
The figures for the Town of Lockport include the places inside it that have pages of their own: Rapids, South Lockport.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Town of Lockport
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Town of Lockport beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Town of Lockport, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Town of Lockport, and send estimates and invoices from your phone.
Questions about Town of Lockport
What is the average mortgage payment in the Town of Lockport?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Lockport, NY is $1,934 (±$101) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Town of Lockport?
Owners without a mortgage in the Town of Lockport pay a median of $821 (±$48) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Town of Lockport gone up?
In the Town of Lockport, the median monthly cost with a mortgage went from $1,462 in 2015–2019 to $1,934 in 2020–2024 (+32.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Lockport town, Niagara County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Lockport town, Niagara County, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Lockport town, Niagara County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Lockport town, Niagara County, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Lockport town, Niagara County, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Lockport town, Niagara County, New York (county subdivision:43093, in state:36 county:063).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in the Town of Lockport at a glance
- Median rent in the Town of Lockport
- Rent by bedrooms in the Town of Lockport
- Rent burden in the Town of Lockport
- Renters and owners in the Town of Lockport
- Income and affordability in the Town of Lockport
- Home values in the Town of Lockport
- Property taxes in the Town of Lockport
- Types of homes in the Town of Lockport
- Bedrooms in the Town of Lockport
- Age of homes in the Town of Lockport
- Vacancy rate in the Town of Lockport
- Heating fuel in the Town of Lockport
- Commute and cars in the Town of Lockport
- Population growth in the Town of Lockport
- How long people stay in the Town of Lockport
- Crowding and facilities in the Town of Lockport
- Fair Market Rent in the Town of Lockport
- New York landlord and tenant rules
- Housing across Niagara County
- Housing data for every place in New York