How much do homeowners pay a month in the Town of Ohio, NY?

Name: Homeowner costs in the Town of Ohio, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in the Town of Ohio, NY pay a median of $1,583 (±$463) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $505 (±$89).

38.4% of owned homes carry a mortgage.

In the Town of Ohio, the median monthly cost with a mortgage went from $896 in 2015–2019 to $1,583 in 2020–2024 (+76.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,583 (±$463)
Without a mortgage: $505 (±$89)
Owned with a mortgage: 38.4%

Monthly owner costs in the Town of Ohio

Median selected monthly owner costs, estimate (90% margin of error)
	Town of Ohio	Herkimer County	New York	United States
With a mortgage	$1,583 (±$463)	$1,336 (±$57)	$2,555 (±$9)	$1,963
Without a mortgage	$505 (±$89)	$590 (±$20)	$958 (±$5)	$638
Owned homes with a mortgage	38.4% (±10.2 points)	49.1% (±2.3 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$1,794 (±$606)	$3,107 (±$106)	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In the Town of Ohio, the median cost with a mortgage is not measurably different from Herkimer County ($1,336).

It is also lower than in New York ($2,555).

It is not measurably different from the national figure ($1,963).

In Herkimer County, the Town of Ohio ranks 9 of 20 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 496 of 999.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in the Town of Ohio have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$896 (±$208)	$1,583 (±$463)	+76.7%	No measurable change after inflation
Median real estate taxes	$1,482 (±$214)	$1,794 (±$606)	+21.1%	No measurable change after inflation
Median home value	$91,000 (±$8,752)	$144,800 (±$80,388)	+59.1%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near the Town of Ohio

Nearest places with a published estimate, compared with the Town of Ohio
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Town of Ohio	—	$1,583 (±$463)	—
Town of Morehouse	11 mi	$2,125 (±$1,095)	Not measurably different
Town of Inlet	12 mi	$2,250 (±$1,375)	Not measurably different
Town of Arietta	14 mi	$1,150 (±$98)	Not measurably different
Town of Forestport	16 mi	$1,513 (±$158)	Not measurably different
Town of Webb	20 mi	$2,250 (±$197)	Higher
Town of Greig	20 mi	$1,226 (±$181)	Not measurably different
Town of Lyonsdale	20 mi	$953 (±$60)	Lower
Town of Remsen	21 mi	$1,741 (±$260)	Not measurably different

Nearby places with a measurably lower figure: Town of Lyonsdale, NY ($953).

Nearby places with a measurably higher figure: Town of Webb, NY ($2,250).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Herkimer County, place by place

Rank	Place	Median monthly cost with a mortgage
3	Town of Fairfield	$1,792 (±$331)
4	Town of Russia	$1,773 (±$124)
5	Town of Warren	$1,675 (±$302)
6	Town of Litchfield	$1,670 (±$259)
7	Town of Columbia	$1,647 (±$349)
8	Town of Danube	$1,608 (±$211)
9	Town of Ohio	$1,583 (±$463)
10	Town of Newport	$1,491 (±$112)
11	Town of Norway	$1,463 (±$232)
12	Town of Schuyler	$1,439 (±$136)
13	Town of Frankfort	$1,340 (±$173)
14	Town of Little Falls	$1,339 (±$169)
15	Town of Herkimer	$1,282 (±$174)

Showing 13 of 20 places in Herkimer County, ranked from highest to lowest.

A New York town includes the villages and hamlets inside it, so the figures for the Town of Ohio include them.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Town of Ohio

What is the average mortgage payment in the Town of Ohio?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Ohio, NY is $1,583 (±$463) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in the Town of Ohio?

Owners without a mortgage in the Town of Ohio pay a median of $505 (±$89) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in the Town of Ohio gone up?

In the Town of Ohio, the median monthly cost with a mortgage went from $896 in 2015–2019 to $1,583 in 2020–2024 (+76.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Ohio town, Herkimer County, New York (county subdivision:54507, in state:36 county:043).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.