How much do homeowners pay a month in the Town of Smithville, NY?
Homeowners with a mortgage in the Town of Smithville, NY pay a median of $1,681 (±$210) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $664 (±$199).
55.6% of owned homes carry a mortgage.
In the Town of Smithville, the median monthly cost with a mortgage went from $1,115 in 2015–2019 to $1,681 in 2020–2024 (+50.8%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $1,681 (±$210)
- Without a mortgage
- $664 (±$199)
- Owned with a mortgage
- 55.6%
Monthly owner costs in the Town of Smithville
| Town of Smithville | Chenango County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $1,681 (±$210) | $1,408 (±$56) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $664 (±$199) | $572 (±$18) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 55.6% (±11.4 points) | 47.9% (±2.3 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $4,254 (±$774) | $3,120 (±$153) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Town of Smithville, the median cost with a mortgage is higher than in Chenango County ($1,408).
It is also lower than in New York ($2,555).
It is lower than the national figure ($1,963).
In Chenango County, the Town of Smithville ranks 1 of 22 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 382 of 999.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Town of Smithville have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,115 (±$62) | $1,681 (±$210) | +50.8% | Up after inflation |
| Median real estate taxes | $2,744 (±$476) | $4,254 (±$774) | +55.0% | No measurable change after inflation |
| Median home value | $97,800 (±$16,310) | $173,200 (±$41,663) | +77.1% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Town of Smithville
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town of Smithville | — | $1,681 (±$210) | — |
| Village of Greene | 5.5 mi | $1,484 (±$140) | Not measurably different |
| Town of McDonough | 6.5 mi | $1,534 (±$362) | Not measurably different |
| Town of Greene | 7.0 mi | $1,582 (±$125) | Not measurably different |
| Town of German | 7.2 mi | $1,232 (±$281) | Lower |
| Town of Oxford | 8.4 mi | $1,385 (±$132) | Lower |
| Town of Willet | 8.7 mi | $1,401 (±$175) | Lower |
| Village of Oxford | 8.7 mi | $1,363 (±$82) | Lower |
| Town of Triangle | 9.4 mi | $1,395 (±$113) | Lower |
Nearby places with a measurably lower figure: Town of German, NY ($1,232), Town of Oxford, NY ($1,385), Town of Willet, NY ($1,401).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Chenango County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Town of Smithville | $1,681 (±$210) |
| 2 | Town of Lincklaen | $1,600 (±$441) |
| 3 | Town of Greene | $1,582 (±$125) |
| 4 | Town of Columbus | $1,569 (±$238) |
| 5 | Town of McDonough | $1,534 (±$362) |
| 6 | Town of Bainbridge | $1,503 (±$166) |
| 7 | Town of Sherburne | $1,452 (±$122) |
Showing 7 of 22 places in Chenango County, ranked from highest to lowest.
A New York town includes the villages and hamlets inside it, so the figures for the Town of Smithville include them.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Town of Smithville
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Town of Smithville beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Town of Smithville, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Town of Smithville, and send estimates and invoices from your phone.
Questions about Town of Smithville
What is the average mortgage payment in the Town of Smithville?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Smithville, NY is $1,681 (±$210) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Town of Smithville?
Owners without a mortgage in the Town of Smithville pay a median of $664 (±$199) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Town of Smithville gone up?
In the Town of Smithville, the median monthly cost with a mortgage went from $1,115 in 2015–2019 to $1,681 in 2020–2024 (+50.8%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Smithville town, Chenango County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Smithville town, Chenango County, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Smithville town, Chenango County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Smithville town, Chenango County, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Smithville town, Chenango County, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Smithville town, Chenango County, New York (county subdivision:68055, in state:36 county:017).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in the Town of Smithville at a glance
- Median rent in the Town of Smithville
- Renters and owners in the Town of Smithville
- Income and affordability in the Town of Smithville
- Home values in the Town of Smithville
- Property taxes in the Town of Smithville
- Types of homes in the Town of Smithville
- Bedrooms in the Town of Smithville
- Age of homes in the Town of Smithville
- Heating fuel in the Town of Smithville
- Commute and cars in the Town of Smithville
- Population growth in the Town of Smithville
- How long people stay in the Town of Smithville
- New York landlord and tenant rules
- Housing across Chenango County
- Housing data for every place in New York