How much do homeowners pay a month in the Town of Stamford, NY?
Homeowners with a mortgage in the Town of Stamford, NY pay a median of $1,516 (±$241) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $630 (±$47).
47.6% of owned homes carry a mortgage.
In the Town of Stamford, the median monthly cost with a mortgage went from $1,222 in 2015–2019 to $1,516 in 2020–2024 (+24.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,516 (±$241)
- Without a mortgage
- $630 (±$47)
- Owned with a mortgage
- 47.6%
Monthly owner costs in the Town of Stamford
| Town of Stamford | Delaware County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $1,516 (±$241) | $1,445 (±$41) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $630 (±$47) | $629 (±$26) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 47.6% (±9.0 points) | 43.3% (±2.5 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,000 (±$588) | $3,145 (±$136) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Town of Stamford, the median cost with a mortgage is not measurably different from Delaware County ($1,445).
It is also lower than in New York ($2,555).
It is lower than the national figure ($1,963).
In Delaware County, the Town of Stamford ranks 8 of 19 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 572 of 999.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Town of Stamford have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,222 (±$71) | $1,516 (±$241) | +24.1% | No measurable change after inflation |
| Median real estate taxes | $2,929 (±$306) | $3,000 (±$588) | +2.4% | No measurable change after inflation |
| Median home value | $146,500 (±$14,934) | $188,200 (±$22,064) | +28.5% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Town of Stamford
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Town of Stamford | — | $1,516 (±$241) | — |
| Village of Hobart | 2.3 mi | $1,511 (±$243) | Not measurably different |
| Village of Stamford | 5.5 mi | $1,393 (±$216) | Not measurably different |
| Town of Bovina | 6.5 mi | $1,798 (±$165) | Not measurably different |
| Town of Roxbury | 7.3 mi | $1,390 (±$154) | Not measurably different |
| Town of Kortright | 7.3 mi | $1,781 (±$210) | Not measurably different |
| Town of Harpersfield | 7.8 mi | $1,618 (±$236) | Not measurably different |
| Town of Jefferson | 11 mi | $1,524 (±$150) | Not measurably different |
| Town of Middletown | 12 mi | $1,728 (±$426) | Not measurably different |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Delaware County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 2 | Town of Bovina | $1,798 (±$165) |
| 3 | Town of Kortright | $1,781 (±$210) |
| 4 | Town of Middletown | $1,728 (±$426) |
| 5 | Town of Hamden | $1,632 (±$316) |
| 6 | Town of Harpersfield | $1,618 (±$236) |
| 7 | Town of Deposit | $1,544 (±$160) |
| 8 | Town of Stamford | $1,516 (±$241) |
| 9 | Town of Andes | $1,474 (±$135) |
| 10 | Town of Tompkins | $1,446 (±$216) |
| 11 | Town of Masonville | $1,443 (±$74) |
| 12 | Town of Sidney | $1,441 (±$95) |
| 13 | Town of Franklin (Delaware County) | $1,414 (±$251) |
| 14 | Town of Delhi | $1,409 (±$177) |
Showing 13 of 19 places in Delaware County, ranked from highest to lowest.
A New York town includes the villages and hamlets inside it, so the figures for the Town of Stamford include them.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Town of Stamford
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Town of Stamford beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Town of Stamford, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Town of Stamford, and send estimates and invoices from your phone.
Questions about Town of Stamford
What is the average mortgage payment in the Town of Stamford?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Stamford, NY is $1,516 (±$241) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Town of Stamford?
Owners without a mortgage in the Town of Stamford pay a median of $630 (±$47) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Town of Stamford gone up?
In the Town of Stamford, the median monthly cost with a mortgage went from $1,222 in 2015–2019 to $1,516 in 2020–2024 (+24.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Stamford town, Delaware County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Stamford town, Delaware County, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Stamford town, Delaware County, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Stamford town, Delaware County, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Stamford town, Delaware County, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Stamford town, Delaware County, New York (county subdivision:70629, in state:36 county:025).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in the Town of Stamford at a glance
- Median rent in the Town of Stamford
- Rent by bedrooms in the Town of Stamford
- Rent burden in the Town of Stamford
- Renters and owners in the Town of Stamford
- Income and affordability in the Town of Stamford
- Home values in the Town of Stamford
- Property taxes in the Town of Stamford
- Types of homes in the Town of Stamford
- Bedrooms in the Town of Stamford
- Age of homes in the Town of Stamford
- Heating fuel in the Town of Stamford
- Commute and cars in the Town of Stamford
- Population growth in the Town of Stamford
- How long people stay in the Town of Stamford
- New York landlord and tenant rules
- Housing across Delaware County
- Housing data for every place in New York