How much do homeowners pay a month in the Town of Steuben, NY?

Name: Homeowner costs in the Town of Steuben, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in the Town of Steuben, NY pay a median of $1,564 (±$104) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $589 (±$61).

38.1% of owned homes carry a mortgage.

In the Town of Steuben, the median monthly cost with a mortgage went from $1,438 in 2015–2019 to $1,564 in 2020–2024 (+8.8%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,564 (±$104)
Without a mortgage: $589 (±$61)
Owned with a mortgage: 38.1%

Monthly owner costs in the Town of Steuben

Median selected monthly owner costs, estimate (90% margin of error)
	Town of Steuben	Oneida County	New York	United States
With a mortgage	$1,564 (±$104)	$1,527 (±$31)	$2,555 (±$9)	$1,963
Without a mortgage	$589 (±$61)	$636 (±$11)	$958 (±$5)	$638
Owned homes with a mortgage	38.1% (±7.5 points)	51.1% (±1.4 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$2,641 (±$285)	$3,690 (±$63)	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In the Town of Steuben, the median cost with a mortgage is not measurably different from Oneida County ($1,527).

It is also lower than in New York ($2,555).

It is lower than the national figure ($1,963).

In Oneida County, the Town of Steuben ranks 14 of 28 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 525 of 999.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in the Town of Steuben have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,438 (±$393)	$1,564 (±$104)	+8.8%	No measurable change after inflation
Median real estate taxes	$3,916 (±$544)	$2,641 (±$285)	−32.6%	Down after inflation
Median home value	$155,400 (±$18,249)	$151,600 (±$22,409)	−2.4%	Down after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near the Town of Steuben

Nearest places with a published estimate, compared with the Town of Steuben
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Town of Steuben	—	$1,564 (±$104)	—
Village of Remsen	4.2 mi	$1,397 (±$83)	Lower
Town of Remsen	6.0 mi	$1,741 (±$260)	Not measurably different
Town of Trenton	7.0 mi	$1,948 (±$431)	Not measurably different
Town of Western	7.4 mi	$2,145 (±$626)	Not measurably different
Town of Boonville	7.4 mi	$1,635 (±$298)	Not measurably different
Village of Holland Patent	7.7 mi	$1,632 (±$338)	Not measurably different
Town of Floyd	8.4 mi	$1,583 (±$222)	Not measurably different
Village of Boonville	9.4 mi	$1,326 (±$147)	Lower

Nearby places with a measurably lower figure: Village of Remsen, NY ($1,397), Village of Boonville, NY ($1,326).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Oneida County, place by place

Rank	Place	Median monthly cost with a mortgage
8	Town of Remsen	$1,741 (±$260)
9	Town of Lee	$1,728 (±$326)
10	Town of Boonville	$1,635 (±$298)
11	Town of Deerfield	$1,633 (±$107)
12	Town of Floyd	$1,583 (±$222)
13	Town of Whitestown	$1,567 (±$73)
14	Town of Steuben	$1,564 (±$104)
15	Town of Sangerfield	$1,555 (±$95)
16	Town of Forestport	$1,513 (±$158)
17	Town of Verona	$1,495 (±$174)
18	Town of Camden	$1,485 (±$198)
19	Town of Marshall	$1,484 (±$239)
20	Town of Vernon	$1,467 (±$87)

Showing 13 of 28 places in Oneida County, ranked from highest to lowest.

A New York town includes the villages and hamlets inside it, so the figures for the Town of Steuben include them.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Town of Steuben

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Town of Steuben beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Town of Steuben, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Town of Steuben, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Town of Steuben

What is the average mortgage payment in the Town of Steuben?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Steuben, NY is $1,564 (±$104) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in the Town of Steuben?

Owners without a mortgage in the Town of Steuben pay a median of $589 (±$61) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in the Town of Steuben gone up?

In the Town of Steuben, the median monthly cost with a mortgage went from $1,438 in 2015–2019 to $1,564 in 2020–2024 (+8.8%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Steuben town, Oneida County, New York (county subdivision:71212, in state:36 county:065).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.