How much do homeowners pay a month in the Town of Stony Creek, NY?

Homeowners with a mortgage in the Town of Stony Creek, NY pay a median of $1,621 (±$99) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $484 (±$51).

36.4% of owned homes carry a mortgage.

In the Town of Stony Creek, the median monthly cost with a mortgage went from $1,245 in 2015–2019 to $1,621 in 2020–2024 (+30.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on .

With a mortgage
$1,621 (±$99)
Without a mortgage
$484 (±$51)
Owned with a mortgage
36.4%

Monthly owner costs in the Town of Stony Creek

Median selected monthly owner costs, estimate (90% margin of error)
Town of Stony CreekWarren CountyNew YorkUnited States
With a mortgage$1,621 (±$99)$1,757 (±$56)$2,555 (±$9)$1,963
Without a mortgage$484 (±$51)$664 (±$23)$958 (±$5)$638
Owned homes with a mortgage36.4% (±9.7 points)58.8% (±2.1 points)57.8% (±0.2 points)60.6%
Median real estate taxes (a year)$2,010 (±$512)$3,936 (±$128)$6,582 (±$21)$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In the Town of Stony Creek, the median cost with a mortgage is lower than in Warren County ($1,757).

It is also lower than in New York ($2,555).

It is lower than the national figure ($1,963).

In Warren County, the Town of Stony Creek ranks 5 of 12 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 456 of 999.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in the Town of Stony Creek have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Median owner cost with a mortgage$1,245 (±$151)$1,621 (±$99)+30.2%No measurable change after inflation
Median real estate taxes$2,143 (±$377)$2,010 (±$512)−6.2%No measurable change after inflation
Median home value$143,800 (±$26,163)$190,000 (±$50,190)+32.1%No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near the Town of Stony Creek

Nearest places with a published estimate, compared with the Town of Stony Creek
PlaceDistanceMedian monthly cost with a mortgageCompared with this place
Town of Stony Creek—$1,621 (±$99)—
Town of Thurman5.7 mi$1,427 (±$209)Not measurably different
Town of Day6.5 mi$1,621 (±$144)Not measurably different
Town of Hadley8.1 mi$1,434 (±$139)Lower
Hadley (community)12 mi$1,316 (±$145)Lower
Town of Hope12 mi$1,530 (±$211)Not measurably different
Town of Warrensburg13 mi$1,571 (±$233)Not measurably different
Town of Lake Luzerne13 mi$1,552 (±$92)Not measurably different
Town of Edinburg13 mi$1,363 (±$163)Lower

Nearby places with a measurably lower figure: Town of Hadley, NY ($1,434), Hadley (community), NY ($1,316), Town of Edinburg, NY ($1,363).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Warren County, place by place

RankPlaceMedian monthly cost with a mortgage
1Town of Bolton$2,202 (±$121)
2Town of Queensbury$1,943 (±$81)
3Town of Lake George$1,871 (±$235)
4Glens Falls$1,668 (±$60)
5Town of Stony Creek$1,621 (±$99)
6Town of Warrensburg$1,571 (±$233)
7Town of Lake Luzerne$1,552 (±$92)
8Town of Hague$1,465 (±$294)
9Town of Chester (Warren County)$1,448 (±$231)
10Town of Horicon$1,430 (±$177)
11Town of Thurman$1,427 (±$209)

Showing 11 of 12 places in Warren County, ranked from highest to lowest.

A New York town includes the villages and hamlets inside it, so the figures for the Town of Stony Creek include them.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Town of Stony Creek

What is the average mortgage payment in the Town of Stony Creek?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Stony Creek, NY is $1,621 (±$99) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in the Town of Stony Creek?

Owners without a mortgage in the Town of Stony Creek pay a median of $484 (±$51) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in the Town of Stony Creek gone up?

In the Town of Stony Creek, the median monthly cost with a mortgage went from $1,245 in 2015–2019 to $1,621 in 2020–2024 (+30.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Stony Creek town, Warren County, New York (county subdivision:71641, in state:36 county:113).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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